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Jason Aron Itkin
Midland, TX Insurance Claims Lawyer with 23 years of experience
Free ConsultationInsurance Claims, Maritime, Medical Malpractice and Personal Injury
The University of Texas School of Law
Jason is one of the nation's top trial lawyers for one reason: when he represents a client, he's all in. No matter how tough the fight. No matter how big the challenge. When it matters most, he's there for people who have been wronged. He takes every case personally, treating each client like family while he fights to rebuild their lives.
When people need to win, they call Jason. He's won several verdicts and settlements worth more than $100 million, dozens of results worth more than $10 million, and more than 200 results worth $1 million or more. In total,...
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Benjamin R. Roberts
Houston, TX Insurance Claims Attorney
Free ConsultationInsurance Claims, Business, Maritime and Personal Injury
South Texas College of Law
Mr. Roberts founded Benjamin Roberts Law, PLLC in 2018. He is a third-generation Texan and a native Houstonian. Since founding his firm, Mr. Roberts has recovered millions of dollars on behalf of those injured as a result of another’s negligence. Mr. Roberts takes special interest in battling insurance companies for fair and just results on behalf of his clients.
Since 2015, Mr. Roberts Mr. Roberts been named a Rising Star by Super Lawyers, and in 2019 he was inducted into the Million Dollar Advocates Forum for substantial settlement achieved in product liability case. In addition, Mr. Roberts was selected by...
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Michael Patrick Doyle
Houston, TX Insurance Claims Lawyer with 34 years of experience
Insurance Claims, Health Care, Maritime and Personal Injury
University of Texas - Austin
Mike’s trial practice includes the representation of plaintiffs in maritime personal injury, international and trans-national personal injury, including work and holiday injury claims, and insurance bad faith. Mike is Board Certified in Personal Injury Trial Law by the Texas Board of Legal Specialization and is a Fellow in the National College of Advocacy of the American Association for Justice. Mike has obtained many multi-million dollar verdicts, judgments, and settlements. Mike obtained a B.A. in History at the University of Virginia and a J.D. from the University Of Texas School Of Law. Mike has also completed coursework in marine insurance, international...
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John R. Walker
Houston, TX Insurance Claims Attorney with 34 years of experience
Free ConsultationInsurance Claims, Insurance Defense, Maritime and Workers' Comp
South Texas College of Law
JOHN R. WALKER is a Partner in SBSB's Houston office. For the past almost twenty-five years, it has been my privilege to represent insurance and employer interests focusing on the defense of claims brought under the Longshore and Harbor Act, the Defense Base (DBA), the Non-Appropriated Funds (NAF) Instrumentalities Act, the Jones Act, and General Maritime and Admiralty Law. Additionally, John also has extensive experience in First Party Insurance Defense matters, representing employers, insurance carriers, and third parties in State, Federal and Appellate courts. Prior to joining the firm, John handled First Party Insurance Defense,...
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David Wayne Hodges
Houston, TX Insurance Claims Lawyer with 28 years of experience
Insurance Claims, Appeals, Employment and Personal Injury
University of Houston - Main Campus
David Hodges, founding partner at Hodges & Foty, LLP, was born in McAllen, Texas, and moved to Cypress when he was seven. He attended Cy-Fair Senior High School, and discovered he wanted to go to law school after participating in a mock trial in his senior government class.
After graduation, he joined the Corps of Cadets and attended Texas A&M University where he earned his B.S. degree in 1989. After graduating from Texas A&M University, he was immediately commissioned in the Navy and deployed to the Persian Gulf. When he transferred from active duty to the Navy Reserves, he...
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Shane Kadlec
Houston, TX Insurance Claims Lawyer with 27 years of experience
Free ConsultationInsurance Claims, Medical Malpractice, Personal Injury and Products Liability
South Texas College of Law
Board Certified Personal Injury Lawyer. Shane Kadlec has successfully resolved thousands of cases for clients and litigated hundreds of lawsuits all over Texas. A lawyer you can speak with and trust with your important decision in hiring a lawyer you can depend on. Call to speak directly about your case and learn how Shane Kadlec can help.
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Kevin Henrichson
Austin, TX Insurance Claims Attorney with 22 years of experience
Free ConsultationInsurance Claims, Personal Injury and Products Liability
St. Mary's University School of Law
Kevin is a partner in the oldest Personal Injury Law Firm in Austin, established 1959. He limits his practice to serious personal injury and wrongful death cases.
