Manatee County Bankruptcy Lawyers

AnnaDanielle Carter
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AnnaDanielle Carter
Lee County, FL Bankruptcy Lawyer with 12 years of experience
(239) 594-7227 3301 Bonita Beach Road
Suite 200
Bonita Springs, FL 34134
Bankruptcy, Appeals, Collections and Real Estate
William Justin Cottrell
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William Justin Cottrell
Collier County, FL Bankruptcy Lawyer with 18 years of experience
(239) 449-4888 809 Walkerbilt Rd
Suite 6
Naples, FL 34110
Bankruptcy and Real Estate
Eric John Olson
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Eric John Olson
Lee County, FL Bankruptcy Lawyer with 24 years of experience
(863) 688-3606 206 Easton Dr.
Lakeland, FL 38803
Bankruptcy, Elder, Estate Planning and Foreclosure Defense
St. Thomas University School of Law
Mr. Anthony Demetrius Vamvas IV
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Mr. Anthony Demetrius Vamvas IV
Orange County, FL Bankruptcy Attorney
(407) 210-3946 5401 South Kirkman Road
Ste 310
Orlando, FL 32819
Bankruptcy, Business, Consumer and DUI & DWI
Washington University School of Law
Robert S. Cohen
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Robert S. Cohen
Lee County, FL Bankruptcy Lawyer with 38 years of experience
(239) 931-1111 3049 Cleveland Avenue, Ste 259
Fort Myers, FL 33901
Bankruptcy, Consumer, Divorce and Probate
South Texas College of Law
Robert C Burnette
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Robert C Burnette
Pasco County, FL Bankruptcy Attorney
(813) 788-6800 5710 Gall Boulevard
Ste C
Zephyrhills, FL 33542
Bankruptcy, Consumer and Medical Malpractice
Sandra H. Day
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Sandra H. Day
Pasco County, FL Bankruptcy Attorney with 25 years of experience
(352) 684-6545 4108 Deltona Blvd.
SPRING HILL, FL 34606
Free ConsultationBankruptcy, Divorce, Estate Planning and Family
Melody Pullen
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Melody Pullen
Orange County, FL Bankruptcy Attorney
(407) 850-8880 7635 Ashley Park Court,
Suite 503-B
Orlando, FL 32835
Bankruptcy, Criminal Defense, Immigration and Real Estate
Isabel E. Freeman
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Isabel E. Freeman
Orange County, FL Bankruptcy Attorney
(407) 877-7995 151 West Silver Star Road
Ocoee, FL 34761
Bankruptcy
Valencia Disery Richards-Hayes
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Valencia Disery Richards-Hayes
Lee County, FL Bankruptcy Attorney with 27 years of experience
(239) 772-0351 120 S. Del Prado Blvd.
Suite 1
Cape Coral, FL 33990
Bankruptcy, Divorce, Estate Planning and Family
Jonathan D. Eichelberger
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Jonathan D. Eichelberger
Lake County, FL Bankruptcy Attorney
(407) 926-2455 P.O. Box 137952
Clermont, FL 34713
Bankruptcy
Stephen Rei
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Stephen Rei
Sarasota County, FL Bankruptcy Lawyer with 34 years of experience
(800) 273-3731 205 West Venice Ave
Suite 204
Venice, FL 34285
Bankruptcy and Probate
John A. Russo
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John A. Russo
Orange County, FL Bankruptcy Attorney with 18 years of experience
(407) 926-5789 5401 S. Kirkman Rd.
St. 310
Orlando, FL 32819
Bankruptcy and Estate Planning
University of Wyoming College of Law
Stuart A. Young
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Stuart A. Young
Palm Beach County, FL Bankruptcy Attorney with 46 years of experience
(888) 540-4343 1860 Forest Hill Blvd.
West Palm Beach, FL 33406
Free ConsultationBankruptcy, Collections, Consumer and Foreclosure Defense
University of Florida Levin College of Law
As the only Board Certified Consumer Bankruptcy attorney in West Palm Beach, practicing bankruptcy law since 1977, I possess a high degree of expertise in the field of consumer bankruptcy law. I have been Board Certified by the American Board of Certification in Consumer Bankruptcy since 1999.

Attainment of this certification requires peer review, successful performance on a lengthy examination and completion of 60 hours of continuing legal education every five years. It is not surprising that few lawyers are able to achieve this distinction.

