PALUMBO LAW aggressively and sensibly advocates for and protects the legal rights of homeowners, real estate investors, business owners and businesses with complex legal issues. Our attorneys have over 100 years of combined legal experience and offer our legal services throughout RI, MA and CT.
Our firm represents clients with corporate and business law, start-up assistance relating to the choice and formation of business entity, protection of trademark or license agreement, contract drafting, and assisting with buying or selling a business or business assets.
Our probate attorneys compassionately move through the court-managed process called probate or estate administration with you. The assets of the deceased are managed and distributed depending on the size and complexity of the estate, the local rules and schedule of the probate court.
Our experienced real estate attorney offers our clients broad-based legal real estate advice and representation in: Real estate sales transactions, Closings, Construction contracts, Leases, and Mortgage-based financing transactions. We are also available to assist with residential and commercial real estate issues: Tax Sales Defense and Petition to Foreclose the Right of Redemption, Easements and Easement Litigation, Adverse Possession, Mortgage Foreclosures, 1031 Tax-free exchanges, Condominium Collections and Lien Foreclosures and Landlord-tenant disputes.
PALUMBO LAW are your Fire, Water and Property Insurance Loss Attorneys. We offer No Fee Unless Successful! We have years of experience with Property Loss Claims – Denied, Delayed or Underpaid? We never represent the property insurance company only the insured. We regularly help home and business owners, real estate and personal property owners, investors, businesses, and public adjusters relating to property damage claims against insurance companies relating to denied insurance claims. When your insurance company says “NO” Call Palumbo!
- Business Law
- Real Estate Law
- Insurance Claims
- Landlord Tenant
- Property Loss Insurance Claims
- Condominium Law
- Real Estate Litigation
- Business Litigation
- Free Consultation
- Credit Cards Accepted
Visa, MC and American Express
- Contingent Fees
Property Damage Insurance Claims - No Fee Unless Successful Partition Actions - Often available on a No Fee Unless Successful basis
- Rhode Island
- English: Spoken, Written
- Law Offices of Richard Palumbo, LLC
- Pennsylvania State University - Dickinson School of Law
- J.D. (2004) | Law
- Honors: George F. Douglas Jr. Award For Excellence In Litigation And Advocacy, CALI Award in Trial Advocacy, Miller Center Public Interest Advocate Certification
- Activities: ATLA Trial Team Member, Trial Moot Court Board
- University of Rhode Island
- B.A. (1994) | English
- Client Champion - Platinum
- Martindale-Hubbel Lawyers Service
- Rating 10.0 out of 10.0
- Rating 5.0 out of 5.0
- Find Law
- Peer Review Rating 5.0 out of 5.0
- Martindale Hubbell
- Lifetime Achievement Award Invitee
- America's Top Attorneys
- Nominated to America's Top 100 Attorneys
- America's Top 100 Attorneys
- Rising Star
- Super Lawyers
- Selected To Rising Stars: 2011 - 2014
- Rhode Island State Bar
- Massachusetts State Bar
- - Current
- Condominium Conflicts with Zoning Regulations - Rhode Island
- Ezine Articles
- Condominium Law, Warwick, RI
- RI Association for Realtors
- Condominium Law, Warwick, RI
- RI Association for Realtors
- Licensed Insurance Adjuster
- Rhode Island Department of Business Regulations
- Real Estate and Business Attorneys
- Property Insurance & Damage Attorneys
- Palumbo Law Blog for Real Estate and Business
- What is a Real Estate Closing?
19 March 2020
- What Is House Hacking?
12 March 2020
- Three Common Construction Contracts
26 February 2020
- An Overview of Rhode Island’s Landlord-tenant Laws
26 February 2020
- Partition in Sale
18 February 2020
- Adverse Possession
17 February 2020
- Understanding Single, Double, and Triple Net Leases
20 January 2020
- What Is an FHA-approved Condominium?
15 December 2019
- What Determines Real Estate Yield?
11 November 2019
- Palumbo Law Blog for Property Insurance & Damage
- Does My Insurance Policy Cover Damage Done In My Yard?