His success in the courtroom and his negotiated settlements have earned him high honors and distinction among his peers: Super Lawyers 2017-2019 (top 5% of lawyers in Texas); Rising Stars 2005-2008, 2013-2014 (top 2.5% of lawyers in Texas); and Invitation and Acceptance to the Prestigious American Board of Trial Advocates (ABOTA).
More importantly, his careful attention to his clients has earned him the award of 10 Best Attorneys in client satisfaction...
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Timothy Azevedo
Grapevine, TX Insurance Claims Attorney with 4 years of experience
Free ConsultationInsurance Claims and Business
Texas A&M University School of Law
With experience spanning the insurance industry, a large Dallas law firm, and the federal government, Timothy brings a unique set of skills to his client's legal needs. He founded Evergreen Law PLLC with a commitment to integrity, transparent and responsive client communication, tech-enabled solutions, upfront pricing, and a passionate commitment to understanding each client's particular situation. Contact Evergreen Law for your free consultation today.
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Virgil William Yanta Jr.
San Antonio, TX Insurance Claims Lawyer with 8 years of experience
(800) 313-2555
8000 Interstate 10 West
Suite 1500
San Antonio, TX 78230
Free ConsultationInsurance Claims, Business, Communications and Personal Injury
St. Mary's University School of Law
Compassionate representation, proven tenacity, and untiring advocacy in navigating you through the legal process in your quest for full and fair justice under the law. Attorney Yanta travels to you, and will stand ready to fight for you at a moment's notice. Hablamos español. 800-313-2555
Yanta Law: Rebuilding Shattered Lives
Yanta Law: Arreglando Vidas Destrozadas
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Derrick Dewayne Long
Euless, TX Insurance Claims Lawyer with 10 years of experience
Free ConsultationInsurance Claims and Personal Injury
Texas Southern University Thurgood Marshall School of Law
Mr. Long is a personal injury attorney at McCormick Law Firm.
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Jason Palker
Houston, TX Insurance Claims Attorney with 4 years of experience
Free ConsultationInsurance Claims and Personal Injury
St. Mary's University School of Law
Mr. Palker was raised by a single mother and learned the value of hard, honest work from an early age and has unwaveringly been a member of the workforce since age fourteen. Having worked in a wide array of industries (including everything from restaurants, nightlife, events, and healthcare to professional sports), and even after starting multiple companies before the age of twenty, Mr. Palker found his passion for the law in college. In 2012, Mr. Palker discovered his true career path when he obtained a job as a legal assistant. While working as a legal assistant, Mr. Palker was involved...
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Derek M. Causey
Kenedy, TX Insurance Claims Lawyer with 10 years of experience
Free ConsultationInsurance Claims and Personal Injury
South Texas College of Law
Derek was born in San Antonio, Texas in 1986. After graduating from Conroe High School, Derek attended Texas A&M University where he earned a B.S. in Agricultural Leadership and Development. While at A&M, Derek was a member of the Kappa Alpha Order where he served as Vice President, Pledge Class President, and Philanthropy Chair. After graduating from A&M, Derek earned his Juris Doctorate at South Texas College of Law, in Houston, Texas. While at South Texas he was elected to serve as the Student Bar Association Vice President for 2012-2013, and Freshman Senator for 2011-2012. He was also an elected...
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Yanine Dominique Krohn
Cypress, TX Insurance Claims Attorney with 10 years of experience
8118 Fry Road, Suite 501
Cypress, TX 77433
Insurance Claims, Arbitration & Mediation, Construction and Insurance Defense
Texas Southern University Thurgood Marshall School of Law
Yanine Krohn is an attorney who has been practicing civil litigation in the Greater Houston area for over 8 years. Yanine has successfully represented clients in both jury and bench trials involving various complex litigation matters. Yanine has experience with all phases of litigation, including case evaluation, legal research, case management, discovery, oral depositions, mediations, settlement negotiations, arbitrations, and trial.
In addition to her trial work, Yanine has successfully litigated matters before the Texas First and Fourteenth Courts of Appeals. Despite the varied complexity of issues that may arise, Yanine’s goal is always the same – to navigate clients through their...