I have also authored a text book for lawyers on bankruptcy...
Victoria Lyn Anderson
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Victoria Lyn Anderson
Orange County, FL Bankruptcy Attorney with 17 years of experience
(407) 412-7041 1115 E. Livingston Street
Orlando, FL 32803
Free ConsultationBankruptcy, Divorce, Domestic Violence and Family
Barry University Dwayne O. Andreas School of Law
Victoria Lyn Anderson primarily practices in the areas of domestic and family law and bankruptcy. Ms. Anderson's experience in these areas of law has given her a unique ability to not only achieve results but to assist clients though difficult, complicated and sometimes incredibly emotional events. Ms. Anderson has been a resident of central Florida for over 25 years. She received her Bachelors in Political Science from the University of Central Florida and a Juris Doctorate from Barry University School of Law. At Barry University Ms. Anderson received a certificate for completing a concentration in the areas of Children...
Mr. Chad Van Horn
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Mr. Chad Van Horn
Orange County, FL Bankruptcy Attorney with 15 years of experience
(954) 765-3166 111 North Orange Avenue, Suite 800
Orlando, FL 32801
Free ConsultationBankruptcy, Business, Foreclosure Defense and Real Estate
Shepard Broad Law Center, Nova Southeastern University
Chad Van Horn, Esq. is a South Florida business leader and founding partner attorney of Van Horn Law Group, P.A. Through a combination of dedicated philanthropy, spirited entrepreneurship and legal expertise, he applies his resources and network to helping people—whether it's through his board leadership with Big Brothers Big Sisters of Broward County, his efforts developing startup ventures that bring jobs to the local economy, or practicing bankruptcy law to provide solutions to economic hardship. While his volunteer work and entrepreneurial spirit play a major role in his life, Chad's success as the founder of Van Horn...
Timothy Kingcade
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Timothy Kingcade
Miami-Dade County, FL Bankruptcy Lawyer with 28 years of experience
(305) 285-9100 1370 Coral Way
Miami, FL 33145
Free ConsultationBankruptcy and Foreclosure Defense
Stetson University College of Law
Timothy Kingcade is Managing Shareholder of Kingcade & Garcia, P.A., which he founded in 1996. Mr. Kingcade practices exclusively in the field of bankruptcy law, handling Chapter 7 filings and foreclosure defense cases for the Southern District of Florida. To compliment his extensive experience in bankruptcy law, Timothy is also a certified public accountant (CPA), which provides him with a unique understanding of how to handle tax-motivated bankruptcy cases against the IRS. Bankruptcy attorney Timothy Kingcade knows how to help clients take full advantage of their rights under bankruptcy protection to restart, rebuild and recover.
George Trovato
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George Trovato
Volusia County, FL Bankruptcy Attorney with 20 years of experience
(386) 626-9006 150 N. Volusia Ave. Suite B, Orange City, Florida 32763, United States
Orange City, FL 32763
Free ConsultationBankruptcy, Criminal Defense, Family and Personal Injury
Regent University School of Law and Barry University
MEMBER OF THE FLORIDA & NORTH CAROLINA BAR With almost 20 years of experience, George Trovato has acquired the knowledge and the skills to provide effective and aggressive representation. GRADUATE OF BARRY UNIVERSITY SCHOOL OF LAW He also earned The Masters of Law from Regent University School of Law. Honored by the cities of Deltona, Orange City and Port Orange. HONORED BY FLORIDA SUPREME COURT 10 YEARS IN A ROW FOR PRO-BONO WORK FOR HIS COMMUNITY Champion for hands-on classroom training & apprenticeships. SUPPORTS THE COUNCIL ON AGING George is a leader in his community and always...
Mr Eric Klein
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Mr Eric Klein
Palm Beach County, FL Bankruptcy Lawyer with 28 years of experience
(561) 353-2800 4800 N. Federal Highway
Suite 307B
Boca Raton, FL 33431
Free ConsultationBankruptcy, Collections, Family and Foreclosure Defense
Massachusetts School of Law at Andover
I am a trial lawyer with a boutique practice that helps people. My Firm concentrates in family law – Divorce, Paternity, Custody, and Prenuptial Agreements – consumer bankruptcy and real estate law, Foreclosure Defense and other real estate litigation - we have a title agency, engage in short sale negotiations --- I have highly skilled attorneys in each area --- we work together as a team. We help our Clients navigate a difficult, challenging, often uncertain process and assist them in achieving the best possible results. What’s unique about my practice is that I can assist people in...
Michael Ferrin
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Michael Ferrin
Orange County, FL Bankruptcy Lawyer with 16 years of experience
(407) 412-7041 1115 E Livingston St
Orlando, FL 32803
Free ConsultationBankruptcy, Divorce, Domestic Violence and Family
Barry University Dwayne O. Andreas School of Law
Michael Ferrin has been practicing in the areas of of Domestic/Family law and Bankruptcy Law for over 14 years. Mr. Ferrin's experience has given him a unique ability to understand the difficulties one can face when confronted with the issues involved in these areas. Mr. Ferrin prides himself on treating each client as if they were family and making sure that as a client you are well informed and receive the highest level of representation. Mr. Ferrin has been a resident of Florida for over 40 years. He was born in New Orleans and raised in Key West Florida....
James  Turner
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James Turner
Orange County, FL Bankruptcy Attorney with 48 years of experience
(888) 877-5103 3670 Maguire Boulevard
Suite 310
Orlando, FL 32803
Free ConsultationBankruptcy, Collections, Consumer and Foreclosure Defense
University of Miami School of Law and University of Miami School of Law
Debt Relief Lawyer - providing aggressive and affordable professional services to consumers who have been victims of unfair and illegal collection tactics in attempting to collect a consumer debt, and other legal services for residents in Orlando, Kissimmee, and throughout the Central Florida Area. We have had success for our clients in suing for wrongful repossession. Moreover, we have lots of experience with credit card lawsuits. If you want a 5-Star attorney on your side, call or text us.
Julio Cesar Marrero
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Julio Cesar Marrero
Miami-Dade County, FL Bankruptcy Lawyer with 36 years of experience
(888) 773-0347 3850 Bird Road, Suite 1001
Miami, FL 33146
Bankruptcy, Divorce, Foreclosure Defense and Real Estate
University of Miami School of Law
Julio C. Marrero, is an experienced Florida Attorney, licensed since 1988. He received his Juris Doctor degree Cum laude from the University of Miami School of Law. He has since dedicated his entire professional career to providing legal services to the South Florida community. As a solo practitioner, Julio dedicated his general practice to Civil, Family, & Real Estate Law. He became well known for successfully completing a large volume of Real Estate Transactions as closing and title insurance agent.

