Warren Bankruptcy Lawyers

Dimitrios Makridis
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Dimitrios Makridis
Warren, OH Bankruptcy Lawyer with 11 years of experience
(330) 394-1587 183 W Market St
2nd Floor
Warren, OH 44481
Free ConsultationBankruptcy, Criminal Defense, DUI & DWI and Personal Injury
Capital University Law School
Makridis Law Firm brings over 40 years of legal experience to Criminal, Personal Injury, Bankruptcy, Employment, Workers' Compensation, Social Security Disability, Estate Planning, and Domestic cases. Schedule your free consultation today by calling (330) 394-1587.
Irene Kafantaris Makridis
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Irene Kafantaris Makridis
Warren, OH Bankruptcy Attorney with 43 years of experience
(855) 257-6020 155 South Park Avenue
Suite 160
Warren, OH 44481
Free ConsultationBankruptcy, DUI & DWI, Foreclosure Defense and Social Security Disability
University of Toledo
Irene graduated from the University of Toledo College of Law in 1980 and was admitted to the Ohio Bar in 1981.

Irene is also admitted to the U. S. District Court for the Northern District of Ohio; the U. S. District Court for the Southern District of Ohio; the United States Court of Appeals for the Sixth Circuit; the U. S. District Court for the Western District of Pennsylvania; and the U.S. Tax Court.

Irene is a member of the Ohio State Bar Association, the Trumbull County Bar Association, and NOSSCR (National Organization of Social Security Claimant’s Representatives).
Robert Safos
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Robert Safos
Warren, OH Bankruptcy Attorney with 46 years of experience
(330) 395-1800 585 East Market St.
Warren, OH 44481
Free ConsultationBankruptcy and Family
University of Akron School of Law
Upon graduation from law school Attorney Robert Safos returned to Warren Ohio and set up his own law practice. He was fortunate to have the tutelage of then Bankruptcy Magistrate, Joseph T. Molitoris. When the bankruptcy laws were overhauled in 1978 Attorney Safos was appointed to be one of four on the permanent panel of Trustee in the bankruptcy court located in Youngstown Ohio. Subsequent to Judge Moiitoris, he continued to serve as Trustee administering chapter 7 bankruptcies under Judge Harold F. White of the bankruptcy court, in Akron, and Judge James H. Williams...
Stacey Lynn Alejars
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Stacey Lynn Alejars
Girard , OH Bankruptcy Lawyer with 21 years of experience
(234) 421-5705 706 North State Street
Girard , OH 44420
Bankruptcy, Criminal Defense, Divorce and Domestic Violence
University of Akron School of Law
Bruce Epstein
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Bruce Epstein
Youngstown, OH Bankruptcy Attorney with 46 years of experience
(330) 782-7000 5500 Market St
Youngstown, OH 44512
Free ConsultationBankruptcy
Attorney Bruce Epstein is certifed as a specialist in consumer bankruptcy by the American Board of Certification. He has offices in Boardman and Warren Ohio. A graduate of Northwestern University and the Ohio Northern University College of Law, Attorney Epstein was a Law Clerk to the Chief Judge of the US District Court for the Northern District of Ohio in 1978 and has been in private practice since then. A free bankruptcy consultation is offered.
John N. Zomoida Jr.
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John N. Zomoida Jr.
Poland, OH Bankruptcy Lawyer with 23 years of experience
(330) 259-0043 40 South Main Street
Poland, OH 44514
Free ConsultationBankruptcy, Collections, Consumer and Foreclosure Defense
Cleveland State University Cleveland-Marshall College of Law
John is one of the founding members of Anthony & Zomoida, LLC. While his practice involves many areas of law, his primary area of practice is Bankruptcy. Prior to becoming a partner in Anthony & Zomoida, LLC, John was an Associate at Roth, Blair, Roberts, Strasfeld & Lodge Co., L.P.A in Youngstown from September 2003 - June 2006 and an Assistant Prosecutor for Ashtabula County from June 2001 - September 2003.

