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Richard E. Palumbo Jr.

Richard E. Palumbo Jr.

PALUMBO LAW
  • Business Law, Real Estate Law, Insurance Claims...
  • Massachusetts, Rhode Island
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Summary

PALUMBO LAW aggressively and sensibly advocates for and protects the legal rights of homeowners, real estate investors, business owners and businesses with complex legal issues. Our attorneys have over 100 years of combined legal experience and offer our legal services throughout RI, MA and CT.
Our firm represents clients with corporate and business law, start-up assistance relating to the choice and formation of business entity, protection of trademark or license agreement, contract drafting, and assisting with buying or selling a business or business assets.
Our probate attorneys compassionately move through the court-managed process called probate or estate administration with you. The assets of the deceased are managed and distributed depending on the size and complexity of the estate, the local rules and schedule of the probate court.
Our experienced real estate attorney offers our clients broad-based legal real estate advice and representation in: Real estate sales transactions, Closings, Construction contracts, Leases, and Mortgage-based financing transactions. We are also available to assist with residential and commercial real estate issues: Tax Sales Defense and Petition to Foreclose the Right of Redemption, Easements and Easement Litigation, Adverse Possession, Mortgage Foreclosures, 1031 Tax-free exchanges, Condominium Collections and Lien Foreclosures and Landlord-tenant disputes.
PALUMBO LAW are your Fire, Water and Property Insurance Loss Attorneys. We offer No Fee Unless Successful! We have years of experience with Property Loss Claims – Denied, Delayed or Underpaid? We never represent the property insurance company only the insured. We regularly help home and business owners, real estate and personal property owners, investors, businesses, and public adjusters relating to property damage claims against insurance companies relating to denied insurance claims. When your insurance company says “NO” Call Palumbo!

Practice Areas
  • Business Law
  • Real Estate Law
  • Insurance Claims
  • Landlord Tenant
  • Probate
Additional Practice Areas
  • Property Loss Insurance Claims
  • Condominium Law
  • Real Estate Litigation
  • Business Litigation
Fees
  • Free Consultation
    Phone consultation
  • Credit Cards Accepted
    Visa, MC and American Express
  • Contingent Fees
    Property Damage Insurance Claims - No Fee Unless Successful Partition Actions - Often available on a No Fee Unless Successful basis
Jurisdictions Admitted to Practice
Massachusetts
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Rhode Island
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Languages
  • English: Spoken, Written
Professional Experience
Law Offices of Richard Palumbo, LLC
Current
Education
Pennsylvania State University - Dickinson School of Law
J.D. (2004) | Law
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Honors: George F. Douglas Jr. Award For Excellence In Litigation And Advocacy, CALI Award in Trial Advocacy, Miller Center Public Interest Advocate Certification
Activities: ATLA Trial Team Member, Trial Moot Court Board
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University of Rhode Island
B.A. (1994) | English
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Awards
Client Champion - Platinum
Martindale-Hubbel Lawyers Service
Rating 10.0 out of 10.0
AVVO
Rating 5.0 out of 5.0
Find Law
Peer Review Rating 5.0 out of 5.0
Martindale Hubbell
Lifetime Achievement Award Invitee
America's Top Attorneys
Nominated to America's Top 100 Attorneys
America's Top 100 Attorneys
Rising Star
Super Lawyers
Selected To Rising Stars: 2011 - 2014
Professional Associations
Rhode Island State Bar
Member
Current
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Massachusetts State Bar
Member
- Current
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Publications
Articles & Publications
Condominium Conflicts with Zoning Regulations - Rhode Island
Ezine Articles
Speaking Engagements
Condominium Law, Warwick, RI
RI Association for Realtors
Condominium Law, Warwick, RI
RI Association for Realtors
Certifications
Licensed Insurance Adjuster
Rhode Island Department of Business Regulations
Legal Answers
1 Questions Answered

