Carbon Cliff Bankruptcy Lawyers

Ray recieved his J.D. at Northwestern University in 1974 and M.B.A. at Northwestern University in 1972 with a B.A. at California State, L.A. in 1968. He is a member of the Illinois State Bar Association and Rock Island County Bar Association.

Former Public Administrator of Rock Island County

Former Public Guardian of Rock Island County

HUD Foreclosure Commissioner

Justin is a partner and chief executive officer of the firm working primarily out of our Kewanee office. Justin graduated from Southern Illinois University School of Law in 2007 and was hired on with Barash and Everett as an associate thereafter. He is a veteran of the United States navy where he served as a Sonar Technician on the Submarine, USS Nevada SSBN 733. BORN: Decatur, Illinois. ADMITTED TO BAR: 2007, Illinois. EDUCATION: Southern Illinois University (B.A., 2004); Southern Illinois University School of Law (J.D., 2007). MEMBER: American Bar Association; Illinois State Bar Association; Henry County...

Licensed to practice since 2008, Thomas Howard has represented numerous financial institutions in litigation to enforce their security interests. Over the past decade, he has assisted community banks in complex commercial workouts involving some of the most sophisticated financial products in the banking industry. He has also litigated in contested contract cases on various legal theories. Since 2015, he has been named both a Rising Star from Super Lawyers and an Emerging Lawyer by Leading Lawyers. He also extensively represents secured creditors in various avenues of commercial loan enforcement through all aspects of litigation, from commercial workouts through...

I help people across central Illinois obtain relief from their debt through filing bankruptcy. I represent people in both Chapter 7 and Chapter 13 bankruptcy. I am licensed to practice in Illinois, am a member of the Illinois State Bar Association, and am admitted to practice in the U.S. District Court for the Central District of Illinois.

I received my Bachelor of Arts Degree in Business Management from Eureka College where I also minored in Spanish. I then received my law degree from Southern Illinois University School of Law. While in law school I worked in the...

For over 30 years Charles Covey has been practicing law. He has handled bankruptcy cases during the duration of his three decades of legal practice and for the past decade, he has practiced exclusively in bankruptcy, debt relief and foreclosure defense matters.

I have been practicing law for over 25 years and believe that I am one of the best litigators out there. I listen to my clients and put their requests into legal pleadings. I advocate for my clients zealously. I spend most of my time working and not much time with my family, that includes several very large dogs. I volunteer at a local school when I can as I believe that children need our patience and help to grow up to healthy and happy adults. It is my goal to make the world a better place for everyone. ...

Eric Pratt is located in Rockford and Crystal Lake Illinois helping people file bankruptcy, Chapter 7 and Chapter 13, in Rockford, Belvidere, Crystal Lake, Woodstock, McHenry IL. Websites: RockfordBankruptcyToday.com and BankruptcyCrystalLakeWoodstockMchenry.com

David R. Freriks, JD, MLIS

Mr. Freriks is a graduate of the University of Illinois and the Chicago-Kent School of Law. He was admitted to the Illinois and Federal Bars in 1980. During law school, he clerked for the late Honorable Brian B. Duff (1930-2016), United States District Judge of the United States District Court for the Northern District of Illinois.

In addition to his law practice, he has held administrative and management positions with the Office of the Illinois Secretary of State; Baker & McKenzie, the largest law firm in the world; the Association of Legal Administrators; the Thomson Reuters...

Mazyar M. Hedayat is the principal of M. Hedayat & Associates, PC, a law firm that has represented Clients for nearly 25 years in the areas of business law and litigation, bankruptcy law and litigation, real property transactions and litigation, construction law and mechanics liens, corporate law, and more. After attending the University of Chicago and University of Michigan, Mr. Hedayat received his MBA from the U.M. Ross School of Business, and his J.D. from DePaul University College of Law. Mr. Hedayat is a title insurance agent and operated a full-service title company for 6 years....

Rich Fonfrias is a respected Financial Rescue and Bankruptcy Lawyer based in Chicago, Illinois. He has practiced law since 1996 and has in-depth experience helping families and business owners overcome serious financial problems. Rich represents clients in all types of financial emergencies, including creditor lawsuit defense – credit card defense – foreclosure defense – debt elimination, reduction and settlement – tax elimination, reduction and settlement – and loan and mortgage modifications, as well as chapter 7, 11 and 13 bankruptcies. In 1990, Rich graduated from State University of New York at Stony Brook, where he earned a Bachelor of Arts Degree in...

I have been practicing law for over 35 years. I graduated 3rd in my class from law school, so I had the opportunity to work at one of Chicago's largest law firms on Michigan Avenue, Ross & Hardies, right out of law school. At that time my experience was mostly in the area of personal injury law having clerked during law school for one of the nations top personal injury lawyers, Leonard M. Ring & Associates. In April of 1991 I started my own firm that has continued to prosper under the philosophy of providing, "Quality,...

