Bala Cynwyd Consumer Lawyers

After over a decade of legal practice, our firm has established a broad spectrum of expertise to provide you with the best services, no matter what area of law. Our firm will bring world class experience, small town service, and unparalleled advocacy to every client.

The firm utilizes modern, mobile offices and up-to-date technology in order to save costs, improve service, and provide premier legal and client services.

I speak your language. I’ve grown to understand and relate to your case through my very diverse life experiences. I grew up in a small steel town, in a family of a steel mill engineer and a metallurgical chemist. The decline of the steel industry and the closure of the steel plant had a devastating effect on my family. Both of my parent struggled to find jobs in the new manufacture-less era. Although my family was able to make the necessary adjustment (my mom became a high school science teacher and my dad found a job with a local utility...

Brent F. Vullings, Esq. has been practicing law since 2004 first as a partner in a general practice firm where he focused primarily on Credit Litigation, Consumer Protection, Bankruptcy, and Real Estate. In February 2012, Mr. Vullings founded Vullings Law Group, LLC d/b/a VullingsLaw where he has continued to represent consumers in the areas of Credit Repair, Credit Litigation, Consumer Protection, Bankruptcy, and Real Estate. While being admitted to practice law in PA, NJ, NY, and DC and numerous federal jurisdictions throughout the country, Mr. Vullings has helped thousands of people nationwide fight for their consumer rights.

Eric Rayz, Esquire is a summa cum laude and Phi Beta Kappa graduate of Temple University. As an undergraduate, Mr. Rayz was a recipient of the H. Thomas and Dorothy Willits Hallowell Scholarship and the Temple University President's Scholar Award. Mr. Rayz obtained his Juris Doctorate from the James E. Beasley School of Law of Temple University, where he was a staff member and editor of the Temple International and Comparative Law Journal. Mr. Rayz served a two-year term as a Staff Attorney for Justice Sandra Schultz Newman of the Supreme Court of Pennsylvania and co-authored an...

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CHESTER COUNTY LITIGATOR, PROPERTY TAX APPEALS Ms. Kovan has a decade of "big firm" litigation experience. Now she offers that level of expertise to her clients at a more cost effective rate. Ms. Kovan’s litigation experience includes representing companies and individuals in state and federal court actions throughout the United States as well as securities matters pending before the National Association of Securities Dealers, New York Stock Exchange (collectively now known as the Financial Industry Regulatory Authority (“FINRA“)) and the United States Securities Commission (“SEC”). Ms. Kovan has handled numerous securities related matters, including customer disputes, enforcement actions, SEC investigations...

David Kennedy Bifulco, Esquire is a graduate of Temple University School of Law. He started in the receivables management industry as an investment banker providing access to capital for debt buyers. Attorney Bifulco has headed the debt purchasing and collection operations for U.S. Asset in Fort Lauderdale, Florida and PFS Associates in New York and Pennsylvania. Over the past 2 decades David Kennedy Bifulco, Esquire has provided his services to the Resolution Trust Corporation, Department of Housing and Urban Development, American Arbitration Association, Pennsylvania Business Bank and NCO Group, Inc. “I provide general legal services for consumers in the areas of debt...

I am a Federally designated Debt Relief Agency Attorney, with experience in Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, Mortgage Modification, Debt Settlement, Fair Debt Collection/Debtors Rights. I also work in Small Business, Intellectual Property (including software licensing and entertainment law) and Elder Law. I take a compassionate view on all problems presented to me and many of my clients past and present have become personal friends. I am also an MBA with several years of practical experience as a Financial Planning Analyst with the NCR Corporation and this background provides me with unique insights into the economics of law which most...

A solo practitioner, I work from a home office in Boyertown, PA, about 30 miles from center-city Philadelphia, and most of my cases are litigated in Philadelphia and Reading courts. With the assistance of local counsel, I also handle matters in Delaware. I have over 30 years experience in both state and federal courts; bankruptcy and mortgage foreclosure/workout are a large part of my practice. There isn't much I haven't seen, or done. Currently rated "Distinguished" by the "gold standard" of lawyer ratings. PLEASE CONTACT ME BY EMAIL FIRST, as that is my preference, and more...