After earning his Bachelor's Degree in Political Science from Youngstown State University in 1997, John received his Juris Doctor from Cleveland Marshall College of Law, Cleveland State University...
Maurice E. Graham
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Maurice E. Graham
Youngstown, OH Bankruptcy Attorney with 23 years of experience
(866) 529-9010 100 E Federal St
Suite 410
Youngstown, OH 44503
Free ConsultationBankruptcy, Estate Planning, Family and Probate
BANKRUPTCY, FAMILY LAW and ESTATE PLANNING Law Firm with offices throughout Northeast Ohio. We have helped thousands of clients with over a decade of experience. We offer free consultations, affordable payment plans, evening and weekend hours. Call our caring and friendly office today to let us start you on the path to the "Fresh Start" you deserve! Member: Akron, Canton, Cleveland-Metropolitan, Mahoning and Ohio Bar Associations and BBB. Call Us Today at 866-529-9010 OR visit our website OhioAttorneyNow.com .... We Can Help!
Atty. Edward A. Czopur
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Atty. Edward A. Czopur
Youngstown, OH Bankruptcy Attorney
(330) 743-4116 42 North Phelps St.
Youngstown, OH 44503
Bankruptcy
Kenneth L. Sheppard Jr.
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Kenneth L. Sheppard Jr.
Akron, OH Bankruptcy Attorney with 20 years of experience
(330) 835-4003 575 White Pond Dr suite c
Akron, OH 44313
Free ConsultationBankruptcy, Foreclosure Defense, Probate and Tax
Ohio Northern University
Kenneth L. Sheppard, Jr. is the President and Owner of Sheppard Law Offices, Co., L.P.A.

Kenneth graduated from Ohio Northern University in 1996 with a Bachelor of Arts degree in Political Science and History. While at Ohio Northern, Ken was a member of three honor societies and two national mock trial teams. He then entered Ohio Northern University Law School and graduated in 1999 with a Juris Doctor degree. After law school, Mr. Sheppard earned his LL.M. (Master's Degree) in Taxation from the University of Denver in 2000.

Attorney Sheppard is admitted to practice law in Ohio. He is also licensed...
Joseph Michael Romano
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Joseph Michael Romano
Cleveland, OH Bankruptcy Lawyer with 21 years of experience
(216) 621-7777 526 Superior Avenue
333 Leader Building
Cleveland, OH 44114
Free ConsultationBankruptcy
Case Western Reserve University School of Law
I always knew I wanted to do something in consumer protection. I started my first career out of graduate school as a policy analyst in the Office Of Public Safety for The Mayor of The City Of Los Angeles. I helped increase the quality of life of 12 million Angelenos and did not know any of them. So, I decided to move back to Cleveland to help the people I grew up with, saw on a daily basis, shared interests and cares with, and came to know and call friend.

II went to law school to do just...
Tonya VanBenschoten
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Tonya VanBenschoten
Beachwood, OH Bankruptcy Attorney with 11 years of experience
(216) 400-0430 2000 Auburn Drive Suite 200
Beachwood, OH 44122
Free ConsultationBankruptcy
Salmon P. Chase College of Law, Northern Kentucky University
EXPERIENCE Tonya is licensed to practice law in both Ohio and Kentucky. She limits her practice to Estate Planning and Administration, Family Law and Bankruptcy. She has been practicing since 2012. For the last two years, Tonya has transitioned from focusing on Family Law to focusing on estate planning and administration. She recently completed a certification in estate planning and is in the process of completing the advanced certification. She has 60 hours of mediation training and has previously been appointed as a GAL in multiple counties. MILITARY Tonya has been a member of the Kentucky National Guard since 2001. For the...
David Michael Benson
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David Michael Benson
Cleveland, OH Bankruptcy Attorney with 30 years of experience
(216) 241-2510 1422 Euclid Avenue
Suite 970
Cleveland, OH 44115
Free ConsultationBankruptcy, Consumer and Foreclosure Defense
Case Western Reserve University School of Law
David M. Benson is a long-time resident of Cleveland Heights and a practicing attorney since 1993. He has represented hundreds of Ohioans, most of them in bankruptcies on behalf of consumers and small businesses. He has extensive experience in counseling clients on the most advantageous alternatives relating to debt issues, including mortgage foreclosure defense, loan modifications, deeds in lieu of foreclosure and short sales. In addition to bankruptcy and foreclosure issues, Mr. Benson’s practice has included civil litigation arising from small business disputes, debt collection abuse, workplace injuries, disability, motor vehicle accidents and real estate matters. Mr. Benson is...
Sarah P. Oberer
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Sarah P. Oberer
Beachwood, OH Bankruptcy Attorney with 4 years of experience
(216) 400-0430 2000 Auburn Dr., Suite 200
Beachwood, OH 44122
Free ConsultationBankruptcy and Probate
University of Cincinnati College of Law
Often, people feel like they need a little extra help, an extra hand to hold during their tough battles in life. That can be especially true when you're dealing with family issues or trying to stay in the country against all odds. That's why I take my responsibilities seriously. Because it's not just a job, its someone's life. And I'm glad I get to hold your hand and win our fight together. I'm licensed to practice law in the state of Ohio. I graduated with honors in both Law and Criminal Justice from the University of Cincinnati. I handle cases...
Joseph Kacyon
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Joseph Kacyon
Cuyahoga Falls, OH Bankruptcy Attorney with 14 years of experience
(330) 922-4491 527 Portage Trail
Cuyahoga Falls, OH 44221
Free ConsultationBankruptcy, Elder, Estate Planning and Probate
University of Akron School of Law
Attorney Joe Kacyon is licensed to practice law in Ohio and Pennsylvania and is a member of the Akron Bar Association, the Ohio Bar Association and the Pennsylvania Bar Association.

