Pierpont Bankruptcy Lawyers

Andrew Bodor
Claimed Lawyer Profile
Andrew Bodor
Jefferson, OH Bankruptcy Attorney
(888) 206-5676 35 West Jdfferson Street
Jefferson, OH 44047
Bankruptcy
Dimitrios Makridis
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Dimitrios Makridis
Warren, OH Bankruptcy Lawyer with 12 years of experience
(330) 394-1587 183 W Market St
2nd Floor
Warren, OH 44481
Free ConsultationBankruptcy, Criminal Defense, DUI & DWI and Personal Injury
Capital University Law School
Makridis Law Firm brings over 40 years of legal experience to Criminal, Personal Injury, Bankruptcy, Employment, Workers' Compensation, Social Security Disability, Estate Planning, and Domestic cases. Schedule your free consultation today by calling (330) 394-1587.
Howard Steven Rabb
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Howard Steven Rabb
Painesville, OH Bankruptcy Attorney with 39 years of experience
(440) 352-3391 60 S Park Place
Painesville, OH 44077
Free ConsultationBankruptcy, Business, Estate Planning and Real Estate
Cleveland State University
Howard Rabb concentrates on estate, general business and bankruptcy matters. He regularly advises clients on business, estate and debt strategies. A lifelong Clevelander, he has a “Superb” AVVO rating.

Estate Planning: Howard’s practice involves an analysis of the goals of the client, an understanding of all relevant family relationships, and a comprehensive list of all of the clients assets. After obtaining this information, he will advise his clients as to whether a living trust or testamentary trust makes sense in order to address probate, distribution, or tax concerns. Typically, the estate planning will include wills, health-care power of attorney, living...
Daniel Williams
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Daniel Williams
Painesville, OH Bankruptcy Lawyer with 13 years of experience
(440) 352-3391 60 South Park Place
Painesville, OH 44077
Free ConsultationBankruptcy and Criminal Defense
Dan Williams represents clients in criminal matters, including juvenile, adult misdemeanor and felony, DUI/OVI defense, and expungements. He was admitted to the Ohio bar in 2012. He represents clients throughout NE Ohio including Lake, Geauga and Ashtabula counties. After working tirelessly for the past three years advocating for the rights of indigent criminal defendants throughout Lake County, Dan joined Dworken & Bernstein. After receiving his undergraduate degree from Miami University, Dan moved to Chicago where he worked as an Account Executive for a nationwide mortgage lending company. But his pride in his hometown never wavered, and he returned to Cleveland...
Jon David Axelrod
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Jon David Axelrod
Mentor, OH Bankruptcy Attorney with 19 years of experience
(440) 944-7300 7976 Tyler Blvd
Mentor, OH 44060
Free ConsultationBankruptcy, Divorce and Family
Cleveland State University
Jon D. Axelrod is the founder of Axelrod Law Offices in Willowick, and he has shaped the firm to reflect his deepest values. Mr. Axelrod believes that attorneys should provide effective legal direction while giving compassionate care to the client. He understands that legal decisions carry a great deal of distress and pressure, whether the client is considering bankruptcy, undergoing a divorce, or is accused of a crime. His primary aim is to provide peace of mind to his clients. Our firm accomplishes this through our personal relationship with each client and our devotion to providing the strongest legal care...
Justin M. Smith
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Justin M. Smith
Chagrin Falls, OH Bankruptcy Attorney with 24 years of experience
(800) 816-6424 395 Park Place
Chagrin Falls, OH 44022
Free ConsultationBankruptcy, Criminal Defense, DUI & DWI and Foreclosure Defense
Case Western Reserve University School of Law
Attorney Justin M. Smith is the founder of J.M. Smith Co., LPA a law firm serving clients throughout Northeast Ohio in the practice areas of Consumer Bankruptcy, Criminal Defense, Personal Injury and Real Estate Law. Attorney Smith and his firm have helped clients through some of the most difficult situations they may encounter in their lives. This includes the decision to file bankruptcy, accusations of criminal charges and devastating personal injuries. J.M. Smith Co., LPA offers personalized service, support and advice to those in need of legal services. Attorney Smith is a graduate of Case Western Reserve School of Law...
Jann C Washington
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Jann C Washington
Richmond Hts., OH Bankruptcy Attorney with 13 years of experience
(440) 552-5492 5247 Wilson Mills Rd. #185
Richmond Hts., OH 44143
Free ConsultationBankruptcy
Cleveland State University
I began my career in the law as a paralegal. I worked for a medical malpractice attorney for over ten years. I then became a paralegal for a creditor’s rights attorney for four years, working my way up the firm to become the controller and office manager of the firm, all the while attending law school and offering part-time paralegal duties to a personal injury and general practice attorney. Upon graduating law school and passing the bar I worked as a general practice attorney in a small law firm in Chardon, Ohio. It was in that practice that I began...
Barbara Quinn Smith
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Barbara Quinn Smith
Mentor, OH Bankruptcy Lawyer with 33 years of experience
(440) 354-4010 9853 Johnnycake Ridge Rd
Suite 17
Mentor, OH 44060
Free ConsultationBankruptcy, Consumer, Foreclosure Defense and Stockbroker Fraud
Case Western Reserve University School of Law
Irene Kafantaris Makridis
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Irene Kafantaris Makridis
Warren, OH Bankruptcy Attorney with 44 years of experience
(855) 257-6020 155 South Park Avenue
Suite 160
Warren, OH 44481
Free ConsultationBankruptcy, DUI & DWI, Foreclosure Defense and Social Security Disability
University of Toledo
Irene graduated from the University of Toledo College of Law in 1980 and was admitted to the Ohio Bar in 1981.

