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Griselda Torres
Fresno, CA Collections Lawyer with 14 years of experience
Free ConsultationCollections, Bankruptcy, Consumer and Personal Injury
San Joaquin College of Law and California State University - Fresno
Ms. Torres graduated summa cum laude from California State University, Fresno with a degree in Criminology and earned a Juris Doctorate degree from San Joaquin College of Law, where she received numerous accolades. Ms. Torres is admitted to the California State Bar and the United States District Court, Eastern District Bar. She is a board member of the Fresno County Women Lawyers and a member of the Fresno County Bar Association, La Raza Lawyers Association, Consumer Attorneys of California and the Central California Bankruptcy Association. Ms. Torres is fluent in Spanish.
Ms. Torres represents her clients aggressively,...
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Eric S. Beiswanger
Merced, CA Collections Lawyer with 15 years of experience
Collections, Business, Divorce and Family
Rutgers School of Law-Camden
Eric S. Beiswanger has meaningful roots in helping others. Eric was born and raised in Merced, California and briefly left the valley to attend UC Davis where he obtained his bacheclors degree in political science and a minor in womens studies while consistently receiving academic honors and deans honor list recognition. After graduation, Eric moved to the east coast to obtain his law degree at Rutgers University in New Jersey. While in law school Eric took advantages of opportunites and focused on using the law to assist others. While at Rutgers, Eric was named to the...
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Allan M Bailey
Porterville, CA Collections Attorney with 15 years of experience
Collections, Business, Construction and Employment
Indiana University Robert H. McKinney School of Law
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Aaron Michael Lloyd
Victorville, CA Collections Lawyer with 9 years of experience
Free ConsultationCollections, Bankruptcy, Foreclosure Defense and Personal Injury
California Western School of Law
PHONE CONSULT AVAILABLE. I have personal experience with hundreds of bankruptcy cases, ranging from simple chapter 7 cases to complex chapter 13 cases. I work with the majority of the bankruptcy trustees in this district and have appeared in the 341a hearings hundreds of times. I know the process and the nuances of bankruptcy law. Few attorneys possess my background and extensive experience in this area of the law.
EXCLUSIVE PRACTICE. My practice is limited to bankruptcy cases only. I keep up to date on all the laws related to bankruptcy to make sure I give you the best representation...
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Joel Gary Selik
San Marcos, CA Collections Lawyer with 39 years of experience
(760) 479-1515
100 East San Marcos Boulevard
SUITE 400
San Marcos, CA 92069
Free ConsultationCollections, Legal Malpractice, Medical Malpractice and Personal Injury
Golden Gate Univ School of Law and University of San Diego School of Law
Attorney Selik has been a litigation attorney for over 36 Years, Trials, Settlements, Arbitrations and Mediation. Experienced Malpractice Attorney (Lawyer, Medical, CPA, Real Estate), Debt & Judgment Collection. Personal Injury and other civil litigation experienced. No Frivolous Cases, Ever.
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David S. Shevitz
Woodland Hills, CA Collections Lawyer with 13 years of experience
Collections, Bankruptcy, Consumer and Foreclosure Defense
Loyola Law School, Los Angeles
Mr. Shevitz is an experienced bankruptcy attorney. He is certified as a Bankruptcy Specialist by the State Bar of California, Board of Legal Specialization. His practice focuses on business reorganizations, individual debtor representation, and creditor representation in bankruptcy proceedings and related business litigation matters. Between 2011 and 2015, David was an attorney at a boutique bankruptcy firm where he represented individuals and businesses in Chapters 7, 11 and 13 as well related business litigation matters. During law school, David served as a legal intern for the Honorable Sheri Bluebond, US Bankruptcy Court for the Central District...
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Eric Thomas Hartnett
Sunnyvale, CA Collections Lawyer with 19 years of experience
Collections, Business, Construction and Real Estate
Santa Clara University School of Law
Eric Hartnett possesses an impressive real estate and business law background. He is a former partner at a preeminent real estate firm in Silicon Valley and has garnered a considerable wealth of experience by working his entire career at small and medium-sized firms. He has represented a wide array of clients ranging from Fortune 500 companies and government entities to individuals and small businesses. Eric's skills and expertise have been recognized through his repeated receipt of Super Lawyers's Northern California Rising Star award.
While the majority of his cases have been venued in the Bay Area (e.g. Santa...