Q. Is it legal for my insurance company to lie to me or knowingly withold information about my claim.
A: Unfortunately insurance companies (i.e. homeowner's insurance companies) often put profits ahead of people (i.e. homeowner's, business owners and insureds). Insurance companies regularly break the law and act in bad faith when handling insurance claims (i.e. property damage insurance claims like fire damage, water damage, wind damage, etc.). Property insurance companies will often try to interpret the insurance policy (i.e. an HO-3) in a manner to deny the insurance claim. The insurance adjusters who work for the insurance companies are trained to "adjust" (usually adjust the claim in a downward manner) your insurance claim. The insurance adjuster does not work for the insured and does not typically work in the best interests of the insured. If the insured acts in the same manner then the insured can be charged criminally. Insurance companies should also be held criminally responsible when committing fraud and acting in bad faith. There are laws that encourage insurance companies to avoid acting in bad faith. I often remind property damage insurance companies in our letters to avoid acting in bad faith by including the following note and a copy of the applicable unfair claims settlement practices. The below portion of Rhode Island's bad faith statute includes a prohibition against "misrepresentation" or telling a lie to the insured. NOTICE TO INSURERS: DO NOT ACT IN VIOLATION OF THE UNFAIR CLAIMS SETTLEMENT PRACTICES ACT. IT IS AN IMPROPER CLAIMS PRACTICE FOR AN INSURER, ITS AGENT, ADJUSTER OR REPRESENTATIVE TO FLAGRANTLY AND CONSCIOUSLY DISREGARD THE UNFAIR CLAIMS SETTLEMENT PRACTICES ACT. VIOLATIONS OF THIS ACT MAY RESULT IN ATTORNEY’S FEES, COSTS AND EXPENSES AS WELL AS PUNITIVE DAMAGES. A COPY OF THE ACT IS PRINTED BELOW, WHICH DEFINES YOUR DUTY AS AN INSURER IN THE STATE OF RHODE ISLAND. § 27-9.1-3. Unfair claims settlement practices prohibited. It is an improper claims practice for any domestic, foreign, or alien insurer transacting business in this state to commit any act defined in § 27-9.1-4 of this chapter if: (a) Any of the following acts by an insurer, if committed in violation of § 27-9.1-3, constitutes an unfair claims practice: (1) Misrepresenting to claimants and insured relevant facts or policy provisions relating to coverage at issue; (2) Failing to acknowledge and act with reasonable promptness upon pertinent communications with respect to claims arising under its policies; (3) Failing to adopt and implement reasonable standards for the prompt investigation and settlement of claims arising under its policies; (4) Not attempting in good faith to effectuate prompt, fair, and equitable settlement of claims submitted in which liability has become reasonably clear; (6) Refusing to pay claims without conducting a reasonable investigation; (8) Attempting to settle or settling claims for less than the amount that a reasonable person would believe the insured or beneficiary was entitled by reference to written or printed advertising material accompanying or made part of an application In addition to the bad faith statutes, insureds have PALUMBO LAW to aggressively hold the insurance company accountable for committing fraud and bad faith against their insureds. As part of our real estate practice, we offer Property Damage Claims Adjusting, Property Damage Claims Settlement, Coverage Disputes, Denials and Litigation for insureds who have suffered property loss. For the best settlement call PALUMBO LAW before calling your insurance company. Tell your Insurance Company “NO” and Call Palumbo!
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Contact & Map
Law Offices of Richard Palumbo, LLC
Main Office
535 Atwood Avenue
Suite 4
Cranston, RI 02920
USA
Telephone: (401) 490-0994
Fax: (401) 490-0945
Law Offices of Richard Palumbo, LLC
Dedham Place
3 Allied Drive
Suite 303
Dedham, MA 02026
USA
Toll-Free: (833) 725-8626
Law Offices of Richard Palumbo, LLC
Connecticut Financial
157 Church Street
19th Floor
New Haven, CT 06510
USA
Toll-Free: (833) 725-8626