Attorney Charles N. Therman is an effective, experienced, compassionate advocate. He represents clients in personal injury, workers' compensation, nursing home abuse, bankruptcy and foreclosure defense matters. He provides straightforward answers and solutions for his clients. Contact Charles for a free consultation!

Bankruptcy attorney in Chicago with 20+ years bankruptcy experience. I handle all aspects of chapter 7 and chapter 13 cases in Chicagoland. I offer free consultations to help get you the advice you need to make an educated decision about the bankruptcy filing process. Contact me to get the fresh start you deserve.

I am a member of the American Bankruptcy Institute, the Chicago Bar Association and the Illinois Bar Association. I have filed thousands of bankruptcy cases in Illinois and have eliminated millions of dollars in debt from credit cards, medical bills, repossessions,...

Eric Zelazny is a bankruptcy attorney who is the founder and managing partner of Zelazny Business Bankruptcy. Before becoming an attorney, Eric was a Certified Public Accountant and worked for KPMG, which is the largest accounting firm in the world. He graduated from the University of Illinois Champaign Urbana with Honors. At the time, the University of Illinois was the number one-ranked accounting program in the United States. Eric also managed to pass the Certified Public Accountant exam the first time he sat for the exam, a feat only twenty-eight percent of those who took the exam managed...

Gary Newland is an experienced trial attorney evidenced by the hundreds of cases he has successfully won at trial. Many of Gary's cases have been covered by USA Today, Forbes, Chicago Tribune, Chicago Sun-Times, NBC, The Daily Herald, Oprah Winfrey, and the list goes on. Many of the clients Gary represents are referrals from other attorneys who are aware of his skills and reputation in the community. He has been an invited guest lecturer to the Bar Association and other legal organizations as well as an author of published articles on legal issues. He has been a member of the...

Jane E. Nagle is a founding partner of McSwain Nagle Giese & Rapp, P.C., and she concentrates her practice primarily in the areas of divorce and family law in DuPage, Cook, Will, Kane, Kendall, Lake and surrounding collar counties. Over the years, Jane has handled numerous pre-decree and post-decree divorce cases as well as paternity, child support enforcement, and contested cases involving the allocation of parental decision-making and parenting time. Jane is also experienced in handling chapter 7 bankruptcy cases as well as negotiating various types of unsecured debts, obtaining excellent settlements for her clients facing financial hardship. Through...

John Lynch became interested in debt relief and bankruptcy before he went to Law School. John was employed at Eastern Airlines in Miami, Florida, which at that time was the second largest airline in the US. Eastern Airlines filed for bankruptcy in 1990 and by 1991 it had closed its doors. John knew so many people that could not find work, had cars repossessed and faced mounting debt. Then, in 1992 Hurricane Andrew hit South Florida and Pan Am airlines also closed its doors. By that time John was a Paralegal and owner of a Title Company. He worked as...

After attending the University of Illinois for Undergraduate school I attended Northern Illinois University School of Law. I was a Prosecutor for the McLean County State's Attorney's office for a year and a half, before leaving the office to practice with my father Jim Finegan. I will be working closely with my father on bankruptcy, real estate and other civil cases in the Bloomington, Illinois area.

Mr. Houlihan was admitted to the State Bar of Illinois in 1986. He is also admitted to practice in the United States District Court for the Northern District of Illinois as a member of the trial bar. He has been admitted to the Capital Litigation Trial Bar of the State of Illinois to represent criminal defendants in death penalty cases. Mr. Houlihan is a member of the DuPage County Bar Association, where he has served as Co-Chairman of the Younger Members Committee (1988-1989); Chairman of the Criminal Law Committee (1990-1991); and Chairman of the Membership Committee (2000-2001). He is...

Lisa M. Nyuli has been a partner since joining the firm of Ariano Hardy Ritt Nyuli Richmond Lytle & Goettel P.C. in 2000. Prior to joining the firm, for the first 10 years of her career, she worked as an attorney in Aurora, Illinois and in Geneva, Illinois. She was licensed in 1989 and focuses her practice primarily in all areas of family law. In 2008, she became a Fellow of the American Academy of Matrimonial Lawyers.

Ms. Nyuli is also active in the Illinois State Bar Association as a member, having served two terms on the Board of Governors, and...