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Michael Jay Berger
Woodland Hills, CA Collections Lawyer with 43 years of experience
6320 Canoga Avenue 15th Floor
Woodland Hills, CA 91367
Free ConsultationCollections, Appeals, Bankruptcy and Foreclosure Defense
University of California College of the Law, San Francisco
Serving Los Angeles, Beverly Hills, San Fernando Valley, Santa Ana, Santa Barbara, Riverside and all of California! I am a Certified Specialist in Bankruptcy Law. I am an "AV"* rated attorney with 42 years of experience in solving bankruptcy problems. I am a Mensa certified genius with a strong ability to analyze and solve problems. If you are being hounded by creditors, I can legally erase your debts and get you a fresh start. If your business needs reorganization, I can give you protection from your creditors while you reorganize. If you have a claim against an individual or company...
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Daniel Wade Watkins
San Diego, CA Collections Lawyer with 37 years of experience
Free ConsultationCollections, Business, Construction and Real Estate
University of San Diego School of Law
Daniel W. Watkins is an experienced litigator and true trial attorney with over 50 Jury and Bench trials to his credit in 30 years of practice. He has successfully represented both large companies and individuals, and achieved substantial victories in well-publicized trials throughout California and Wisconsin.
Mr. Watkins has successfully tried and litigated cases in the areas of Healthcare Compliance, Commercial Litigation, Unfair Business Practices, Fraud, Breach of Contract, Battery, Premises Liability, Product Defect, Medical Malpractice, Discrimination, Sexual Harassment, Construction Defect, as well as Unfair Competition, Defamation, and Trade Secret. In December 2003, Mr. Watkins commenced litigation against Health South Surgery...
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Paula S Grohs
Walnut Creek, CA Collections Lawyer with 20 years of experience
Free ConsultationCollections and Family
Saratoga Univ School of Law and Saratoga School of Law
My work history has been focused in the area of family law and judgment enforcement for family law cases.
Prior to becoming an attorney in 2004, I obtained my paralegal certificate in 1979, established American Process & Courier Service in 1991. I have a broad range of experience including family law, civil litigation, probate, bankruptcy and estate planning.
I now focus on assisting self-represented litigants with document preparation services in family law and uncontested probate matters as well as enforcement of judgments.
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Jason Kelly Smith
Irvine, CA Collections Attorney with 13 years of experience
Collections, Arbitration & Mediation, Consumer and Foreclosure Defense
Pepperdine University School of Law
Jason K. Smith is one of the founding shareholders of MK Smith, APC. He has been admitted to practice in state and federal courts of both California and Utah. Mr. Smith focuses his practice in civil litigation and has successfully represented clients in matters involving business litigation, construction litigation, patent litigation, contract disputes, employment issues, false advertising, unfair business practices, personal injury, medical malpractice, family law, education law, and special education law.
Mr. Smith obtained his Bachelors degree in Political Science from the University of Utah, graduating Cum Laude in 2008. In 2011, he received his Juris Doctorate degree from the...
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Ronald Dowdy
Needles, CA Collections Attorney with 10 years of experience
Collections, Business, Cannabis Law and Divorce
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Shawn Dhillon
Citrus Heights, CA Collections Attorney with 11 years of experience
(916) 767-0000
5530 Birdcage Street, Suite 200
Citrus Heights, CA 95610
Free ConsultationCollections, Business, Estate Planning and Real Estate
Western State University College of Law
Shawn Dhillon is an experienced real estate attorney and the founder of Real Estate Law Corporation™. Shawn specializes in both real estate litigation and real estate transactional matters.
He has drafted and negotiated over $500 million in commercial real estate transactions all over California. His work includes complex real estate purchase and sale transactions, new developments, ground leases, and commercial leases with local, regional, and national companies, including several Fortune 500 Companies. Shawn regularly counsels owners of retail shopping centers, shopping malls, office buildings, industrial buildings, apartment complexes, self-storage facilities, hotels, gasoline service stations, as well as...
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Nathan Wirtschafter
Woodlands Hill, CA Collections Lawyer with 29 years of experience
Free ConsultationCollections and Business
Loyola Law School, Los Angeles
Nathan D. Wirtschafter, Corp. is a business litigation and business collection firm. We collect unpaid receivables, promissory notes and judgments. We help creditors recover owed debts.
