North Henderson Bankruptcy Lawyers

Ray recieved his J.D. at Northwestern University in 1974 and M.B.A. at Northwestern University in 1972 with a B.A. at California State, L.A. in 1968. He is a member of the Illinois State Bar Association and Rock Island County Bar Association.

Former Public Administrator of Rock Island County

Former Public Guardian of Rock Island County

HUD Foreclosure Commissioner

Since obtaining my license in 2008, I have dedicated my career to representing numerous financial institutions, focusing on enforcing their security interests. Over the last decade, I have supported community banks through complex commercial workouts, dealing with sophisticated financial products. My litigation experience extends to contested contract cases based on various legal theories. I have been recognized as a Rising Star by Super Lawyers and an Emerging Lawyer by Leading Lawyers since 2015. My practice primarily involves representing secured creditors in all facets of commercial loan enforcement, from initiating commercial workouts to enforcing judgments. I frequently write on these subjects and...

I help people across Illinois in personal injury, worker's compensation, and bankruptcy matters. I am licensed to practice in Illinois, am a member of the Illinois State Bar Association, and am admitted to practice in the U.S. District Court for the Central District of Illinois, Southern District of Illinois, Northern District of Illinois, Northern District of Indiana, Southern District of Indiana, and the Eastern District of Missouri. I received my Bachelor of Arts Degree in Business Management from Eureka College where I also minored in Spanish. I then received my law degree from Southern Illinois University School of Law....

After attending the University of Illinois for Undergraduate school I attended Northern Illinois University School of Law. I was a Prosecutor for the McLean County State's Attorney's office for a year and a half, before leaving the office to practice with my father Jim Finegan. I will be working closely with my father on bankruptcy, real estate and other civil cases in the Bloomington, Illinois area.

Jim Finegan attended the University of Illinois for undergraduate school and Northwestern University for Law School. He moved to Bloomington, Illinois after graduating law school and he has over 40 years experience. He specializes in bankruptcy, real estate, and civil litigation.

For over 30 years Charles Covey has been practicing law. He has handled bankruptcy cases during the duration of his three decades of legal practice and for the past decade, he has practiced exclusively in bankruptcy, debt relief and foreclosure defense matters.

Michael R. Nichols was born and raised in Galesburg, IL. Michael Received his Bachelor of Science Degree in Marketing from Southern Illinois University. He then received his Juris Doctor from Northern Illinois University College of Law. At NIU Law Michael graduated with honors and was a leader within the Professionalism and Ethics Society, while also working as a graduate assistant.

Michael approaches everyday in a positive manner with the sense of urgency that is required to produce an optimal result for his clients. Michael understands the importance of each individual case and enjoys walking his clients through every step in the...

Rachael enjoys representing clients with passion and fervor in family matters, criminal defense and bankruptcy. In her words, “The people are the very best part of this job – it’s what made me choose this career. Obtaining the best result possible for someone during a difficult time in their life brings me personal and professional satisfaction.”

Mazyar M. Hedayat is the principal of M. Hedayat & Associates, PC, a law firm that has represented Clients for nearly 25 years in the areas of business law and litigation, bankruptcy law and litigation, real property transactions and litigation, construction law and mechanics liens, corporate law, and more. After attending the University of Chicago and University of Michigan, Mr. Hedayat received his MBA from the U.M. Ross School of Business, and his J.D. from DePaul University College of Law. Mr. Hedayat is a title insurance agent and operated a full-service title company for 6 years....

Rich Fonfrias is a respected Financial Rescue and Bankruptcy Lawyer based in Chicago, Illinois. He has practiced law since 1996 and has in-depth experience helping families and business owners overcome serious financial problems. Rich represents clients in all types of financial emergencies, including creditor lawsuit defense – credit card defense – foreclosure defense – debt elimination, reduction and settlement – tax elimination, reduction and settlement – and loan and mortgage modifications, as well as chapter 7, 11 and 13 bankruptcies. In 1990, Rich graduated from State University of New York at Stony Brook, where he earned a Bachelor of Arts Degree in...