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Robert "Chip" Lane
HOUSTON, TX Insurance Claims Attorney with 19 years of experience
Free ConsultationInsurance Claims, Bankruptcy and Foreclosure Defense
University of Miami
The Lane Law Firm is dedicated to helping clients throughout Texas in three primary areas:
1. Those with mortgage issues and/or those who are facing foreclosure or have already been foreclosed on.
2. Property owners who have experienced a delayed, denied, or underpaid insurance claim.
3. Businesses struggling with debt, in particular from merchant cash advances, receivables loans, or factoring arrangements.
We're passionate about helping fellow Texans resolve their legal issues. How can we help you today?
To schedule a no cost, no obligation consultation to discuss your unique situation, give us a call at 877-408-3328.
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Adrian Bower
Dallas, TX Insurance Claims Lawyer with 12 years of experience
Free ConsultationInsurance Claims, Business, Energy and Personal Injury
St. Mary's University School of Law and Beihang University
Litigation:
Adrian represents clients in adversarial proceedings covering civil, criminal, and administrative matters. He has achieved favorable results in the form of jury/bench verdicts and relief being granted at each of these levels, including on appeals. Additionally, Adrian has been able to recover on offensive claims and defeat defensive claims simply by issuing letters, thus generating significant cost savings.
Energy:
Adrian cut his teeth in the oil and gas industry. He takes personal pride in having built his client base by identifying and recovering unpaid (or stolen) royalties. Those successes have led to Adrian taking over leasing operations for hundreds of thousands...
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Kingsley Chima Ewenike
San Antonio, TX Insurance Claims Lawyer with 11 years of experience
Free ConsultationInsurance Claims and Personal Injury
William H. Bowen School of Law
Kingsley Ewenike is a personal injury attorney at the McCormick Law Firm. After obtaining his Bachelor of Arts in Sociology from Oberlin College, Mr. Ewenike received his JD from the University of Arkansas at Little Rock.
After graduating law school, Mr. Ewenike spent 5 years as Assistant District Attorney for both Bexar and Dallas County. During this time as a prosecutor, Mr. Ewenike prosecuted hundreds of DWI cases, many involving car accidents. He credits this time as sparking his desire to pursue personal injury law and help those injured in car accidents.
Mr. Ewenike is a zealous advocate for his...
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Matthew Zarghouni
Houston, TX Insurance Claims Attorney with 12 years of experience
Free ConsultationInsurance Claims, Maritime, Nursing Home and Personal Injury
Arizona Summit Law School
Matthew Zarghouni is the founder at Zar Law, PLLC. He practices primarily in personal injury, insurance litigation, and commercial litigation. Matthew has fought for the rights of over a thousand clients in both personal injury and insurance coverage disputes and routinely represents commercial clients in lawsuits involving business torts and contract disputes. Prior to starting Zar Law, Matthew worked at a prominent law firm as a business torts and intellectual property litigator, a position that gave him extensive experience in federal courts. Matthew is a regular participant in multi-district litigation and is experienced in mass tort litigation. ...
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Sean S Chalaki
Carrollton, TX Insurance Claims Attorney
Insurance Claims, Personal Injury and Products Liability
Appalachian School of Law
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R. Gary Stephens
Austin, TX Insurance Claims Lawyer with 48 years of experience
(512) 328-9999
901 S. Mopac Expy., Plaza One, Ste. 300,
Austin, TX 78746
Free ConsultationInsurance Claims, Maritime, Personal Injury and Products Liability
South Texas College Of Law
Professional Law Background
B.A., University of Houston, 1972
J.D., South Texas College of Law, 1975
Admitted to the bar of Texas, 1975
Admitted to practice before the U.S. Supreme Court; U.S. Court of Appeals, Fifth Circuit; and the U.S. District Court for the Northern, Southern, and Eastern Districts of Texas
State Bar of Texas
Texas State Bar College
The College of Master Advocates and Barristers, Senior Counsel
American Association for Justice (formerly the Association of Trial Lawyers of America, Sustaining Lawyer, President’s Club, (Leaders Forum 2003-2008), (National Finance Council, Justice List Committee 2007-2008), (National College of Trial Advocacy Civil and Criminal ; American College of Barristers, Senior Counsel;...
