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Barbara Cusumano

Barbara Cusumano

Barbara Cusumano, Attorney at Law
  • Bankruptcy
  • Florida
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Summary

My name is Barbara Cusumano and I am a compassionate, experienced bankruptcy attorney serving Gainesville, Florida and surrounding communities. To help ease your stress, my bankruptcy law firm offers in person and online bankruptcy filings and a free credit rebuilding program. Over the past 25 years, I have helped thousands of clients discharge millions of dollars of debt. I truly love helping people obtain a financial fresh start! We have all had financial ups and downs. I understand the stress associated with loss of work, divorce, and unexpected illness. I truly feel for my clients when they are overwhelmed by debt. There is such a tremendous feeling of relief when you receive your financial fresh start! Free consultations and phone and video chat appointments are available. Call me for help today! 352-379-2828.

Practice Area
  • Bankruptcy
Fees
  • Free Consultation
    Free Initial Consultations. Evening and weekend appointments available.
  • Credit Cards Accepted
  • Rates, Retainers and Additional Information
    Barbara Cusumano, Attorney at Law accepts all major credit/debt cards, cash, check, money order or bank checks.
Jurisdictions Admitted to Practice
Florida
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8th Circuit
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Languages
  • English: Spoken, Written
Professional Experience
Member
United States Bankruptcy Court, Northern District of Florida
- Current
Member
United States Bankruptcy Court, Middle District of Florida
- Current
Education
University of Miami School of Law
J.D. | Bankruptcy, Business Law and Litigation
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University of Florida
B.S. (1985) | Journalism and Communications
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Awards
AV Preminent
Martindale-Hubbell
5 Star Client Rating
AVVO
5 Star Client Rating
Google
Distinguished Peer Rating
Martindale-Hubbell
Top 3 Rated Bankruptcy Attorneys in Gainesville, FLA
Top Three Rated
Professional Associations
The Florida Bar  # 0964859
Member
- Current
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Websites & Blogs
Website
Barbara Cusumano, Bankruptcy Attorney
Legal Answers
1 Questions Answered

Q. Hi, my son has a lot of credit card debt, currently unemployed, no income or assets,
A: Thank you for submitting your question. Based on the facts presented, in my 25+ years of practice I have never recommended "cease and desist" letters or keeping an attorney "on retainer" to try to keep creditors at bay for a number of reasons. Namely, your son's creditors could sue him whether "cease and desist" letters have been sent or not. And, having an attorney "on retainer" does not stop lawsuits, it just means that creditors would call the attorney rather than your son. Over time, this could be costly. Further, your son's current unemployed work status has nothing to do with being sued. A judgment could still be entered against him. To make matters worse, once he starts to work again, in Florida, his wages could be garnished up to 25% of his gross income. I would definitely recommend that your son investigate filing a chapter 7 bankruptcy with an experienced Florida bankruptcy attorney. With a Chapter 7 bankruptcy, all of the creditor calls would stop and your son could wipe out/discharge all of his unsecured debt (credit cards, lines of credit, bank loans, signature loans, medical bill etc.) within 90 days of filing (with no tax consequences) and, he would start to re-build his credit almost right away. So, in my opinion Chapter 7 bankruptcy is his best option. I hope this answer helps. You are a sweet mom for helping!
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Contact & Map
Barbara Cusumano, Attorney at Law
2727 NW 43rd Street
Suite 2A
Gainesville, FL 32606
Telephone: (352) 379-2828
Monday: 9 AM - 5 PM
Tuesday: 9 AM - 5 PM
Wednesday: 9 AM - 5 PM
Thursday: 9 AM - 5 PM
Friday: 9 AM - 5 PM
Saturday: Closed (Today)
Sunday: Closed
Notice: Evening and weekend telephone or video chat appointments are available. We are here to help with your financial fresh start!