I have been practicing law for over 35 years. I graduated 3rd in my class from law school, so I had the opportunity to work at one of Chicago's largest law firms on Michigan Avenue, Ross & Hardies, right out of law school. At that time my experience was mostly in the area of personal injury law having clerked during law school for one of the nations top personal injury lawyers, Leonard M. Ring & Associates. In April of 1991 I started my own firm that has continued to prosper under the philosophy of providing, "Quality,...

Attorney Charles N. Therman is an effective, experienced, compassionate advocate. He represents clients in personal injury, workers' compensation, nursing home abuse, bankruptcy and foreclosure defense matters. He provides straightforward answers and solutions for his clients. Contact Charles for a free consultation!

John Lynch became interested in debt relief and bankruptcy before he went to Law School. John was employed at Eastern Airlines in Miami, Florida, which at that time was the second largest airline in the US. Eastern Airlines filed for bankruptcy in 1990 and by 1991 it had closed its doors. John knew so many people that could not find work, had cars repossessed and faced mounting debt. Then, in 1992 Hurricane Andrew hit South Florida and Pan Am airlines also closed its doors. By that time John was a Paralegal and owner of a Title Company. He worked as...

47 years experience in Immigration and International Law, Complex Bankruptcy and Health law Visiting Professor of International Law DePaul University College of Law Global Faculty International Law, Faculty of Law ,University of Liverpool School of Law U.K. Advanced law degree (LL.M) DePaul University Dissertation supervisor University of Cumbria U.K. Salford University U.K.. Assistant Professor Tulane School of Tropical Medicine and Public Health, New Orleans

Tina Adams has been with Robert J. Adams & Associates full time since 1993. After law school, Tina became the managing partner at Robert J. Adams & Associations. Tina like her father concentrates in Consumer Bankruptcy. In addition, Tina works with business bankruptcy and Personal Injury cases. Tina is the Lake County attorney for Robert J. Adams & Associates. Additionally, in 2005 Tina became a part time adjunct instructor at the College of Lake County.

Ariel Weissberg is the managing partner of Weissberg and Associates, Ltd., 401 South LaSalle Street, Suite 403, Chicago, Illinois, 60605. Weissberg and Associates, Ltd. concentrates in the areas of business and commercial litigation, transactional matters and all aspects of insolvency and financial distress, including bankruptcy, loan work-outs and foreclosures. Mr. Weissberg founded Weissberg and Associates in July, 1984. Since then, he has built a varied and loyal clientele, comprised of small to medium-sized to publicly traded businesses, and individuals. He is sought out for complex business and financial planning, especially relating to credit facilities and crisis-management, and high-risk litigation....

Bankruptcy attorney in Chicago with 20+ years bankruptcy experience. I handle all aspects of chapter 7 and chapter 13 cases in Chicagoland. I offer free consultations to help get you the advice you need to make an educated decision about the bankruptcy filing process. Contact me to get the fresh start you deserve.

I am a member of the American Bankruptcy Institute, the Chicago Bar Association and the Illinois Bar Association. I have filed thousands of bankruptcy cases in Illinois and have eliminated millions of dollars in debt from credit cards, medical bills, repossessions,...

Gary Newland is an experienced trial attorney evidenced by the hundreds of cases he has successfully won at trial. Many of Gary's cases have been covered by USA Today, Forbes, Chicago Tribune, Chicago Sun-Times, NBC, The Daily Herald, Oprah Winfrey, and the list goes on. Many of the clients Gary represents are referrals from other attorneys who are aware of his skills and reputation in the community. He has been an invited guest lecturer to the Bar Association and other legal organizations as well as an author of published articles on legal issues. He has been a member of the...