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Sheadyn Reaves Rogers
Corpus Christi, TX Insurance Claims Lawyer with 25 years of experience
Free ConsultationInsurance Claims, Maritime, Personal Injury and Products Liability
Sheadyn R. Rogers founded the Law Offices of Sheadyn R. Rogers, P.C. d/b/a Rogers Law Firm in 2001 to represent Texans with excellence and integrity. Mr. Rogers graduated law school in 1998 from Baylor University School of Law in Waco, Texas. Mr. Rogers is a trial lawyer and is Board Certified in Personal Injury Trial Law. Mr. Rogers is also a professional mediator.
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John D Pascoe
Friendswood, TX Insurance Claims Lawyer with 10 years of experience
(713) 829-4317
1414 S. Friendswood Dr., STE 120
https://www.johndpascoe.com
Friendswood, TX 77546
Free ConsultationInsurance Claims, Criminal Defense, Divorce and Personal Injury
Florida Coastal School of Law
John D. Pascoe is a licensed to practice in the State of Texas and the in front of the U.S. Court of Appeals, 5th Circuit. John completed law school and graduated with a Juris Doctor degree in two and half years, from Florida Coastal School of Law. Previous to law school, John attended Texas Christian University (TCU) for his undergraduate degree majoring in English and minoring in History. John D. Pascoe has been actively engaged in several areas of the legal industry.
Bar Admissions
U.S. Court of Appeals, 5th Circuit
State Bar of Texas, Admitted 2013
Membership
American Bar Association
5th Circuit Bar Association
Houston...
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Sarnie Randle Jr
Houston, TX Insurance Claims Attorney with 49 years of experience
Insurance Claims, Medical Malpractice, Nursing Home and Personal Injury
University of Houston - Main Campus
Sarnie Randle has been an attorney since 1975 and board certified in Personal Injury Trial Law since 1984. He is highly regarded as a competent trial lawyer with over 35 years experience representing injured victims in personal injury claims such as auto accidents, truck accidents, motorcycle accidents, wrongful deaths, pedestrian accidents, dog bites, slip-n-falls, construction accidents, medical malpractice, nursing home abuse\negligence, premises liabilities, products liabilities, breach of contract and deceptive trade practices. Sarnie Randle is committed to fighting for the rights of individuals and their families who have suffered injuries and wrongful deaths due to the negligent conduct of...
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Ignacio Gustavo Martinez
Brownsville, TX Insurance Claims Attorney with 26 years of experience
Free ConsultationInsurance Claims and Personal Injury
The University of Texas School of Law
Ignacio G. Martinez es un abogado con licencia en Texas, en la Republica de Mexico y en el Distrito Federal del Sur del Estado de Texas. El Licenciado Martinez curso sus estudios de abogado en el Tec de Monterrey. Cuenta con una Maestria en Derecho Europeo y estudios internacionales de Metodos Legales en la Universidad de Cambridge, Inglaterra. Adicionalmente, tiene el grado de Juris Doctor por la Universidad de Texas en Austin. Sus areas de practica son: lesiones, accidentes de carro, reclamos de seguros, migracion y transacciones internacionales.
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Andrew Saul Traub
Austin, TX Insurance Claims Lawyer with 29 years of experience
Insurance Claims, Medical Malpractice, Nursing Home and Personal Injury
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J. Price McNamara
Houston, TX Insurance Claims Lawyer with 34 years of experience
(713) 547-5499
363 N Sam Houston Pkwy E
Ste 1100 PMB, #114
Houston, TX 77060
Free ConsultationInsurance Claims, Appeals, Social Security Disability and Workers' Comp
Tulane University School of Law and Loyola University New Orleans College of Law
We Help Recover Denied Long Term Disability/Accidental Death/Life Insurance Benefits/ERISA. IT'S ALL WE DO! FORMER Insurance Company Attorney. NOW 100% Helping People Get Benefits. Click our website link for my FREE Claim Guide your insurance company doesn't want you to read! LOUISIANA BASED 30+ Years.
I BEGAN practice as an insurance company attorney defending AGAINST personal injury and wrongful death accidents, from automobile and truck and eighteen wheeler accidents to offshore, maritime and Jones Act accidents. After leaving the insurance defense practice to serve as a Louisiana felony prosecutor for a few years, I founded McNamara Law Offices to fight against...