Irene is also admitted to the U. S. District Court for the Northern District of Ohio; the U. S. District Court for the Southern District of Ohio; the United States Court of Appeals for the Sixth Circuit; the U. S. District Court for the Western District of Pennsylvania; and the U.S. Tax Court.

Irene is a member of the Ohio State Bar Association, the Trumbull County Bar Association, and NOSSCR (National Organization of Social Security Claimant’s Representatives).
Maurice E. Graham
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Maurice E. Graham
Youngstown, OH Bankruptcy Attorney with 24 years of experience
(866) 529-9010 100 E Federal St
Suite 410
Youngstown, OH 44503
Free ConsultationBankruptcy, Estate Planning, Family and Probate
BANKRUPTCY, FAMILY LAW and ESTATE PLANNING Law Firm with offices throughout Northeast Ohio. We have helped thousands of clients with over a decade of experience. We offer free consultations, affordable payment plans, evening and weekend hours. Call our caring and friendly office today to let us start you on the path to the "Fresh Start" you deserve! Member: Akron, Canton, Cleveland-Metropolitan, Mahoning and Ohio Bar Associations and BBB. Call Us Today at 866-529-9010 OR visit our website OhioAttorneyNow.com .... We Can Help!
Charles J. Van Ness
Claimed Lawyer Profile
Charles J. Van Ness
Mayfield Heights, OH Bankruptcy Attorney with 34 years of experience
(440) 461-4433 6181 Mayfield Road
Suite 104
Mayfield Heights, OH 44124
Bankruptcy, Business, Estate Planning and Foreclosure Defense
Indiana University - Indiana University-Bloomington
Founded in 1991, we have been engaged in the serious practice of bankruptcy and business law for nearly 20 years. With over 25 years of legal experience, Van Ness Law, Ltd. has the knowledge and compassion to insure you will get your fresh start with dignity.
Heather Lynn Moseman
Claimed Lawyer Profile
Heather Lynn Moseman
Mentor, OH Bankruptcy Attorney
(440) 255-0832 8500 Station Street
Suite 210
Mentor, OH 44060
Free ConsultationBankruptcy, Elder, Estate Planning and Foreclosure Defense
Attorney Heather Moseman grew up in the Midwest and applies the values learned there to the practice of law. She aims to make sure that the legal problems that are presented to her are solved in the most cost-effective and straightforward way possible. Heather obtained her undergraduate degree in Psychology with a minor in Philosophy from Southwest State University in Marshall, Minnesota. She applied her degree in the service of the chronically disabled, chronically mentally ill and for senior citizens for seven years in both Chicago, Illinois and the Cleveland area. In 2000, Ms. Moseman determined to help people on a...
David Jay Sternberg
Claimed Lawyer Profile
David Jay Sternberg
Mentor, OH Bankruptcy Attorney with 51 years of experience
(440) 942-6267 7547 Mentor Ave. Ste.301
Mentor, OH 44060
Free ConsultationBankruptcy, Business, Civil Rights and Criminal Defense
The Ohio State University Moritz College of Law
Robert Safos
Claimed Lawyer Profile
Robert Safos
Warren, OH Bankruptcy Attorney with 47 years of experience
(330) 395-1800 585 East Market St.
Warren, OH 44481
