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Aaron Michael Lloyd

Aaron Michael Lloyd

Lloyd Legal, APC
  • Consumer Law, Bankruptcy, Collections
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Summary

PHONE CONSULT AVAILABLE. I have personal experience with hundreds of bankruptcy cases, ranging from simple chapter 7 cases to complex chapter 13 cases. I work with the majority of the bankruptcy trustees in this district and have appeared in the 341a hearings hundreds of times. I know the process and the nuances of bankruptcy law. Few attorneys possess my background and extensive experience in this area of the law.

EXCLUSIVE PRACTICE. My practice is limited to bankruptcy cases only. I keep up to date on all the laws related to bankruptcy to make sure I give you the best representation for your case.

CUSTOMER SERVICE. I am with you every step of the way. Together, we will overcome whatever obstacle you are facing. Keep in mind that what seems insurmountable today, becomes a stepping stone for tomorrow. Whatever it is that stresses you, I’m here to help you relearn that it is truly only temporary.

FREE IN-DEPTH CONSULTATIONS. Unlike most attorneys, who hide the ball or leverage their knowledge, I’m committed to sharing what I know, and in turn, empowering you. I will answer every question. I will explain all of your options and give you my honest feedback. I will provide you a quote right over the phone. I believe that an informed client is the best client.

Call 833-252-4348 for your FREE consultation.

Practice Areas
  • Consumer Law
  • Bankruptcy
  • Collections
Fees
  • Free Consultation
  • Credit Cards Accepted
  • Rates, Retainers and Additional Information
    Mention Justia for discount
Languages
  • English: Spoken, Written
Professional Experience
Partner/Attorney
Lloyd Legal, APC
- Current
Bankruptcy lawyer specializing in chapter 7 and chapter 13 bankruptcy. Focusing on stopping wage garnishments, bank levies, and collection lawsuits.
Education
California Western School of Law
J.D. (2012) | Bankruptcy Law
California Western School of Law Logo
Awards
Top Contributor Award 2019
AVVO
Awarded for regularly answering consumer bankruptcy questions.
Clients' Choice Award 2019
AVVO
Top Contributor Award 2018
AVVO
Awarded for regularly answering consumer bankruptcy questions.
Professional Associations
National Association of Consumer Bankruptcy Attorneys
Member
- Current
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California Bankruptcy Forum
Member
- Current
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Orange County Bar Association
Member
- Current
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San Diego County Bar Association
Member
- Current
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Publications
Articles & Publications
Chapter 7 Bankruptcy
Lawyer.com
Speaking Engagements
Reopening a Bankruptcy Case , Bankruptcy , San Diego, CA
Small Firm Lawyer's Club
Procedure of re-opening a bankruptcy case and why a practitioner would want to re-open a former client's bankruptcy case. Other issues faced when re-opening a bankruptcy case.
Websites & Blogs
Website
Lloyd Legal, APC
Blog
CAN I KEEP MY CAR IN BANKRUPTCY
Legal Answers
32 Questions Answered

Q. I have question about filing Chapter 11 claims form 410
A: You likely would want to speak with a creditor's attorney. You should be able to Google a creditor bankruptcy attorney. You likely have some deadlines to meet so try to contact one of them asap.
Q. Will Chapter 7 Trustee tries to sell my property if I have equity little more than the homestead exemption amount?
A: If you qualify to use the California exemptions (i.e. residing in California for a certain amount of time) then depending on your circumstances you may have the option to use the $100,000 homestead exemption (there are certain requirements needed to be qualified to take the $100,000 homestead exemption). On the estimated value question, every Trustee is a little different, however, many of them do take into account closing costs and real estate agent/broker commissions. Also, they may even hire their own appraiser to appraise the property. If the Trustee does find there is unprotected value in the property then the Trustee may hire their own broker to list and sell the property for the benefit of the bankruptcy estate's creditors. Taking the homestead set of exemptions does limit what you can protect in other categories such as vehicles and bank accounts. If you are planning to use the homestead set of exemptions then I strongly advise you consult with and hire an experienced bankruptcy attorney so you can be sure to protect as much of your property as possible. You can find many good and experienced bankruptcy attorneys right here on Justia. Many of us offer free consultations, feel free to take us up on it. I hope this helps.
Q. Should I file for bankruptcy to get out of a timeshare
A: It depends. How much do you owe on the timeshare? Are you past due on any fees or maintenance fees? Do you have other debts? Bankruptcy can eliminate your debt and any debt or remaining loan balance you have on the timeshare. Bankruptcy allows you to surrender the timeshare back and walk away from the loan. I suggest you consult with a bankruptcy lawyer to determine if bankruptcy is the right option for you. I hope this is helpful.
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Contact & Map
Lloyd Legal, APC
1255 W. Colton Ave, Suite 515
Redlands, CA 92374
Telephone: (909) 854-4958
Monday: 8:30 AM - 8 PM
Tuesday: 8:30 AM - 8 PM
Wednesday: 8:30 AM - 8 PM (Today)
Thursday: 8:30 AM - 8 PM
Friday: 8:30 AM - 8 PM
Saturday: 8:30 AM - 3 PM
Sunday: Closed
Lloyd Legal, APC
204 E 4th Street, Suite J
Santa Ana, CA 92701
Telephone: (949) 544-9355
Monday: 8:30 AM - 8 PM
Tuesday: 8:30 AM - 8 PM
Wednesday: 8:30 AM - 8 PM (Today)
Thursday: 8:30 AM - 8 PM
Friday: 8:30 AM - 8 PM
Saturday: 8:30 AM - 3 PM
Sunday: Closed
Lloyd Legal, APC
15437 Anacapa Rd.
Victorville, CA 92392
Telephone: (909) 854-4958
Monday: 8:30 AM - 8 PM
Tuesday: 8:30 AM - 8 PM
Wednesday: 8:30 AM - 8 PM (Today)
Thursday: 8:30 AM - 8 PM
Friday: 8:30 AM - 8 PM
Saturday: 8:30 AM - 3 PM
Sunday: Closed
Lloyd Legal, APC
255 N D Street
Suite 218
San Bernardino, CA 92401
Telephone: (909) 854-4958
Monday: 8:30 AM - 8 PM
Tuesday: 8:30 AM - 8 PM
Wednesday: 8:30 AM - 8 PM (Today)
Thursday: 8:30 AM - 8 PM
Friday: 8:30 AM - 8 PM
Saturday: 8:30 AM - 3 PM
Sunday: Closed
Lloyd Legal, APC
601. S Figueroa Street, #4050
Los Angeles, CA 90017
Telephone: (833) 252-4348
Monday: 8:30 AM - 8 PM
Tuesday: 8:30 AM - 8 PM
Wednesday: 8:30 AM - 8 PM (Today)
Thursday: 8:30 AM - 8 PM
Friday: 8:30 AM - 8 PM
Saturday: 8:30 AM - 3 PM
Sunday: Closed
Lloyd Legal, APC
444 West C St., Suite 230
San Diego, CA 92101
Telephone: (619) 436-5117
Monday: 8:30 AM - 8 PM
Tuesday: 8:30 AM - 8 PM
Wednesday: 8:30 AM - 8 PM (Today)
Thursday: 8:30 AM - 8 PM
Friday: 8:30 AM - 8 PM
Saturday: 8:30 AM - 3 PM
Sunday: Closed