Attorney Kacyon represents clients in a variety of legal matters. The attorneys at his firm, Hoover Kacyon LLC can represent clients in most of their cases. Hoover Kacyon has divorce attorneys, criminal attorneys, probate and estate attorneys, adoption attorneys, bankruptcy attorneys and more.
Thomas W. Lally
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Thomas W. Lally
Canton, OH Bankruptcy Lawyer with 51 years of experience
(330) 499-5474 3930 Fulton Drive NW, Suite 101
Canton, OH 44718
Free ConsultationBankruptcy, Business, Criminal Defense and Divorce
University of Akron School of Law
Thomas W. Lally, an experienced trial attorney, has represented individual and business clients for many years in Canton, Stark County, Ohio and the surrounding cities of Massillon and Alliance; and counties of Summit, Wayne, Tuscarawas and Carroll, Ohio.
Dean Paolucci
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Dean Paolucci
Stow, OH Bankruptcy Lawyer with 22 years of experience
(330) 303-4776 3926 Clock Pointe Trail
suite 103
Stow, OH 44224
Free ConsultationBankruptcy
The John Marshall Law School
Paolucci Law is a respected bankruptcy law firm that develops personal relationships with each client, during and after the bankruptcy process, without charging high attorney fees.


Client service and satisfaction are among our top priorities; we will earn your trust.


Contact Paolucci Law - Lawyers at 330-474-9529 or complete our quick Free Consultation Form at www.paoluccibankruptcylaw.com
Ryan Robert McNeil
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Ryan Robert McNeil
Akron, OH Bankruptcy Attorney with 13 years of experience
(330) 474-3666 One Cascade Plaza
Suite 740
Akron, OH 44308
Free ConsultationBankruptcy
University of Akron
Ryan R. McNeil owns and operates McNeil Law Firm, LLC in downtown Akron, Ohio. McNeil Law Firm, LLC specializes in representing individuals and small business across Northeast Ohio in Chapter 7 and Chapter 13 bankruptcy cases.
Christopher Crull
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Christopher Crull
Cuyahoga Falls, OH Bankruptcy Attorney with 7 years of experience
(330) 461-9932 355 Portage Trail, Suite 2
Cuyahoga Falls, OH 44221
Free ConsultationBankruptcy and Estate Planning
University of Akron School of Law
Chris Crull was born and raised in Indiana. After graduating from high school, Chris enlisted and served in the US Navy from 1986 – 1990, achieving the rank of E-5.

After the Navy, Chris attended Ball State University in Muncie, Indiana, and earned a bachelor’s degree in English and Philosophy. From there, Chris attended Kent State University and earned a Master’s Degree in philosophy.