Julio C. Marrero is presently the Senior Managing Partner & Founder of MARRERO, CHAMIZO, MARCER LAW, a Miami law...
Alex McClure
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Alex McClure
Seminole County, FL Bankruptcy Attorney with 16 years of experience
(407) 984-5270 255 Primera Boulevard
Suite 160
Lake Mary, FL 32746
Free ConsultationBankruptcy, Business, Collections and Consumer
Stetson University College of Law
I exclusively practice consumer credit/collections and consumer protection law which includes bankruptcy, wage and bank garnishment, consumer protection law and debt defense litigation. I keep the focus of my firm narrow to ensure the highest level of representation and advocacy for my clients by not trying to be a jack of all trades. I spent nearly 10 years litigating for some of the largest creditors and debt buyers in the country and I now bring all of that experience to your side of the table to provide you with a unique perspective on your problems.
Kenneth Martin Hesser
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Kenneth Martin Hesser
Marion County, FL Bankruptcy Attorney with 24 years of experience
(352) 789-6520 328 NE 1st Ave.
Suite 100
Ocala, FL 34470
Bankruptcy, Employment, Personal Injury and Workers' Comp
Wake Forest University School of Law
Mr. Hesser was born in Philadelphia, Pennsylvania in 1975. He attended Penn State University where he received degrees in both Political Science and Media Studies in 1997. Mr. Hesser then attended Wake Forest University School of Law in Winston-Salem, North Carolina, where he obtained a Juris Doctorate in 2000. Mr. Hesser spent his final year of law school in Gainesville studying at the University of Florida Levin College of Law. Mr. Hesser practices in the fields of bankruptcy, employment, and workers’ compensation law. Prior to forming Schatt & Hesser, PA with his longtime colleague in Ocala, Ted Schatt, Ken...
Craig Ivan Kelley
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Craig Ivan Kelley
Palm Beach County, FL Bankruptcy Lawyer with 36 years of experience
(561) 264-6850 1665 Palm Beach Lakes Blvd
Suite 1000
West Palm Beach, FL 33401
Bankruptcy, Business, Foreclosure Defense and Real Estate
University of Miami School of Law
Craig I. Kelley is the Managing Partner of Kelley Kaplan & Eller, P.L. Mr. Kelley founded the firm in 2001. His vision when he founded the firm was to find creative solutions to difficult problems, as presented by his various clients. To this day, this philosophy remains as the foundation of the services provided by Kelley Kaplan & Eller, P.L.. Mr. Kelley has extensive experience handling a wide variety of complex matters, from restructuring and insolvency proceedings to complex state court litigation. His motto is that every problem has a solution. Specifically, Mr. Kelley focuses his practice in the representation of creditors and...
Jeffrey Scott Badgley
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Jeffrey Scott Badgley
Orange County, FL Bankruptcy Lawyer with 37 years of experience
(407) 781-0420 801 N Magnolia Ave #107
Orlando, FL 32803
Free ConsultationBankruptcy, Legal Malpractice and Personal Injury
University of Florida Levin College of Law
My practice is about helping individuals, families, and small businesses. My firm works with injured people to obtain compensation for their injuries. We also work with individuals and families who are in financial distress who need help with unmanageable debt.