We represent clients in California’s state and federal courts, as well as in arbitration and mediation. We represent large companies, small businesses and individuals. The firm is committed to being personable, professional, and effective. We are consistent, ethical, highly skilled, and tenacious. We strive to find the best strategy to help our clients achieve their goals as quickly as possible within a budget that fits their needs. We...
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Mr Vincent A. Gorski
Bakersfield, CA Collections Attorney with 17 years of experience
(661) 952-9740
The Gorski Firm, APC
1820 Westwind Drive, Suite 100
Bakersfield, CA 93301
Collections, Bankruptcy, Divorce and Family
Indiana University Robert H. McKinney School of Law
Vincent Gorski practices in the areas of bankruptcy, family law, and business law. He is a certified bankruptcy specialist by the State Bar of California Board of Legal Specialization. He handles routine and complex bankruptcy, family law/divorce, and business matters. He serves as a Chapter 7 bankruptcy trustee for the Bankruptcy Court for the Eastern District of California.
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Peter Lawrence Cianchetta
Elk Grove, CA Collections Attorney with 22 years of experience
Free ConsultationCollections, Bankruptcy, Estate Planning and Family
Lincoln Law School
I want to be your attorney. My philosophy is that people have problems and my office is here to help them. We all have been there, in need of some kind of help and it really does not matter how you ended up needing help, the main thing is helping with your problem. I graduated with Honors from Golden Gate University with a BS in Accounting and Graduated 10th in my class at Lincoln Law School. Prior to going to Law School, I started working for a landscaping company in high school, and a roofing company after graduation. I joined...
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Stephen Opperwall
Pleasanton, CA Collections Lawyer with 43 years of experience
Collections
Santa Clara University School of Law, University of Oxford and Calvin University
Stephen G. Opperwall has 40 years of experience representing clients in civil lawsuits.
In 1997, Mr. Opperwall was first designated a Certified Specialist in Creditors' Rights, a specialist designation that has been earned by only 8 attorneys in California.
In 2007, Mr. Opperwall was also named to the list of Super Lawyers of Northern California, a list that is reserved for the top 5% of attorneys.
Mr. Opperwall has been named to the Multi Million Dollar Advocates Forum, an exclusive group of attorneys who have recovered $2,000,000 or more for at least one client, something which Mr. Opperwall has done...
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Jerry J. Jen
Los Angeles, CA Collections Attorney with 15 years of experience
Free ConsultationCollections and Business
Western State College of Law at Argosy University
With over almost two decades of experience in the collections industry, Mr. Jen serves as the principal attorney for Jen Law Firm, APC, a commercial collections and judgment enforcement law firm that focuses on assisting businesses in the manfacturing, supply chain, and professional services space with the collections and judgment enforcement needs.
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J. Christian Conrad
Irvine, CA Collections Lawyer with 29 years of experience
Free ConsultationCollections, Business, Divorce and Family
University of San Diego, San Diego, California
Mr. Conrad is passionate about assisting clients with family law issues that matter most. Admitted to practice in the state of California in 1995, he has literally seen it all. Mr. Conrad’s expertise in family law includes divorce, child support, property division, and parental rights, which makes him a strong and accomplished player in the field of Orange County family law, and one who is fully committed to treating each party with the utmost respect and discretion.
Mr. Conrad understands time is money; therefore, he is committed to protecting both for each of his valued clients. While distinguished legal counsel always...
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John J. Hamilton
Irvine, CA Collections Lawyer with 31 years of experience
Free ConsultationCollections, Business, Consumer and Criminal Defense
William Mitchell College of Law
I have a unique blend of practical business experience in addition to a legal background. Prior to earning a law degree in 1993, I had over 25 years experience in the securities, insurance and banking industries including being Senior Vice President of one of the nation's largest financial institutions in the 1980's. This prior business experience gives me not only a legal perspective but also a practical business perspective in seeking solutions to clients' legal problems.
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Gregory Mark Fitzgerald
Santa Ana, CA Collections Lawyer with 33 years of experience
Collections and Bankruptcy
Southern California COL
Gregory Fitzgerald was born and raised in Los Angeles County. He attended high school overseas and returned to the US in 1980 where he attended California Lutheran University in Thousand Oaks, California. He earned his Bachelor of Science in Accounting (1984) and began his post-collegiate career as a tax auditor with the IRS. Dissatisfied with the inherent unfairness of the US Tax Code, he obtained a California contractor’s license, worked as a contractor by day and went to law school at night. He graduated first in his class at Southern California College of Law in 1990, passed the California bar...