After earning his Master’s Degree, Chris spent several years teaching introductory philosophy classes at Kent State University and at the University of Connecticut. During those years, he also worked as a cabinet...
Jon Ginter
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Jon Ginter
Cleveland, OH Bankruptcy Attorney with 19 years of experience
(216) 526-0309 815 Superior Ave #1620
Cleveland, OH 44114
Free ConsultationBankruptcy
Cleveland State University Cleveland-Marshall College of Law
I am an experienced professional bankruptcy attorney in Cleveland and Westlake, Ohio. I focus on consumer bankruptcy and small business bankruptcy, with an emphasis on putting my clients first. Since finishing law school in 2004, I've represented over 2,000 people in Cleveland bankruptcy cases. I'm passionate about practicing law, giving fair representation, and helping people to get a fresh start. I understand the complexity of all forms of bankruptcy law and I'm not afraid to dig in and look at all the provisions to find out the best way for my clients to benefit. I'll find all the provisions that...
Jason F. Barr
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Jason F. Barr
Akron, OH Bankruptcy Attorney with 20 years of experience
(330) 906-5500 388 S. Main St., Ste. 440
Akron, OH 44311
Free ConsultationBankruptcy, Criminal Defense, DUI & DWI and Divorce
Capital University Law School
Bankruptcy, Divorce, and Criminal Defense Attorney with the law firm of Barr, Jones & Associates LLP providing legal services in Columbus, Cincinnati, and Cleveland, Ohio. We built a better law firm because our clients matter most.
Marque Carey
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Marque Carey
Beachwood, OH Bankruptcy Lawyer with 12 years of experience
(216) 400-0430 2000 Auburn Drive Suite 200
Beachwood, OH 44122
Free ConsultationBankruptcy
University of Louisville Louis D. Brandeis School of Law
Marque Carey is an attorney with over 11 years of experience in bankruptcy law. His practice focus is on consumer and business bankruptcy, including Chapter 7, 11 and 13. Marque has handled hundreds of cases as both a Trustee and Debtors counsel. In 2011 Marque was appointed as a Chapter 7 Trustee in the Western District of Kentucky. In addition to his extensive experience as a Trustee, Marque has 13 years' experience as a bankruptcy attorney. As a debtor's attorney he has experienced a multitude of scenarios and has the skillset to address those confidently. Marque values open and frequent communication with...
Jonathan Jennings
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Jonathan Jennings
Ravenna, OH Bankruptcy Lawyer with 24 years of experience
(330) 296-6300 223 West Main Street
Ravenna, OH 44266
Bankruptcy, Business, Consumer and Criminal Defense
Case Western Reserve University School of Law and Malone College
Justin M. Smith
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Justin M. Smith
Chagrin Falls, OH Bankruptcy Attorney with 24 years of experience
(800) 816-6424 395 Park Place
Chagrin Falls, OH 44022
Free ConsultationBankruptcy, Criminal Defense, DUI & DWI and Foreclosure Defense
Case Western Reserve University School of Law
Attorney Justin M. Smith is the founder of J.M. Smith Co., LPA a law firm serving clients throughout Northeast Ohio in the practice areas of Consumer Bankruptcy, Criminal Defense, Personal Injury and Real Estate Law. Attorney Smith and his firm have helped clients through some of the most difficult situations they may encounter in their lives. This includes the decision to file bankruptcy, accusations of criminal charges and devastating personal injuries. J.M. Smith Co., LPA offers personalized service, support and advice to those in need of legal services. Attorney Smith is a graduate of Case Western Reserve School of Law...
Douglas Dale Jones
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Douglas Dale Jones
Canton, OH Bankruptcy Lawyer with 43 years of experience
(330) 477-5570 2867 Sharonwood Ave NW
Canton, OH 44708
Free ConsultationBankruptcy, Estate Planning, Foreclosure Defense and Probate
University of Akron School of Law
Douglas D. Jones Co., LPA was established in July, 1998 by its founder and owner, Douglas D. Jones, who has had over 34 years of experience in the northeastern Ohio region in a major law firm as well as in private practice.

Our firm's mission is to provide affordable, quality legal services in a timely manner to individuals, families and small businesses with a personal caring approach to their unique legal concerns. With this goal foremost in mind, we are committed to providing the best possible service to meet a wide variety of our clients' most common legal situations. ...
Howard Steven Rabb
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Howard Steven Rabb
Painesville, OH Bankruptcy Attorney with 38 years of experience
(440) 352-3391 60 S Park Place
Painesville, OH 44077
Free ConsultationBankruptcy, Business, Estate Planning and Real Estate
Cleveland State University
Howard Rabb concentrates on estate, general business and bankruptcy matters. He regularly advises clients on business, estate and debt strategies. A lifelong Clevelander, he has a “Superb” AVVO rating.