47 years experience in Immigration and International Law, Complex Bankruptcy and Health law Visiting Professor of International Law DePaul University College of Law Global Faculty International Law, Faculty of Law ,University of Liverpool School of Law U.K. Advanced law degree (LL.M) DePaul University Dissertation supervisor University of Cumbria U.K. Salford University U.K.. Assistant Professor Tulane School of Tropical Medicine and Public Health, New Orleans

Kiley M. Whitty is a licensed attorney specializing in the areas of family law, child custody, bankruptcy, and creditor negotiations in Cook, DuPage, Kane, Will and surrounding collar counties. While in law school at Loyola University Chicago School of Law, Kiley earned a certificate in Child and Family Law as well as a certificate in Advocacy which aided in her success as a litigator. As an associate with Anderson & Associates, P.C., Kiley has handled complex custody cases involving issues with legal and residential custody, parenting time, allegations of abuse and neglect, and child removal. Kiley has also handled a...

Adriana C Cross is an experienced Bankruptcy attorney, and owner of A Cross Law Firm PLLC, a full-service law firm located at 111 W. Jackson, Suite 1700, Chicago, IL 60604. She works personally on any and every case that comes into the firm. Adriana became licensed in the Northern District of Illinois Bankruptcy court in 2019, and worked for the Semrad law firm, also known as debt stoppers as a bankruptcy associate with until February of 2020. Adriana at that time chose to work for the family law firm of John Buchmiller and Associates, until April of 2020. Adriana opened A Cross...

Cheri Costa is an attorney serving the Southwest Suburbs of Chicago and Chicagoland since 2005. My goal is to provide you and your family with Legal Advice and Legal Representation that you may need throughout your life. I understand the difficulties life may bring and I wish to be your Personal Attorney there for you at those times, whether it is going through a Divorce, obtaining Child Support, Maintenance (Alimony) or Parenting Time with your Children, helping with debt situations using our Bankruptcy Laws, Preparing your Estate Plan with Trusts and Wills, buying or selling your home, or...

Karl J. Wulff, (BA ’93, JD ’96) is the firm’s principal attorney. He received his Bachelor of Arts degree from Webster University in 1993. He received his Juris Doctor degree from Oklahoma City University School of Law in 1996. Prior to attending university Mr. Wulff served in the United States Navy on board the amphibious assault aircraft carrier U.S.S. Tripoli (LPH-10) in the air department from 1987 to 1989 and later on board the aircraft carrier U.S.S. Saratoga (CV-60) as a reservist, earning the Sea Service Ribbon and the National Defense Medal. Mr. Wulff is a member of the National...

Mr. Gountanis joined Therman Law Offices, LTD. directly upon completing his summer externship and graduating law school in November, 2010. Gountanis became one of Mr. Therman’s quick understudies, learning the art of aggressive negotiation, arbitration as well as trying cases to favorable verdict.

Mr. Gountanis received his Bachelor of Arts in Political Science from the University of Wisconsin, Master of Business Administration (M.B.A.) from Keller Graduate School of Management - Lincolnshire, and his Juris Doctorate from Western Michigan University, Cooley Law School at Grand Rapids, MI. He is admitted to the Illinois State Bar Association (ISBA), Chicago Bar Association (CBA) and...

Ms. Kaplan graduated from Boston University in 1996 having received her bachelors degree in political science, and attended the John Marshall Law School.

Ms. Kaplan graduated from law school with a 3.5 GPA and after passing the bar in 2001, began practicing law with her father, Melvin J. Kaplan, renown bankruptcy lawyer for over 58 years and author of two books including, Chapter 13 How To Get Your Creditors Off Your Back Without Losing Your Shirt.

Ms. Kaplan has helped thousands of Chicago families save their homes, cars, and get a fresh start for over 15 years.

Ms. Kaplan is a member of...

Tina T. Tran (known to her close friends as Ty) is a second-generation Vietnamese American. As an ardent social justice advocate, Tina is committed to providing accessible, affordable, and affirming legal support and advocacy to people of all backgrounds and circumstances. She prides herself on giving her clients the fresh start they deserve, whether that be through filing for Bankruptcy, or through the Expungement and Sealing of criminal records. Tina grew up in the California Bay Area, and she learned early on about the wide discrepancies between people of different economic or racial backgrounds and their access to the...

I bring an ivory tower legal education from Washington University and over 35 years of legal experience to down to earth people. Since 2004 I have been the Illinois Downstate Chair for the National Association of Consumer Bankruptcy Lawyers. And I am a founding member of the Bankruptcy Law Network legal blog. I also recognize that sometimes bad things happen to good people. When you get tired of abusive debt collectors call me for reasonable and respectable solutions to your financial problems.

For the past 25 years, my practice has focused on helping individuals, families, and small businesses to overcome financial setbacks and obtain a Fresh Start. Sometimes this means fighting foreclosures or defending against credit card suits. Very often, it involves filing bankruptcy to eliminate multiple debts or to consolidate several debts into one smaller monthly payment that my clients can actually afford. I treat my clients with dignity and respect and am proud to have served more than 10,000 people in Western Kentucky and Southern Illinois.