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Jeffrey Daniel Larkin
Redlands, CA Collections Lawyer with 20 years of experience
Free ConsultationCollections, Bankruptcy and Consumer
Thomas Jefferson School of Law
Attorney Larkin is not a newcomer like so many firms that are appearing in the marketplace in response to current economic conditions. For years, Mr. Larkin practiced law with some of San Diego's largest bankruptcy law firms. In fact, attorney Jeffrey D. Larkin was among the top five highest filers in the United States Bankruptcy Court for the Southern District of California in 2008. Yet he still manages to provide individualized attention to each client as though they were his only client. The Larkin Law Firm: Big-Firm Knowledge -- Small Firm Service. Call now for your free consultation.
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Kevin Kump
Manhattan Beach, CA Collections Lawyer with 36 years of experience
(844) 317-9251
1230 Rosecrans Ave.
Suite 300
Manhattan Beach, CA 90266
Free ConsultationCollections, Bankruptcy, Business and Consumer
Western State University College of Law
Kevin Kump has practiced law in California since 1988. His career began by representing banks, financial institutions and landlords. He held executive positions as an in-house lawyer for WFS Financial (now Wells Fargo), BBVA Bancomer USA (a division of one of the world’s largest banks), and Toyota Financial Services (the world's largest captive auto finance company). This experience gave Kevin a unique expertise in financial litigation and consumer compliance for financial institutions and automobile finance companies. The Law Office of Kevin Kump now helps consumers and individuals in their fight against big corporations. If you are being harassed by...
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Nader Zargarpour
Los Angeles, CA Collections Lawyer with 24 years of experience
(424) 240-8744
1925 Century Park East, Ste. 1700
Los Angeles, CA 90067
Free ConsultationCollections, Business and Real Estate
Univ of West Los Angeles
When searching for a lawyer to represent you, it is important that you find someone who will work tirelessly on your matter. An experienced lawyer and business person who knows to look at all options available to you. Attorney N. “Nick” Zargarpour has the experience, personality, and drive necessary to lead your matter to a successful resolution. A graduate of USC Entrepreneur Program and the UWLA School of Law, Mr. Zargarpour has over 18 years of experience practicing law and over 35 years of experience working in an entrepreneurial business sphere. This combined legal and business training has...
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Devin Sawdayi
Los Angeles, CA Collections Lawyer with 27 years of experience
Free ConsultationCollections, Bankruptcy and Personal Injury
Southwestern University School of Law
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Richard Rossi
Paso Robles, CA Collections Lawyer with 49 years of experience
Free ConsultationCollections, Bankruptcy, Divorce and Family
San Joaquin College of Law
Bankruptcy attorney for over 35 years in Paso Robles and San Luis Obispo. Represents clients in Chapters 7 & 13, and associates with an attorney in Chapter 11 cases. Call for a free in-person, initial consultation to discuss your financial situation. You will learn about various alternatives available to you to resolve your debt and creditor problems, such as payment plans, negotiated (discounted) settlements, and bankruptcy...and what to do if you have been sued/served with a lawsuit. For the interview you can choose which office, Paso Robles or San Luis Obispo. Call now to set your free first appointment.
Richard...
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Eric Jerome Gold
Calabasas, CA Collections Lawyer with 25 years of experience
Free ConsultationCollections, Business, Estate Planning and Probate
University of La Verne College of Law
California Attorney Eric J. Gold has practiced law in California since 1999. As a solo practitioner at the Law Offices of Eric J. Gold, APC, he personally handles each matter and uses current technology to provide value and comprehensive services to his clients. In addition to his specialized knowledge in commercial transportation, Mr. Gold has also worked for a not-for-profit outdoor advocacy organization that promotes mountain bicycling and he remains an avid cyclist today
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Phyllis Voisenat
Alameda, CA Collections Attorney with 32 years of experience
(510) 883-3798
1101 Marina Village Parkway
Suite 201
Alameda, CA 94501
Free ConsultationCollections, Appeals and Business
Santa Clara Univ School of Law
Phyllis Voisenat, Esq. is an attorney and counselor at law. You can retain her as your attorney to handle your case from start to finish, or you can hire her for limited matters. She can be retained for matters from Sacramento to San Jose, pertaining to fraud, real estate, contracts, business formation, operations.