Tina T. Tran (known to her close friends as Ty) is a second-generation Vietnamese American. As an ardent social justice advocate, Tina is committed to providing accessible, affordable, and affirming legal support and advocacy to people of all backgrounds and circumstances. She prides herself on giving her clients the fresh start they deserve, whether that be through filing for Bankruptcy, or through the Expungement and Sealing of criminal records. Tina grew up in the California Bay Area, and she learned early on about the wide discrepancies between people of different economic or racial backgrounds and their access to the...

Howard has showcased over 25 years of prowess in litigation, arbitration, negotiation, and claims review, consistently delivering effective action plans with a sharp focus on success. His track record speaks volumes, with a string of favorable decisions and settlements benefiting his clientele. Howard excels not only as a project manager but also as a team builder and mentor, passionately advocating for each project or case he handles. Moreover, Howard Peritz is an enthusiastic networker and connector, recognizing the significance of fostering connections and bringing people together.

We are rooted in Montgomery County with two offices to better serve the area. Our firm handles many cases in the surrounding counties (Macoupin, Bond, Fayette, Christian, and Shelby County) as well. We have experience handling many areas of law, including personal injury (car wrecks/dog bites/slip or trip & falls/wrongful deaths/malpractice), traffic/DUI/criminal defense cases, bankruptcy, family law (custody/child support/adoption/divorce), estate planning (wills/POAs/trusts), and estate administration (non-probate and probate), and general civil practice. I grew up Nokomis (Montgomery County), where my family and I reside. My degrees are from Southern Illinois University Edwardsville and Thomas M. Cooley...

Eric Zelazny is a bankruptcy attorney who is the founder and managing partner of Zelazny Business Bankruptcy. Before becoming an attorney, Eric was a Certified Public Accountant and worked for KPMG, which is the largest accounting firm in the world. He graduated from the University of Illinois Champaign Urbana with Honors. At the time, the University of Illinois was the number one-ranked accounting program in the United States. Eric also managed to pass the Certified Public Accountant exam the first time he sat for the exam, a feat only twenty-eight percent of those who took the exam managed...

I represent individuals in Chapter 7 and 13 bankruptcies in Illinois. Free consultation available. Payment plans available for qualified clients.

Bar Admissions
- State of Illinois, 2010
- United States Court of Appeals, Seventh Circuit, 2011
- United States District Court for the Northern District of Illinois, 2011
- United States Bankruptcy Court, Northern District of Illinois, 2013
- United States Bankruptcy Court, Central District of Illinois, 2016
- State of Texas, 2020

Professional Memberships:
- State Bar of Texas

Kiley M. Whitty is a licensed attorney specializing in the areas of family law, child custody, bankruptcy, and creditor negotiations in Cook, DuPage, Kane, Will and surrounding collar counties. While in law school at Loyola University Chicago School of Law, Kiley earned a certificate in Child and Family Law as well as a certificate in Advocacy which aided in her success as a litigator. As an associate with Anderson & Associates, P.C., Kiley has handled complex custody cases involving issues with legal and residential custody, parenting time, allegations of abuse and neglect, and child removal. Kiley has also handled a...

Jane E. Nagle is a founding partner of McSwain Nagle Giese & Rapp, P.C., and she concentrates her practice primarily in the areas of divorce and family law in DuPage, Cook, Will, Kane, Kendall, Lake and surrounding collar counties. Over the years, Jane has handled numerous pre-decree and post-decree divorce cases as well as paternity, child support enforcement, and contested cases involving the allocation of parental decision-making and parenting time. Jane is also experienced in handling chapter 7 bankruptcy cases as well as negotiating various types of unsecured debts, obtaining excellent settlements for her clients facing financial hardship. Through...

Adriana C Cross is an experienced Bankruptcy attorney, and owner of A Cross Law Firm PLLC, a full-service law firm located at 111 W. Jackson, Suite 1700, Chicago, IL 60604. She works personally on any and every case that comes into the firm. Adriana became licensed in the Northern District of Illinois Bankruptcy court in 2019, and worked for the Semrad law firm, also known as debt stoppers as a bankruptcy associate with until February of 2020. Adriana at that time chose to work for the family law firm of John Buchmiller and Associates, until April of 2020. Adriana opened A Cross...