Free ConsultationBankruptcy and Family
University of Akron School of Law
Upon graduation from law school Attorney Robert Safos returned to Warren Ohio and set up his own law practice. He was fortunate to have the tutelage of then Bankruptcy Magistrate, Joseph T. Molitoris. When the bankruptcy laws were overhauled in 1978 Attorney Safos was appointed to be one of four on the permanent panel of Trustee in the bankruptcy court located in Youngstown Ohio. Subsequent to Judge Moiitoris, he continued to serve as Trustee administering chapter 7 bankruptcies under Judge Harold F. White of the bankruptcy court, in Akron, and Judge James H. Williams...
Antoinette Elise Freeburg
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Antoinette Elise Freeburg
Mayfield Village, OH Bankruptcy Lawyer with 25 years of experience
(440) 421-9181 6690 Beta Dr.
Suite 214
Mayfield Village, OH 44143
Bankruptcy and Foreclosure Defense
Cleveland State University
Stacey Lynn Alejars
Claimed Lawyer Profile
Stacey Lynn Alejars
Girard , OH Bankruptcy Lawyer with 22 years of experience
(234) 421-5705 706 North State Street
Girard , OH 44420
Bankruptcy, Criminal Defense, Divorce and Domestic Violence
University of Akron School of Law
Frank J. Rozanc
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Frank J. Rozanc
Eastlake, OH Bankruptcy Lawyer
(440) 954-9559 33145 Vine Street
#C-33
Eastlake, OH 44095
Bankruptcy, Business, Divorce and Foreclosure Defense
Charles Edward Feuer
Claimed Lawyer Profile
Charles Edward Feuer
Cleveland, OH Bankruptcy Lawyer
(440) 461-1054 405 Longspur Rd
Cleveland, OH 44143
Bankruptcy, Criminal Defense, DUI & DWI and Divorce
28 years criminal law experience. Juvenile and all Municipal Courts in Ohio.
Cecilia Marie Cooper
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Cecilia Marie Cooper
Wickliffe, OH Bankruptcy Attorney with 32 years of experience
(440) 944-5480 30432 Euclid Avenue
Suite 101
Wickliffe, OH 44092
Bankruptcy, Appeals, DUI & DWI and Foreclosure Defense
Emory University
Chris Sestak
Claimed Lawyer Profile
Chris Sestak
Cleveland, OH Bankruptcy Lawyer with 32 years of experience
(216) 577-0209 840 Brainard Road
Cleveland, OH 44143
Bankruptcy, Business, Criminal Defense and Environmental
Atty. Edward A. Czopur
Claimed Lawyer Profile
Atty. Edward A. Czopur
Youngstown, OH Bankruptcy Attorney
(330) 743-4116 42 North Phelps St.
Youngstown, OH 44503
Bankruptcy
Joseph Michael Romano
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Joseph Michael Romano
Cleveland, OH Bankruptcy Lawyer with 22 years of experience
(216) 621-7777 526 Superior Avenue
333 Leader Building
Cleveland, OH 44114
Free ConsultationBankruptcy
Case Western Reserve University School of Law
I always knew I wanted to do something in consumer protection. I started my first career out of graduate school as a policy analyst in the Office Of Public Safety for The Mayor of The City Of Los Angeles. I helped increase the quality of life of 12 million Angelenos and did not know any of them. So, I decided to move back to Cleveland to help the people I grew up with, saw on a daily basis, shared interests and cares with, and came to know and call friend.