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Peter Nixon Brewer
Palo Alto, CA Collections Lawyer with 45 years of experience
Collections, Construction, Landlord Tenant and Real Estate
University of Santa Clara, School of Law
Peter Brewer founded the real estate Law Offices of Peter N. Brewer in 1995 as a solo practice. Over the past 24 years, the firm has grown and evolved into a preeminent boutique real estate law firm in Silicon Valley, serving clients throughout California. In 2018, the firm restructured into the partnership Brewer Offord & Pedersen LLP, consisting of 6 attorneys and 4 staff.
Peter represents clients throughout California in a range of transaction and litigation matters related to property law, including boundary disputes, partition actions, and title & ownership disputes.
Peter Brewer’s expertise is widely recognized and highly regarded by...
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Scott Jordan
San Ramon, CA Collections Lawyer with 17 years of experience
Free ConsultationCollections, Bankruptcy, Estate Planning and Probate
University of Southern California Gould School of Law
I represent individuals and small to medium sized businesses in bankruptcy, foreclosure defense and debt consolidation matters. For individuals, I represent clients in Chapter 7 and Chapter 13 bankruptcy proceedings, including adversary proceedings, including 2nd home mortgage lien stripping, redemption of vehicles and student loan reductions. For businesses, I provide services related to the winding down of a business, board and management consultations and bankruptcy debt consolidation in Chapter 11.
In conjunction with my bankruptcy practice, I also provide estate planning, probate and trust administration representation. The best way to avoid probate is to plan properly by drafting...
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Michael Toback
West Palm Beach, CA Collections Lawyer with 11 years of experience
(800) 737-1390
1655 Palm Beach Lakes Blvd #500
West Palm Beach, CA 33401
Collections and Construction
Nova Southeastern University
Michael Toback joined Siegfried Rivera as an associate in 2015. He concentrates his practice in the areas of condominium and community association law. Mr. Toback assists a broad range of community association clients with matters including the drafting and negotiation of contracts, providing opinion letters, drafting, interpreting and amending governing documents, preparing for and attending Board and owner meetings, and assisting in the recovery of delinquent assessments. Additionally, he assists the firm’s construction litigation practice group in handling construction defect cases. Since joining the firm, Mr. Toback has handled a broad range of cases both inside and outside the courtroom....
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Sergio G. Chaidez
San Diego, CA Collections Attorney with 10 years of experience
Free ConsultationCollections, Appeals and Consumer
University of California College of the Law, San Francisco
Sergio G. Chaidez is an attorney who focuses on helping consumers and small business owners protect themselves and their families from predatory collection practices and fraud. He helps individuals empower themselves and defend themselves against harassment and unfair, abusive debt collection practices. He understands that anyone can fall on hard times and need help. Sergio G. Chaidez has defended hundreds of lawsuits and has helped consumers save millions. You have rights. Stand and Fight. Call or email today for your free consultation. info@sgcconsumerlaw.com 619-241-8530
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Tammy Lee Hussin
Encinitas, CA Collections Attorney with 16 years of experience
Free ConsultationCollections, Consumer and Elder
Southwestern Law School
Tammy has dedicated her legal career to consumer protection. Tammy specializes in going after creditors and debt collection agencies for unlawful abusive debt collection tactics and unlawful telemarketing practices under the Fair Debt Collection Practices Act and the Telephone Consumer Protection Act. Tammy uses her expertise under these powerful federal laws to fight for the rights of consumers who often times have nowhere left to turn, and then goes on to achieve maximum settlement awards against their abusers. Tammy has helped over a thousand consumers put an end to harassment from abusive debt collectors and annoying telemarketers, and her clients...
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Christopher Donald Hewitt
Riverside, CA Collections Lawyer
Free ConsultationCollections, Bankruptcy and Foreclosure Defense
Golden Gate University
For the past two decades, I have dedicated my practice exclusively to bankruptcy law, serving consumer and business debtors and addressing my clients' needs first. As a father of four and a widower, my journey has imbued me with a deep sense of empathy and understanding, qualities I bring to my professional life as a California bankruptcy lawyer and business owner. My approach is always one of non-judgmental support and guidance.