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Omar Juarez
San Antonio, TX Insurance Claims Attorney with 4 years of experience
Free ConsultationInsurance Claims and Personal Injury
St. Mary's University School of Law
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Henrietta Nneka Ezeoke
Missouri City, TX Insurance Claims Lawyer with 24 years of experience
Insurance Claims and Personal Injury
South Texas College Of Law
Henrietta Ezeoke is a Missouri City & Houston based personal injury lawyer with a J.D from the Missouri City College of Law (Formerly South Texas College of Law) (2000). For more than 20 years, Henrietta has been representing individuals recover compensations in personal injury cases.
Many accident victims are afraid and do not know who to turn to or who to trust. Henrietta lets her clients know they can trust her. She brings to her law practice moral standards that stem from her strong christian background. She guides and represents her clients with integrity and compassion. She is passionate for her...
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Joseph Kelly Watts
Houston, TX Insurance Claims Attorney with 26 years of experience
Free ConsultationInsurance Claims, Appeals, Business and Construction
Joseph Watts is an attorney and CEO at The Watts Law Firm, P.C. He has been practicing law in Houston, Texas for nearly 25 years. Before Joseph started practicing law, he was studying to be an attorney at Creighton University School of Law in Omaha, Nebraska. After graduating Joseph moved to Houston to start his dream career of being a lawyer. He has spent the past 25 years working within the justice system and along side other experienced attorney's. He continues to use the knowledge he has gained over the years everyday on every case.
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Wesley Chad Muniz
San Antonio, TX Insurance Claims Lawyer with 9 years of experience
Free ConsultationInsurance Claims and Personal Injury
St. Mary's University School of Law
Wesley Muniz is a San Antonio attorney at the McCormick Law Firm. Mr. Muniz represents injured individuals in motor vehicle accidents.
Prior to joining the McCormick Law Firm, Mr. Muniz worked for several firms in the San Antonio area.
Mr. Muniz received his Juris Doctorate from St. Mary's University.
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Mr. Arthur L. Schechter
Katy, TX Insurance Claims Lawyer with 60 years of experience
Free ConsultationInsurance Claims, Asbestos, Maritime and Personal Injury
I began practicing law in 1964, and over the years, I have represented local seaman’s unions, the National Maritime Union, individual foreign seaman throughout the world, the Indian Seaman’s Union, the Pakistani Seaman’s Union and more. I have assisted thousands of clients. I have received the highest civilian award from the United States Coast Guard, I have been selected as a Texas Super Lawyer multiple years, I served as the U.S. Ambassador to the Commonwealth of the Bahamas, I served as the Board Chairman of METRO, and I have been voted one of Houston's Top Lawyers for the...
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Ricky Recordo Robinson Jr.
Euless, TX Insurance Claims Lawyer
Free ConsultationInsurance Claims and Personal Injury
Southern University Law Center
Mr. Robinson is a personal injury attorney at McCormick Law Firm.
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Jim Zadeh
Fort Worth, TX Insurance Claims Attorney with 36 years of experience
Free ConsultationInsurance Claims, Business, Employment and Personal Injury
Jim Zadeh is a sole practitioner who gives each of his clients the attention they deserve. He has more than 25 years of experience in many areas of the law, including: Wrongful Death, Personal Injuries, Work Injuries, Denial of Insurance, Commercial Litigation, Non-Compete Agreements, and Sexual Harassment
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John Burton
Fort Worth, TX Insurance Claims Attorney with 29 years of experience
Insurance Claims and Personal Injury
John R. Burton has been practicing law in Fort Worth and North Texas since 1994. He was born and raised in Tarrant County, Texas. He did his undergraduate work at the University of Texas at Arlington and got his Juris Doctorate degree at the University of Mississippi in Oxford. After law school John moved back home and went to work practicing law. Because of his parents' hard work, John was the first in his family to get to go to college and the first to earn a professional degree. His upbringing has motivated John to spend his...
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Mr. Adam J. Rosenfeld
Katy, TX Insurance Claims Lawyer with 15 years of experience
Free ConsultationInsurance Claims, Asbestos, Maritime and Medical Malpractice
South Texas College of Law
AJ was employed as a law clerk at Schechter, McElwee, Shaffer, & Harris, A.J. for two years during law school, and was hired as an attorney upon his graduation. Since becoming licensed, he has dedicated himself to his injured clients. He practices personal injury litigation, representing clients all over Texas who have been seriously hurt in accidents. He handles premises liability cases, Texas trucking cases, motor vehicle accidents, motorcycle accidents, and all general personal injury claims.