I am board certified in civil trial law by the Florida Bar. I have extensive experience litigating cases involving professional malpractice, personal injuries, insurance disputes, real estate disputes, and business disputes. Cases that I have tried in court before juries include wrongful death claims, medical malpractice, automobile injuries, brain injuries to children, delay in diagnosis of cancer,...
Ryan Michael Albaugh
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Ryan Michael Albaugh
Saint Johns County, FL Bankruptcy Lawyer with 24 years of experience
(904) 794-7898 1301 Plantation Island Dr. S.
Suite 302B
SAINT AUGUSTINE, FL 32080
Free ConsultationBankruptcy, Consumer, Criminal Defense and Foreclosure Defense
Golden Gate University School of Law
With over 15 years of experience, I have handled thousands of cases. I am both skilled and knowledgeable in Criminal Defense, Foreclosure Defense, Bankruptcy, Family Law, and Injury Law matters. I provide personal attention and zealous representation to meet my clients' legal needs and goals. I am committed to protecting and fighting for their rights and interests.

As a former Deputy District Attorney, I prosecuted a broad range of criminal matters from misdemeanors to serious felonies. My extensive knowledge and insight into the criminal law system has assisted in the successful defense of many clients. I also advocate for clients...
Christopher Emmanuel Benjamin
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Christopher Emmanuel Benjamin
Miami-Dade County, FL Bankruptcy Lawyer with 22 years of experience
600 NW 183 St
Miami Gardens, FL 33169
Free ConsultationBankruptcy, Arbitration & Mediation, Business and Consumer
St. Thomas University School of Law
Mr. Benjamin emphasizes delivery of outstanding legal services in a variety of legal areas such as civil and commercial litigation, family litigation, criminal litigation, bankruptcy, probate administration, employment/labor, and personal injury just to name a few. After nineteen years of litigation practice, Mr. Benjamin has chosen to expand his practice in the areas of Business and Corporate transactions, his practice will focus on providing exceptional representation to startups (with an emphasis toward tech companies) and non-profits corporations.  He clients already include lenders, developers, investors, entrepreneurs, entertainers, publishers, corporations (including non-profits and religious groups), individuals, and small business owners. Mr. Benjamin...
Eric Nissim Assouline
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Eric Nissim Assouline
Palm Beach County, FL Bankruptcy Attorney with 27 years of experience
(561) 361-6566 2101 Corporate Blvd NW
Suite 410
Boca Raton, FL 33431
Bankruptcy, Business, IP and Real Estate
University of Miami School of Law
Eric N. Assouline, Esq., is a litigation partner and concentrates his practice in commercial and bankruptcy litigation. Mr. Assouline has litigated a wide variety of business law disputes. Mr. Assouline also handles cases involving Ponzi scheme Clawback litigation, 547 and 548 defense cases, automatic stay litigation, and real estate and landlord and tenant disputes in state and bankruptcy court.
Chip Parker
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Chip Parker
Duval County, FL Bankruptcy Attorney with 32 years of experience
(904) 733-7766 8777 San Jose Blvd
#301
Jacksonville, FL 32217
Free ConsultationBankruptcy and Foreclosure Defense
Stetson University College of Law
I have been a consumer lawyer since 1992, with an emphasis on consumer and small business bankruptcy and defending consumers against illegal debt collection activity.