Estate Planning: Howard’s practice involves an analysis of the goals of the client, an understanding of all relevant family relationships, and a comprehensive list of all of the clients assets. After obtaining this information, he will advise his clients as to whether a living trust or testamentary trust makes sense in order to address probate, distribution, or tax concerns. Typically, the estate planning will include wills, health-care power of attorney, living...
Jennifer Bergert
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Jennifer Bergert
Canton, OH Bankruptcy Attorney with 22 years of experience
(330) 639-4540 116 Cleveland Ave NW
Suite 709
Canton, OH 44702
Free ConsultationBankruptcy
University of Akron School of Law
My professional goal is to treat each client and colleague with respect and honesty. I strive to provide clear, understandable answers to legal questions and concerns. I am interested in finding equitable solutions to legal issues, not drawing out legal battles. Direct, fair, reasonable and affordable representation is my service to my clients.
David Lash
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David Lash
Beachwood, OH Bankruptcy Lawyer with 46 years of experience
(216) 464-9950 23811 Chagrin Blvd
Beachwood, OH 44122
Bankruptcy, Business, Foreclosure Defense and Personal Injury
Cleveland State University
David Lash has been a lifelong resident of the Cleveland Heights/Beachwood, Ohio area. He graduated from Cleveland Heights High School and attended college at Ohio University, majoring in psychology. After graduation from Ohio University, David worked his way through Cleveland-Marshall College of Law and became a licensed attorney November 4, 1977. David has been practicing law for more than 33 years. He developed a robust general law practice assisting clients with their legal concerns. His principal areas of practice include foreclosure defense, bankruptcy, divorce/custody/domestic relations, personal injury, and criminal/traffic/municipal court law. He also does...
Jon David Axelrod
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Jon David Axelrod
Mentor, OH Bankruptcy Attorney with 19 years of experience
(440) 944-7300 7976 Tyler Blvd
Mentor, OH 44060
Free ConsultationBankruptcy, Divorce and Family
Cleveland State University
Jon D. Axelrod is the founder of Axelrod Law Offices in Willowick, and he has shaped the firm to reflect his deepest values. Mr. Axelrod believes that attorneys should provide effective legal direction while giving compassionate care to the client. He understands that legal decisions carry a great deal of distress and pressure, whether the client is considering bankruptcy, undergoing a divorce, or is accused of a crime. His primary aim is to provide peace of mind to his clients. Our firm accomplishes this through our personal relationship with each client and our devotion to providing the strongest legal care...
Jann C Washington
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Jann C Washington
Richmond Hts., OH Bankruptcy Attorney with 12 years of experience
(440) 552-5492 5247 Wilson Mills Rd. #185
Richmond Hts., OH 44143
Free ConsultationBankruptcy
Cleveland State University
I began my career in the law as a paralegal. I worked for a medical malpractice attorney for over ten years. I then became a paralegal for a creditor’s rights attorney for four years, working my way up the firm to become the controller and office manager of the firm, all the while attending law school and offering part-time paralegal duties to a personal injury and general practice attorney. Upon graduating law school and passing the bar I worked as a general practice attorney in a small law firm in Chardon, Ohio. It was in that practice that I began...
Barbara Quinn Smith
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Barbara Quinn Smith
Mentor, OH Bankruptcy Lawyer with 32 years of experience
(440) 354-4010 9853 Johnnycake Ridge Rd
Suite 17
Mentor, OH 44060
Free ConsultationBankruptcy, Consumer, Foreclosure Defense and Stockbroker Fraud
Case Western Reserve University School of Law
Mr. Alexander R. Folk
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Mr. Alexander R. Folk
Akron, OH Bankruptcy Attorney with 28 years of experience
(330) 762-8773 1653 Merriman Rd.
Suite 104
Akron, OH 44313
Bankruptcy, Business, Criminal Defense and Divorce
University of Akron
Kevin Burwell
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Kevin Burwell
Akron, OH Bankruptcy Lawyer
(330) 253-3715 75 E Market St
Akron, OH 44308
Free ConsultationBankruptcy, Administrative, Business and International
University of Akron School of Law
Monica Denise DeRamus
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Monica Denise DeRamus