I bring an ivory tower legal education from Washington University and over 44 years of courtroom experience to down to earth people. In 2004 I was named the Illinois Downstate Chairperson for the National Association of Consumer Bankruptcy Lawyers. I am also a founding member of the Bankruptcy Law Network legal blog along with about 20some attorney friends. We wrote a free legal blog containing hundreds of pages of articles about bankruptcy, but blogs got boring, so I pivoted to my free JustAMinit Law You Tube video channel, where I post minute, or so, videos about ways you...

Karl J. Wulff, (BA ’93, JD ’96) is the firm’s principal attorney. He received his Bachelor of Arts degree from Webster University in 1993. He received his Juris Doctor degree from Oklahoma City University School of Law in 1996. Prior to attending university Mr. Wulff served in the United States Navy on board the amphibious assault aircraft carrier U.S.S. Tripoli (LPH-10) in the air department from 1987 to 1989 and later on board the aircraft carrier U.S.S. Saratoga (CV-60) as a reservist, earning the Sea Service Ribbon and the National Defense Medal. Mr. Wulff is a member of the National...

Seth A. Albin focuses his practice on the areas of Bankruptcy, including representing individuals and businesses, Creditor’s Rights, Family Law, including all aspects of divorce and adoption, including child custody, child support, maintenance, spousal support, and modifications, Enforcement and Collection of Judgments including replevin, garnishments and executions, Secured Transactions, Arbitration, Litigation, and Municipal Law.

Before joining Summers Compton Wells, Seth worked at one of the largest law firms in St. Louis and served as in-house counsel for a commercial lender. He has represented secured and unsecured creditors and debtors in all aspects of the debtor-creditor relationship, including work outs, debt...

A partner in the firm, John Eggum concentrates his practice on insurance coverage disputes and commercial litigation. With respect to insurance coverage matters, Mr. Eggum is regularly retained in a wide range of property and casualty commercial lines disputes, and has represented insurance companies in property coverage litigation (fire, wind, hail, collapse, etc...), inland marine matters, and liability coverage litigation (including mass tort, products claims, cyber/technology liability, and professional liability claims). He also represents both private and public companies (including financial institutions) in commercial disputes around the country. Mr. Eggum is also frequently retained by insurers, banks,...

I am a partner and executive committee member. I view my job very simply: to make money for clients whenever possible and to protect their interests at every turn. My transactional work includes serving as outside general counsel to closely-held businesses and their principals; representing private equity funds and others in their M&A activities; and structuring new businesses, business lines, joint ventures, and other significant commercial relationships. I regularly advise clients on a wide range of topics including fiduciary duties, corporate structuring issues (between shareholders, members, joint ventures, etc.), credit negotiations, general contract issues, succession planning, employee matters, and...

Lisa M. Nyuli has been a partner since joining the firm of Ariano Hardy Ritt Nyuli Richmond Lytle & Goettel P.C. in 2000. Prior to joining the firm, for the first 10 years of her career, she worked as an attorney in Aurora, Illinois and in Geneva, Illinois. She was licensed in 1989 and focuses her practice primarily in all areas of family law. In 2008, she became a Fellow of the American Academy of Matrimonial Lawyers.

Ms. Nyuli is also active in the Illinois State Bar Association as a member, having served two terms on the Board of Governors, and...

With more than 15 years of experience in bankruptcy, Jessica Holguin provides advice and counsel to clients seeking debt relief. Mrs. Holguin has assisted clients with foreclosures, debt negotiations, adversaries, tax issues, short sales, real estate transactions with a particular emphasis on liquidations, and reorganizations. During her legal career, Mrs. Holguin litigated hundreds of cases and participated in a reported case, in which the Supreme Court of Florida affirmed an award for social security benefits Mrs. Holguin obtained for her dependent client. Mrs. Holguin has years of complex litigation experience. She has tried contested matters – involving issues such as IRS...