Terence earned his undergraduate degree from the Pennsylvania State University in 1998. Terry began his legal career soon after garduating from Penn State. His professional experiences prior to and during law school include positions as a trial technology technician at a national litigation support firm in Washington D.C, as a paralegal for a Philadelphia defense firm, as a paralegal for staff counsel for one the largest insurers in North America, and as a law clerk at a Plaintiff’s firm in Chester County. While working full time as a paralegal, he attended the Widener University, School of Law, where he earned...

David has been an Attorney at Law since 1994. His emphasis is on Personal Injury Cases. These include: insurance claims, motor vehicle accidents, slip and fall injuries due to defective premises, full tort, limited tort, motorcycle accidents, wrongful death, drunk driving accidents, dog bites, insurance claims and defective products. He has successfully handled hundreds of cases, including complex litigation in Federal and Pennsylvania Courts. He began his career as a Stateâs Attorney with the "Governor's Law Firm", called the Office of General Counsel. He represented the Commonwealth of Pennsylvania in civil actions, including...

Allan J. Ray was born in Chester County, Pennsylvania and continues to reside there to this day. Al Graduated from Phoenixville Area High School, and relocated to Idaho to attend the University of Idaho. After graduating with honors, Al returned back to Pennsylvania and attended law school at the Penn State Dickinson School of Law where he was a member of the editorial board of the Penn State Environmental Law Review. During law school, Al volunteered at Legal Aid of Southeast Pennsylvania in Pottstown where he helped indigent individuals through civil and family law matters including child custody and support.

Al...

Christopher P. Mullaney graduated Cum Laude from Widener University School of Law. While at Widener University, he was a member of the Moe Levine Trial Advocacy Honor Society and was President of the American Trial Lawyers Association. Mr. Mullaney is a graduate of the Hill School and Gettysburg College where he majored in Psychology. Mr. Mullaney is engaged in criminal, civil, business, real estate, family and Orphans’ Court matters in Montgomery, Bucks, Berks, Chester, and Lehigh counties. He is admitted to the Pennsylvania Bar and the United States District Court for the Eastern District of Pennsylvania. In addition to trial...

Steven C. Feinstein

Steven has handled a wide array of legal matters over his more than 30 years of experience in law. Steven is a Wharton School of Business and Villanova Law graduate and considers himself to be a general practice lawyer, with emphasis in handling matters related to insurance, insurance coverage, and bad faith. He has expanded the rights of insureds in multiple jurisdictions. The hundreds of these kinds of cases that he has handled over the years has led him to be considered one of the leading experts in this area of law in Pennsylvania.

In addition to...

If you looking for a credit report and consumer protection attorney, Pine Street Legal, the law office of Nancy Kanter, Esquire, will meet your legal needs. Having an accurate credit report is essential in being considered for a mortgage, credit cards, insurance coverage, employment or a promotion and in starting a new business venture. By focusing on cases that involve credit report errors and other credit report problems, Pine Street Legal will fight to get you the justice you deserve and where possible, money damages you may be entitled to receive. Pine Street Legal also represents individuals in a...

I grew up in the hard-working blue color region of Western Pennsylvania, attending the small but highly regarded Grove City College -- a conservative, reformed Christian school that has managed to remain entirely independent of government aid (one of only two undergraduate institutions in world to do so) and true to intentions of its founders. It was in this cauldron that my guiding principles were shaped -- honesty, working for the best interests of others, openness to correction, and faith in the sovereign and guiding hand of the triune God of the Bible. I went on to earn...