Canton, OH Bankruptcy Attorney
(330) 617-1390 116 Cleveland Avenue NW
804 Courtyard Centre Building
Canton, OH 44702
Bankruptcy, Business, Divorce and Estate Planning
Cleveland State University Cleveland-Marshall College of Law
Prior to forming Monica D. DeRamus, LLC, in Canton, Ohio, Monica worked as an attorney in Cleveland, OH, where she assisted local businesses in business formation, contract drafting and contract review. She also worked as a solo practitioner where her main practice consisted of domestic relations law, juvenile law, contract drafting and contract review. Currently, she focuses her practice areas to estate planning, bankruptcy, and providing legal services to small business owners. Monica was employed full-time while pursuing a law degree from Cleveland-Marshall College of Law at Cleveland State University. She served as a member of the Black Law Student...
Lisa Owings
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Lisa Owings
Cuyahoga Falls, OH Bankruptcy Attorney with 7 years of experience
(844) 713-3328 122 Broad Blvd
Cuyahoga Falls, OH 44221
Free ConsultationBankruptcy, Business, Collections and IP
Lisa Owings graduated from The University of Akron School of Law with her Juris Doctor and Master of Laws in Intellectual Property. Lisa Owings practices primarily in debt defense. Attorney Owings is licensed in Ohio, Nebraska, North Dakota, Missouri, New Jersey, Utah, Wisconsin, Iowa, and North Carolina.
Peter Jon Cozmyk
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Peter Jon Cozmyk
Independence, OH Bankruptcy Attorney with 18 years of experience
(877) 570-4440 6100 Oak Tree Blvd.
Suite 200
Independence, OH 44133
Bankruptcy, Foreclosure Defense and Real Estate
I have been practicing law since 2005, and my practice is primarily focused on foreclosure defense. I represent the property owner on both residential and commercial foreclosures, whether they are related to a mortgage, tax debt, HOA or Condominium Association debts, or a land contract, there are often options to keep your property. In many cases, the property owner seeks a way out of the property for various reasons and we can help with that too. In addition to foreclosure defense, we also offer other consumer services such as putting a stop to harassment by debt collectors,...
Charles J. Van Ness
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Charles J. Van Ness
Mayfield Heights, OH Bankruptcy Attorney with 33 years of experience
(440) 461-4433 6181 Mayfield Road
Suite 104
Mayfield Heights, OH 44124
Bankruptcy, Business, Estate Planning and Foreclosure Defense
Indiana University - Indiana University-Bloomington
Founded in 1991, we have been engaged in the serious practice of bankruptcy and business law for nearly 20 years. With over 25 years of legal experience, Van Ness Law, Ltd. has the knowledge and compassion to insure you will get your fresh start with dignity.
Andrew Douglas Jones
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Andrew Douglas Jones
Independence, OH Bankruptcy Attorney with 18 years of experience
(844) 227-7566 6100 Oak Tree Blvd., Ste. 200
Independence, OH 44131
Bankruptcy, Divorce, Family and Personal Injury
Capital University Law School
James Frederick Hausen
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James Frederick Hausen
Akron, OH Bankruptcy Lawyer with 22 years of experience
(234) 678-0626 215 East Waterloo Road #17
Akron, OH 44319
Free ConsultationBankruptcy
University of Akron School of Law
Attorney James Hausen graduated with a Bachelor of Science in Accounting degree with honors in 1996 at the University of Akron. He passed the CPA exam in Ohio in 1996 on the first attempt. At that time less than 30% passed the whole CPA exam on the first attempt. He worked in accounting from 1996-1998 while pursuing his M.B.A. degree. He received his M.B.A. degree in 1998 when he decided to go to law school.
He graduated from the University of Akron School of Law in 2001 with a Juris Doctor and Master of Taxation degree and passed the bar exam...
Antoinette Elise Freeburg
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Antoinette Elise Freeburg
Mayfield Village, OH Bankruptcy Lawyer with 24 years of experience
(440) 421-9181 6690 Beta Dr.
Suite 214
Mayfield Village, OH 44143
Bankruptcy and Foreclosure Defense
Cleveland State University
Michael Anthony Steel
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Michael Anthony Steel
Fairlawn, OH Bankruptcy Lawyer
(330) 223-5050 2950 West Market Street
Suite G
Fairlawn, OH 44333
Free ConsultationBankruptcy, Business and Real Estate
Bankruptcy Attorneys in Nearby CitiesBankruptcy Attorneys in Nearby Counties

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