Being fluent in Spanish, I am committed to serving a diverse range of clients. My firm operates out of two offices located in San Clemente and Palm Desert, allowing...
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Amanda Sue Johnson
Fullerton, CA Collections Attorney with 8 years of experience
Free ConsultationCollections, Consumer, Estate Planning and Personal Injury
Trinity Law School
Attorney Amanda Johnson has an extensive background in law, graduating from Trinity Law School in Santa Ana, California. While attending law school she worked with the Orange County Rescue Mission providing legal services to members of society who might not otherwise have access to legal aid. She was also a member of Asian Pacific American Law Student Association, the Public Relations Director for the Student Bar Association, and she attended an International Human Rights Program in France. Before moving to California for law school, she attended the University of Wisconsin La Crosse where she obtained a Bachelors in Science and...
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Tye Merritt
Ontario, CA Collections Attorney with 19 years of experience
Collections, Arbitration & Mediation and Landlord Tenant
We are an inclusive law office. We assist people, families, LGBTQ+, and seniors with landlord tenant disputes, wage garnishments, judgments, collection lawsuits, tenant legal help, eviction moratorium, neighbor disputes in any county in the State of California.
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James R. Selth
Los Angeles, CA Collections Lawyer with 38 years of experience
(310) 220-4147
11766 Wilshire Boulevard
Suite 730
Los Angeles, CA 90025
Collections and Bankruptcy
Western State College of Law at Argosy University
James R. Selth is recognized as one of the leading consumer and small business bankruptcy attorneys in California and is a State Bar Certified Legal Specialist in bankruptcy law. Attorney Selth takes a hands-on approach to each case he handles. He is dedicated to the highest level of client satisfaction and has helped hundreds of clients emerge from bankruptcy with the goal of discharge and a "fresh start." In addition to representing debtors and creditors in a variety of matters, James R. Selth has years of experience representing financial institutions and mortgage lenders in state courts and bankruptcy courts throughout...
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Jeffrey Wrubel Cowan
Beverly Hills, CA Collections Attorney with 32 years of experience
(310) 394-1420
9401 Wilshire Boulevard
Suite 900
Beverly Hills, CA 90212-2975
Collections, Business, Civil Rights and Employment
UCLA School of Law
Based in Los Angeles (now Beverly Hills and near Santa Monica), employment and business trial lawyer Jeffrey W. Cowan has an "AV î Preeminent" rating from Martindale-Hubbell. From 2007 through 2021, Mr. Cowan was named a "Southern California Super Lawyer". Professional Experience. Mr. Cowan specializes in employment and business litigation. He represents plaintiffs and defendants, and has recovered many millions of dollars for his clients (and also saved millions for his defendant clients). He also successfully sued Donald Trump's golf club. Learn more at http://www.cowan-law.com/results.php. Mr. Cowan earned his B.A. (cum laude) from Cornell...
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Mark T. Coffin
Santa Barbara, CA Collections Lawyer with 31 years of experience
1334 Anacapa Street
Santa Barbara, CA 93191
Free ConsultationCollections, Business, Construction and Employment
University of the Pacific, McGeorge School of Law
Mark is a 20-year civil litigation attorney with a practice focusing on on business, construction, real estate, and personal injury litigation. Mark’s clients include property owners, businesses, contractors, and manufacturers that he has successfully represented in trials involving contract claims, property disputes, jobsite accidents, product liability and professional liability litigation. Mark spent the year 2003 in the record eleven-month construction defect/mold trial of El Escorial v. Santa Barbara Villas. He obtained defense verdicts for his three clients in that case. Prior to joining Christman, Kelley & Clarke, PC, Mark was a founding partner of Hardin & Coffin, LLP...
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Grenville Thomas Pridham
Anaheim, CA Collections Attorney with 39 years of experience
Collections, Arbitration & Mediation, Consumer and Foreclosure Defense
University of San Diego School of Law
Mr. Pridham helps clients enforce their rights involving the consumer finance laws (debt and credit) and with their wills and living trusts. Mr. Pridham also advises on conservatorships and related elder law issues. He also represents consumers who have been ripped off in any sort of the following financial transactions: Debt Collectors who misstate the amount of debt or harass. False or inaccurate Credit Report information. Manufacturers for violations of the Federal Consumer Warranty Act. ...