27 March 2020
- How to Determine if You Should File an Insurance Claim After an Accident
20 March 2020
- Bad Faith Insurance Cases: What to Expect
13 March 2020
- Water Damage to Your Home and Insurance Won’t Pay? Call a Lawyer
6 March 2020
- Property Damage At Your Business? What To Do Next
28 February 2020
- Can I Be Compensated for Damages to My Home Through an Insurance Claim?
21 February 2020
- Denied Insurance Claim? How to Handle Your Next Steps
14 February 2020
- Massachusetts Property Damage Claims: What To Know
7 February 2020
- What Does Fire Damage Insurance Cover?
27 January 2020
- Q. Is it legal for my insurance company to lie to me or knowingly withold information about my claim.
- A: Unfortunately insurance companies (i.e. homeowner's insurance companies) often put profits ahead of people (i.e. homeowner's, business owners and insureds). Insurance companies regularly break the law and act in bad faith when handling insurance claims (i.e. property damage insurance claims like fire damage, water damage, wind damage, etc.). Property insurance companies will often try to interpret the insurance policy (i.e. an HO-3) in a manner to deny the insurance claim. The insurance adjusters who work for the insurance companies are trained to "adjust" (usually adjust the claim in a downward manner) your insurance claim. The insurance adjuster does not work for the insured and does not typically work in the best interests of the insured. If the insured acts in the same manner then the insured can be charged criminally. Insurance companies should also be held criminally responsible when committing fraud and acting in bad faith. There are laws that encourage insurance companies to avoid acting in bad faith. I often remind property damage insurance companies in our letters to avoid acting in bad faith by including the following note and a copy of the applicable unfair claims settlement practices. The below portion of Rhode Island's bad faith statute includes a prohibition against "misrepresentation" or telling a lie to the insured. NOTICE TO INSURERS: DO NOT ACT IN VIOLATION OF THE UNFAIR CLAIMS SETTLEMENT PRACTICES ACT. IT IS AN IMPROPER CLAIMS PRACTICE FOR AN INSURER, ITS AGENT, ADJUSTER OR REPRESENTATIVE TO FLAGRANTLY AND CONSCIOUSLY DISREGARD THE UNFAIR CLAIMS SETTLEMENT PRACTICES ACT. VIOLATIONS OF THIS ACT MAY RESULT IN ATTORNEY’S FEES, COSTS AND EXPENSES AS WELL AS PUNITIVE DAMAGES. A COPY OF THE ACT IS PRINTED BELOW, WHICH DEFINES YOUR DUTY AS AN INSURER IN THE STATE OF RHODE ISLAND. § 27-9.1-3. Unfair claims settlement practices prohibited. It is an improper claims practice for any domestic, foreign, or alien insurer transacting business in this state to commit any act defined in § 27-9.1-4 of this chapter if: (a) Any of the following acts by an insurer, if committed in violation of § 27-9.1-3, constitutes an unfair claims practice: (1) Misrepresenting to claimants and insured relevant facts or policy provisions relating to coverage at issue; (2) Failing to acknowledge and act with reasonable promptness upon pertinent communications with respect to claims arising under its policies; (3) Failing to adopt and implement reasonable standards for the prompt investigation and settlement of claims arising under its policies; (4) Not attempting in good faith to effectuate prompt, fair, and equitable settlement of claims submitted in which liability has become reasonably clear; (6) Refusing to pay claims without conducting a reasonable investigation; (8) Attempting to settle or settling claims for less than the amount that a reasonable person would believe the insured or beneficiary was entitled by reference to written or printed advertising material accompanying or made part of an application In addition to the bad faith statutes, insureds have PALUMBO LAW to aggressively hold the insurance company accountable for committing fraud and bad faith against their insureds. As part of our real estate practice, we offer Property Damage Claims Adjusting, Property Damage Claims Settlement, Coverage Disputes, Denials and Litigation for insureds who have suffered property loss. For the best settlement call PALUMBO LAW before calling your insurance company. Tell your Insurance Company “NO” and Call Palumbo!