I manage two consumer bankruptcy law firms ~ in Florida and Utah. Over the 26 years of running consumer law firms, I came to understand that these are not law firms at all. They are consumer satisfaction companies that provide legal representation to consumers and small businesses. Client satisfaction is our #1 goal. It is so important, as a matter of fact, that we publish a Statement of Client Rights right on the website, and we...
Joy Owenby
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Joy Owenby
Clay County, FL Bankruptcy Lawyer with 22 years of experience
(904) 479-2391 1835 East West Parkway
Suite 17
Fleming Island, FL 32003
Free ConsultationBankruptcy, Divorce, Elder and Family
Florida Coastal School of Law and Florida State University
Attorney Joy Owenby serves clients throughout Florida with aggressive and relentless representation for a wide-range of practice areas. While her knowledge and experience are extensive, Attorney Owenby particularly handles matters involving divorce, adoption, trusts / wills, probate, bankruptcy, criminal defense, child support, and family law. Over the course of the years, she has obtained much recognition and has become an accomplished lawyer with an Avvo Rating. Prior to the founding of Owenby Law, P.A., Attorney Owenby serves as legal counsel for Florida’s Guardian ad Litem Program. During this time, she explored the intricacies of family law which have allowed...
Matthew David Bavaro
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Matthew David Bavaro
Palm Beach County, FL Bankruptcy Attorney with 25 years of experience
111 Southeast 2nd Street
Suite #2
Delray Beach, FL 33483
Bankruptcy and Foreclosure Defense
Shepard Broad Law Center, Nova Southeastern University
As a partner at Loan Lawyers, Fort Lauderdale lawyer Matthew Bavaro offers legal counsel to those who are in debt. He has been practicing as a lawyer in the state of Florida for 15 years. Before co-founding Loan Lawyers, LLC, he previously served as a personal injury lawyer. Attorney Bavaro is the recipient of an Avvo Rating on 9.0 Superb. He is a graduate of the Shepard Broad Law Center at Nova Southeastern University. To learn more, contact his firm today.
Adam Ira Skolnik
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Adam Ira Skolnik
Broward County, FL Bankruptcy Attorney with 21 years of experience
(954) 900-1061 1761 West Hillsboro Bouelvard
Suite 201
Deerfield Beach, FL 33442
Free ConsultationBankruptcy, Consumer and Real Estate
Brooklyn Law School
After graduating with honors from the University of Florida, Attorney Adam I. Skolnik attended Brooklyn Law School where he was a two year member of the National Trial Team and President of the Trial Lawyers Association. Upon Graduation the faculty awarded, Adam the Judge Doris A. Thompson and Judge Edward Thompson Award for Excellence in Trial Advocacy. After having practiced in New York City at a prestigious international law firm, Adam relocated to South Florida and established the Law Office of Adam I. Skolnik, P.A. in 2005 as a multi-service firm committed to client-focused, cost-effective legal services in...
L. William Porter III
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L. William Porter III
Orange County, FL Bankruptcy Attorney with 26 years of experience
(407) 603-5769 2014 Edgewater Dr. #119
Orlando, FL 32804
Bankruptcy, Business and Consumer
Florida State University College of Law
L. William Porter III, or "Bill" as he is better known, is an attorney in Central Florida. His areas of expertise are Bankruptcy, Commercial Litigation and Civil Litigation. Bill Porter received his undergraduate degree and his law degree from Florida State University, receiving his B.S. with honors and his J.D. with high honors. He served as a Trial Attorney for three years for the U.S. Department of Justice, Office of the U.S. Trustee in Orlando, Florida. Since 2011, Bill Porter has taught Introduction to Bankruptcy and Creditor Rights at Valencia College as an adjunct professor.
Clare  Casas
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Clare Casas
Broward County, FL Bankruptcy Lawyer with 20 years of experience
(954) 327-5700 9900 W Sample Rd
#337
Coral Springs, FL 33065
Free ConsultationBankruptcy
University of Miami
I would like to share with you what drove me to become a lawyer and what led me to focus in bankruptcy law.