II went to law school to do just...
Sarah P. Oberer
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Sarah P. Oberer
Beachwood, OH Bankruptcy Attorney with 5 years of experience
(216) 400-0430 2000 Auburn Dr., Suite 200
Beachwood, OH 44122
Free ConsultationBankruptcy and Probate
University of Cincinnati College of Law
Often, people feel like they need a little extra help, an extra hand to hold during their tough battles in life. That can be especially true when you're dealing with family issues or trying to stay in the country against all odds. That's why I take my responsibilities seriously. Because it's not just a job, its someone's life. And I'm glad I get to hold your hand and win our fight together. I'm licensed to practice law in the state of Ohio. I graduated with honors in both Law and Criminal Justice from the University of Cincinnati. I handle cases...
Tonya VanBenschoten
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Tonya VanBenschoten
Beachwood, OH Bankruptcy Attorney with 12 years of experience
(216) 400-0430 2000 Auburn Drive Suite 200
Beachwood, OH 44122
Free ConsultationBankruptcy
Salmon P. Chase College of Law, Northern Kentucky University
EXPERIENCE Tonya is licensed to practice law in both Ohio and Kentucky. She limits her practice to Estate Planning and Administration, Family Law and Bankruptcy. She has been practicing since 2012. For the last two years, Tonya has transitioned from focusing on Family Law to focusing on estate planning and administration. She recently completed a certification in estate planning and is in the process of completing the advanced certification. She has 60 hours of mediation training and has previously been appointed as a GAL in multiple counties. MILITARY Tonya has been a member of the Kentucky National Guard since 2001. For the...
Kenneth L. Sheppard Jr.
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Kenneth L. Sheppard Jr.
Akron, OH Bankruptcy Attorney with 21 years of experience
(330) 835-4003 575 White Pond Dr suite c
Akron, OH 44313
Free ConsultationBankruptcy, Foreclosure Defense, Probate and Tax
Ohio Northern University
Kenneth L. Sheppard, Jr. is the President and Owner of Sheppard Law Offices, Co., L.P.A.

Kenneth graduated from Ohio Northern University in 1996 with a Bachelor of Arts degree in Political Science and History. While at Ohio Northern, Ken was a member of three honor societies and two national mock trial teams. He then entered Ohio Northern University Law School and graduated in 1999 with a Juris Doctor degree. After law school, Mr. Sheppard earned his LL.M. (Master's Degree) in Taxation from the University of Denver in 2000.

Attorney Sheppard is admitted to practice law in Ohio. He is also licensed...
Daniel Frank Gigiano
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Daniel Frank Gigiano
Wadsworth, OH Bankruptcy Attorney with 31 years of experience
(330) 336-3330 102 Main St
Ste. 200
Wadsworth, OH 44281
Bankruptcy, Criminal Defense, Divorce and Foreclosure Defense
Loyola University Chicago School of Law
Attorney Gigiano has practiced law since 1993 and has been the owner of Daniel F. Gigiano Co., L.P.A. since 2002. He provides aggressive and experienced legal representation for family law (divorce, child custody, post-decree divorce), criminal defense, juvenile law, personal injury, bankruptcy, civil litigation, probate and estate planning. Because he provides legal representation in a number of areas, he can meet all the legal needs of his clients. By building a trusted relationship with his clients, he becomes a valuable resource for his clients in an important way: if the client has a legal need that...
Adrienne Marie Hines
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Adrienne Marie Hines
Vermilion, OH Bankruptcy Attorney with 28 years of experience
(419) 871-8085 1513 State Rd
Vermilion, OH 44089-9604
Free ConsultationBankruptcy, Employment, Personal Injury and Workers' Comp
The University of Toledo College of Law
Adrienne Hines is a skilled Ohio workers' compensation attorney certified by the Ohio Supreme Court as a Workers Compensation Specialist. In addition to work injuries, she represents clients in consumer bankruptcy filings (both Chapter 7 and Chapter 13) and she handles injuries such as car accidents and dog bites. Adrienne has nearly 20 years of experience helping people who have been injured or impacted by outside circumstances. At Wisehart Wright Trial Lawyers, Adrienne offers personalized and compassionate legal representation, guiding clients through every step of the claims process. Her goal is to secure the best possible outcome for each case. If...
David Michael Benson
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David Michael Benson
Cleveland, OH Bankruptcy Attorney with 31 years of experience
(216) 241-2510 1422 Euclid Avenue
Suite 970
Cleveland, OH 44115
Free ConsultationBankruptcy, Consumer and Foreclosure Defense
Case Western Reserve University School of Law
David M. Benson is a long-time resident of Cleveland Heights and a practicing attorney since 1993. He has represented hundreds of Ohioans, most of them in bankruptcies on behalf of consumers and small businesses. He has extensive experience in counseling clients on the most advantageous alternatives relating to debt issues, including mortgage foreclosure defense, loan modifications, deeds in lieu of foreclosure and short sales. In addition to bankruptcy and foreclosure issues, Mr. Benson’s practice has included civil litigation arising from small business disputes, debt collection abuse, workplace injuries, disability, motor vehicle accidents and real estate matters. Mr. Benson is...
Bruce Epstein
Claimed Lawyer Profile
Bruce Epstein
Youngstown, OH Bankruptcy Attorney with 47 years of experience
(330) 782-7000 5500 Market St
Youngstown, OH 44512
Free ConsultationBankruptcy
Attorney Bruce Epstein is certifed as a specialist in consumer bankruptcy by the American Board of Certification. He has offices in Boardman and Warren Ohio. A graduate of Northwestern University and the Ohio Northern University College of Law, Attorney Epstein was a Law Clerk to the Chief Judge of the US District Court for the Northern District of Ohio in 1978 and has been in private practice since then. A free bankruptcy consultation is offered.
Dean Paolucci
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Dean Paolucci
Stow, OH Bankruptcy Lawyer with 23 years of experience
(330) 303-4776 3926 Clock Pointe Trail
suite 103
Stow, OH 44224
Free ConsultationBankruptcy
The John Marshall Law School
Paolucci Law is a respected bankruptcy law firm that develops personal relationships with each client, during and after the bankruptcy process, without charging high attorney fees.