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Robert M. Kisselburgh
Fort Worth, TX Insurance Claims Lawyer with 33 years of experience
(833) 547-7529
1300 S. University Drive
Suite 500
Fort Worth, TX 76107
Free ConsultationInsurance Claims, Personal Injury and Products Liability
Southern Methodist University
Board Certified Personal Injury Trial Law attorney with 32+ years of experience representing those seriously injured or killed in car collisions, tractor-trailer crashes, drunk driving accidents, dog bites, and gas explosions. We offer free consultations and there is no fee unless we recover money for you. Veteran owned.
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Bryant Allen Fitts
Houston, TX Insurance Claims Lawyer with 20 years of experience
Free ConsultationInsurance Claims and Personal Injury
South Texas College of Law
Bryant A. Fitts is a personal injury attorney and trial lawyer located in Houston, Texas. He is the founder of and senior attorney at the Fitts Law Firm. His practice includes a wide variety of personal injury and insurance-related matters, such as car and truck accidents, industrial fire and explosion cases, birth defects, wrongful death, traumatic brain injuries, dog bites, premises liability, insurance claims, natural disasters, and others. Bryant was selected to Super Lawyers 2023 and has an Avvo rating of “superb.” He has been practicing law for approximately 20 years.
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Kevin Richard Michaels
Houston, TX Insurance Claims Lawyer with 31 years of experience
(281) 496-9889
888 W. Sam Houston Pkwy. S.
Suite 226
Houston, TX 77042
Free ConsultationInsurance Claims, Arbitration & Mediation and Business
South Texas College Of Law
Kevin graduated from the University of Houston- Downtown Campus after serving in the U.S. Army where he received several decorations and awards. While working full time at O'Quinn & Laminack, a major plaintiff's law firm, Kevin attended South Texas College of Law, graduating in May 1992. After being licensed in November 1992, Kevin practiced law at O'Quinn & Laminack for over 5 1/2 years, focusing on consumer and commercial disputes, wrongful termination, medical malpractice, personal injury, premise liability and toxic tort cases. In July 1997, Kevin joined Davis & Shank, P.C., a well-respected defense firm. At Davis & Shank, Kevin's...
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Jennette E DePonte
Frisco, TX Insurance Claims Lawyer with 28 years of experience
Insurance Claims, Business, Employment and Personal Injury
South Texas College of Law
Jennette E. DePonte is a Partner at the McCathern office in Frisco, Texas. Mrs. DePonte has an extensive litigation and trial background, having tried numerous cases in state and federal courts in Texas. Her practice focuses on litigation involving employer-employee relations. Specifically, she has litigated tort and non-subscriber claims, employment-related torts, ERISA claims, discrimination, harassment and retaliation claims, wage and hour claims and collective actions, and civil rights claims under state and federal law.
Mrs. DePonte has defended national and regional employers in a wide range of employment-related issues, represented employers before numerous federal and state agencies, and handled trials and...
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Ruth Ann Kollman
Houston, TX Insurance Claims Attorney with 34 years of experience
Insurance Claims, Employment, Medical Malpractice and Personal Injury
Ruth A. Kollman is a 1990 graduate of Southern Methodist University School of Law. She has tried dozens of state and federal cases, both civil and criminal. She also has extensive state and federal appellate experience. She counsels attorneys throughout Texas in disciplinary rule compliance, in firms both large and small, in every area of practice. Texas courts have recognized her as an expert witness on legal ethics questions, and she has testified before the Texas Legislature regarding revisions to the Texas Rules of Disciplinary Procedure. She represents lawyers and judges in disciplinary proceedings and has...
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David M. Kennedy
Sherman, TX Insurance Claims Attorney with 40 years of experience
Free ConsultationInsurance Claims, Nursing Home, Personal Injury and Products Liability
David M. Kennedy has over 30 years experience representing individuals and businesses in matters of civil litigation. As a law student assisting his father in a civil fraud trial in 1982, David tried his first case to a jury in Oklahoma and has been a 'trial attorney' ever since. So, if you need an attorney for the courtroom rather than the boardroom, David is a seasoned choice. David was raised in Sherman, Texas and his office is located there. Coming out of law school he joined his father's firm as one who would try the lawsuits, focusing on personal...