During my childhood, I watched my parents suffer through financial issues with no direction or guidance. Our family struggled through economic downturns and corporate downsizing.

In the summer of 1992, my parents were finally able to purchase their first home. Three months after we moved into the house, Hurricane Andrew made landfall and we lost everything. Our home was destroyed and all of our personal belongings were ruined or damaged for the exception of a couch and two mattresses.

I...
Caridad Rusconi
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Caridad Rusconi
Miami-Dade County, FL Bankruptcy Lawyer with 21 years of experience
(800) 737-1390 201 Alhambra Cir
11th Floor
Coral Gables, FL 33134
Bankruptcy, Collections, Landlord Tenant and Real Estate
St. Thomas University School of Law
Caridad Rusconi concentrates her practice in community association law. She assists condominium and homeowner’s associations in the day-to-day management and operation of their community, as well as in a broad range of general community association matters. Ms. Rusconi’s representation includes drafting and negotiating contracts, providing legal opinions and guidance regarding requirements of the governing documents and the laws, drafting amendments to the governing documents, preparing meeting packages, attending Board and owner meetings, and revitalizing and preserving the covenants and restrictions of homeowner’s associations in accordance with the Marketable Record Title Act (MRTA) and the Homeowners’ Association Act. Ms. Rusconi has...
Frederick A. Neustein
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Frederick A. Neustein
Sarasota County, FL Bankruptcy Attorney with 32 years of experience
(888) 400-2889 1990 Main Street
Suite 750
Sarasota, FL 34236
Bankruptcy, Business, Collections and Foreclosure Defense
University of Miami School of Law
Frederick A. Neustein, a Miami native of 56 years, has been a licensed attorney in the State of Florida for 31 years. Mr. Neustein, together with the staff at NLG, have been responsible for defending Thousands of foreclosure cases across the state of Florida and saving 1000's homes. For twelve years, Mr. Neustein worked “for the Banks” in the Mortgage Banking Industry for various Institutional Investment Banks. Mr. Neustein served as Vice President and counsel for American Residential Equities (ARE) headquartered in Miami-Dade County, which acquired approximately $1 Billion in residential and commercial mortgages. At ARE, Mr. Neustein was primarily responsible for...
Michael Faro
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Michael Faro
Brevard County, FL Bankruptcy Lawyer with 19 years of experience
(321) 784-8158 959 N Cocoa Blvd
Suite 3
Cocoa, FL 32922
Free ConsultationBankruptcy, Business, Consumer and Foreclosure Defense
Capital University
I represent small business owners and real estate investors. We help people plan ahead to protect their assets, and we help those in distress protect what they can and address their debts so that they can move forward.
Steven Fraser
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Steven Fraser
Orange County, FL Bankruptcy Attorney with 25 years of experience
(407) 508-8818 219 Lime Avenue
Suite 500
Orlando, FL 32805
Free ConsultationBankruptcy
University of Baltimore School of Law
The Firm has extensive experience representing businesses in the area of insurance claims; real estate and commercial litigation. We focus on property, premise and personal liability, in addition, to real estate litigation. Our services include representation of buyers, sellers, and lenders in residential and commercial real estate transactions . We represent employers, carriers, third party administrators, and self-insurers through all phases of litigation. The firm handles a variety of other matters including commercial collections; and representation in wage garnishments and bankruptcy proceedings for creditors. The firm handles all aspects of claims assigned by companies including first and third party claims....
Paul Cain
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Paul Cain
Duval County, FL Bankruptcy Attorney
(904) 877-1010 4651 Salisbury Road
Ste 449
Jacksonville, FL 32256
Free ConsultationBankruptcy, Business, Estate Planning and Probate
RISE UP LEGAL | Cain & Cain Wills & Trusts | Probate & Trust Administration | Business & Bankruptcy We help families with their estate planning, from basic Wills & Trusts to complex Private Family Foundations. Execute or update your Revocable Living Trust, Last Will & Testament, Durable Power of Attorney, HIPAA waiver, and nominate a Healthcare Surrogate. We also handle Florida Probate and Trust Administration matters. We generally represent Successor Trustees or Personal Representatives in this regard, helping them through the process of tracking, managing, and distributing estate assets. Finally, our firm offers business planning and asset protection. ...

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