Client service and satisfaction are among our top priorities; we will earn your trust.


Contact Paolucci Law - Lawyers at 330-474-9529 or complete our quick Free Consultation Form at www.paoluccibankruptcylaw.com
Joseph Kacyon
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Joseph Kacyon
Cuyahoga Falls, OH Bankruptcy Attorney with 15 years of experience
(330) 922-4491 527 Portage Trail
Cuyahoga Falls, OH 44221
Free ConsultationBankruptcy, Elder, Estate Planning and Probate
University of Akron School of Law
Attorney Joe Kacyon is licensed to practice law in Ohio and Pennsylvania and is a member of the Akron Bar Association, the Ohio Bar Association and the Pennsylvania Bar Association.

Attorney Kacyon represents clients in a variety of legal matters. The attorneys at his firm, Hoover Kacyon LLC can represent clients in most of their cases. Hoover Kacyon has divorce attorneys, criminal attorneys, probate and estate attorneys, adoption attorneys, bankruptcy attorneys and more.
Jon Ginter
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Jon Ginter
Cleveland, OH Bankruptcy Attorney with 19 years of experience
(216) 526-0309 815 Superior Ave #1620
Cleveland, OH 44114
Free ConsultationBankruptcy
Cleveland State University Cleveland-Marshall College of Law
I am an experienced professional bankruptcy attorney in Cleveland and Westlake, Ohio. I focus on consumer bankruptcy and small business bankruptcy, with an emphasis on putting my clients first. Since finishing law school in 2004, I've represented over 2,000 people in Cleveland bankruptcy cases. I'm passionate about practicing law, giving fair representation, and helping people to get a fresh start. I understand the complexity of all forms of bankruptcy law and I'm not afraid to dig in and look at all the provisions to find out the best way for my clients to benefit. I'll find all the provisions that...
Christopher Crull
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Christopher Crull
Cuyahoga Falls, OH Bankruptcy Attorney with 8 years of experience
(330) 461-9932 355 Portage Trail, Suite 2
Cuyahoga Falls, OH 44221
Free ConsultationBankruptcy and Estate Planning
University of Akron School of Law
Chris Crull was born and raised in Indiana. After graduating from high school, Chris enlisted and served in the US Navy from 1986 – 1990, achieving the rank of E-5.

After the Navy, Chris attended Ball State University in Muncie, Indiana, and earned a bachelor’s degree in English and Philosophy. From there, Chris attended Kent State University and earned a Master’s Degree in philosophy.