Mr. Renaldo has been a practicing lawyer for over twenty years (sixteen of them in Chester County). Mr. Renaldo's practice has been concentrated in civil litigation, business law, personal injury including worker's compensation and commercial real estate transactions. Mr. Renaldo also obtained his broker’s license and is an active broker focusing on large commercial tracts of land for subdivision, development and redevelopment. Mr. Renaldo graduated from American University, The Washington College of Law, receiving his J.D. Prior to that he attended East Stroudsburg University, receiving a double major in Economics and Management with a minor in Accounting

Patrick J. Best (“PJ Best”) is a graduate of the University of Pittsburgh School of Law and the Rochester Institute of Technology. He was born and raised in Luzerne County, Pennsylvania. After graduating from law school he served as Law Clerk to the Honorable Carmen D. Minora of the Lackawanna County Court of Common Pleas. Attorney Best is frequently featured in the media including US News & World Report, WFMZ, and has an extensive resume speaking to attorneys and bar associations regarding a number of legal issues. At present, Attorney Best serves clients throughout Pennsylvania, New Jersey, New York and Maryland in...

Admitted to the Pennsylvania bar. Graduate of Princeton University (A.B.) and George Washington University (J.D., with honors). Served in United States Air Force. Former member of the law firm of Proctor Lindsay & Dixon LLC, Chadds Ford and West Chester. Now “of counsel.” Prior employment: Underwriting and Claims Counsel for Nations Title, Lawyers Title Insurance, Stewart Title Guaranty and Ticor Title Insurance Company and a partner in the Philadelphia law firm of Hepburn, Ross, Willcox & Putnam in Philadelphia. Member of the Pennsylvania Bar Association, Chester County Bar Association and Pennsylvania Land Title Association. Past Chair of the...

Brent practices a client-first approach in the practice of law. He identifies multiple courses of action; gives straightforward advice and diligently works to achieve results. Brent is detailed oriented and ensures his clients’ matters are handled correctly, efficiently and in a cost-effective manner. His diverse clientele includes individuals, businesses and government entities in the following representative matters: Bankruptcy, Debt Restructuring & Financial “Workouts”. Brent represents individual and business clients in implementing a debt reduction strategy that is appropriate to their unique situation - including Bankruptcy under Chapters 7, 13 or 11 of the Bankruptcy Code,...

Jason M. Rapa, Esquire is the founder of Rapa Law Office, P.C. Jason practices together with his brother Matthew J. Rapa. Together they provide services not only in the Poconos and the Lehigh Valley but throughout the State of Pennsylvania. Jason focuses his practice in the areas of Bankruptcy, Consumer Protection and Civil Litigation, while Matthew focuses on Criminal Defense and Consumer Protection. Together Jason & Matthew have handled hundreds of cases against abusive debt collectors and Jason routinely speaks at national, state and local legal events regarding debt collection harassment.Jason has recently be names a Rising...

J. Zac Christman is a bankruptcy attorney in Stroudsburg , Pennsylvania, admitted to practice law generally in Pennsylvania and New Jersey. Specifically, Zac is admitted to practice before the Pennsylvania Supreme Court, the United States Court of Appeals for the Third Circuit, the United States District Court for the Middle District of Pennsylvania, and the United States District Court for the Eastern District of Pennsylvania, to name a few. Zac graduated from Dartmouth College in 1993, then Cornell Law School in 1997, after which, he returned to open a solo practice in the Stroudsburg area, focusing on bankruptcy, landlord/tenant law,...

Since 1999 we've helped people who are having problems with debts or debt collectors. Some of our clients file bankruptcy. Others file suit against aggressive debt collectors. I am Board Certified in Consumer Bankruptcy law by the American Board of Certification.

Brett Freeman has been a consumer protection attorney since 2010. He helps consumers who are dealing with credit reporting errors, credit card billing errors and creditor or debt collector harassment. He also helps defend people from debt collection lawsuits, or file bankruptcy cases. He offers free consultations, and is willing to accept payment plans.

John J. Ferry, Jr. earned an undergraduate Bachelor of Science degree in Poultry Technology and Management at the Pennsylvania State University in 1986. After working for several years in the poultry industry, he went on to pursue his legal education at the Dickinson School of Law, where he earned a juris doctorate degree in 1995. Mr. Ferry was admitted to practice before the Pennsylvania Supreme Court, and other courts in Pennsylvania, in 1995. He is also admitted to practice before the United States Court of Appeals for the Third Circuit, the United States District Court for the Middle District of Pennsylvania...