After earning his Master’s Degree, Chris spent several years teaching introductory philosophy classes at Kent State University and at the University of Connecticut. During those years, he also worked as a cabinet...
Ryan Robert McNeil
Claimed Lawyer Profile
Ryan Robert McNeil
Akron, OH Bankruptcy Attorney with 13 years of experience
(330) 474-3666 One Cascade Plaza
Suite 740
Akron, OH 44308
Free ConsultationBankruptcy
University of Akron
Ryan R. McNeil owns and operates McNeil Law Firm, LLC in downtown Akron, Ohio. McNeil Law Firm, LLC specializes in representing individuals and small business across Northeast Ohio in Chapter 7 and Chapter 13 bankruptcy cases.
James Kerner
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James Kerner
Avon Lake, OH Bankruptcy Lawyer with 30 years of experience
(440) 933-6278 525 Avon Belden Road
Suite 5
Avon Lake, OH 44012
Free ConsultationBankruptcy and Personal Injury
Cleveland State University Cleveland-Marshall College of Law
A Lorain County resident, James has filed over five thousand bankruptcy cases for Lorain County residents over the last two decades. He will be the only attorney you deal with from the initial interview through your court appearance. James will also educate you on how to rebuild your credit score, getting you back to a very good credit score only two years after the filing of your case.
Thomas W. Lally
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Thomas W. Lally
Canton, OH Bankruptcy Lawyer with 51 years of experience
(330) 499-5474 3930 Fulton Drive NW, Suite 101
Canton, OH 44718
Free ConsultationBankruptcy, Business, Criminal Defense and Divorce
University of Akron School of Law
Thomas W. Lally, an experienced trial attorney, has represented individual and business clients for many years in Canton, Stark County, Ohio and the surrounding cities of Massillon and Alliance; and counties of Summit, Wayne, Tuscarawas and Carroll, Ohio.
John N. Zomoida Jr.
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John N. Zomoida Jr.
Poland, OH Bankruptcy Lawyer with 24 years of experience
(330) 259-0043 40 South Main Street
Poland, OH 44514
Free ConsultationBankruptcy, Collections, Consumer and Foreclosure Defense
Cleveland State University Cleveland-Marshall College of Law
John is one of the founding members of Anthony & Zomoida, LLC. While his practice involves many areas of law, his primary area of practice is Bankruptcy. Prior to becoming a partner in Anthony & Zomoida, LLC, John was an Associate at Roth, Blair, Roberts, Strasfeld & Lodge Co., L.P.A in Youngstown from September 2003 - June 2006 and an Assistant Prosecutor for Ashtabula County from June 2001 - September 2003.

After earning his Bachelor's Degree in Political Science from Youngstown State University in 1997, John received his Juris Doctor from Cleveland Marshall College of Law, Cleveland State University...
Jonathan Jennings
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Jonathan Jennings
Ravenna, OH Bankruptcy Lawyer with 25 years of experience
(330) 296-6300 223 West Main Street
Ravenna, OH 44266
Bankruptcy, Business, Consumer and Criminal Defense
Case Western Reserve University School of Law and Malone College
Richard Joseph Stahl III
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Richard Joseph Stahl III
Middleburg Heights, OH Bankruptcy Attorney with 18 years of experience
(440) 891-8388 18051 Jefferson Park
Suite #102
Middleburg Heights, OH 44130
Bankruptcy, Appeals, Criminal Defense and Foreclosure Defense
Ohio Northern University
Rick is an attorney in Middleburg Heights, Ohio who works mainly in Family Law (Divorce, Support, Custody, etc.). In additional to representing litigants in divorce, custody, and support matters, he also acts as a Guardian ad Litem and represents the rights of children. His practice also includes work in Probate (Wills, Trusts, Estates, etc.), Criminal, and Appellate Advocacy, and provides services throughout Cuyahoga, Lorain, and Medina counties. He graduated from Ohio Northern University with his Bachelors of Science Degree in 2003 and went on to receive his law degree from Ohio Northern University in 2006. ...
Douglas Dale Jones
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Douglas Dale Jones
Canton, OH Bankruptcy Lawyer with 44 years of experience
(330) 477-5570 2867 Sharonwood Ave NW
Canton, OH 44708
Free ConsultationBankruptcy, Estate Planning, Foreclosure Defense and Probate
University of Akron School of Law
Douglas D. Jones Co., LPA was established in July, 1998 by its founder and owner, Douglas D. Jones, who has had over 34 years of experience in the northeastern Ohio region in a major law firm as well as in private practice.

Our firm's mission is to provide affordable, quality legal services in a timely manner to individuals, families and small businesses with a personal caring approach to their unique legal concerns. With this goal foremost in mind, we are committed to providing the best possible service to meet a wide variety of our clients' most common legal situations. ...
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