Marathon Shores Bankruptcy Lawyers

Richard Michael Behr
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Richard Michael Behr
Key Largo, FL Bankruptcy Attorney with 36 years of experience
(305) 853-5900 99353Overseas Highway
Suite 16
Key Largo, FL 33037
Bankruptcy, Criminal Defense, DUI & DWI and Divorce
John Marshall Law School
Recently admitted to the United States Supreme Court. Member of Illinois Bar since 1987 and Florida Bar since 1995. Also admitted to the United States federal Court for Illinois and Florida as well as the U.S. bankruptcy Court for the Southern District of Florida and the United States Supreme Court.
Mr. Chad Van Horn
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Mr. Chad Van Horn
Doral, FL Bankruptcy Attorney with 15 years of experience
(305) 367-8800 9600 NW 25th St #2A
Doral, FL 33172
Free ConsultationBankruptcy, Business, Foreclosure Defense and Real Estate
Shepard Broad Law Center, Nova Southeastern University
Chad Van Horn, Esq. is a South Florida business leader and founding partner attorney of Van Horn Law Group, P.A. Through a combination of dedicated philanthropy, spirited entrepreneurship and legal expertise, he applies his resources and network to helping people—whether it's through his board leadership with Big Brothers Big Sisters of Broward County, his efforts developing startup ventures that bring jobs to the local economy, or practicing bankruptcy law to provide solutions to economic hardship. While his volunteer work and entrepreneurial spirit play a major role in his life, Chad's success as the founder of Van Horn...
Timothy Kingcade
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Timothy Kingcade
Miami, FL Bankruptcy Lawyer with 28 years of experience
(305) 285-9100 1370 Coral Way
Miami, FL 33145
Free ConsultationBankruptcy and Foreclosure Defense
Stetson University College of Law
Timothy Kingcade is Managing Shareholder of Kingcade & Garcia, P.A., which he founded in 1996. Mr. Kingcade practices exclusively in the field of bankruptcy law, handling Chapter 7 filings and foreclosure defense cases for the Southern District of Florida. To compliment his extensive experience in bankruptcy law, Timothy is also a certified public accountant (CPA), which provides him with a unique understanding of how to handle tax-motivated bankruptcy cases against the IRS. Bankruptcy attorney Timothy Kingcade knows how to help clients take full advantage of their rights under bankruptcy protection to restart, rebuild and recover.
Vladimir R. St. Louis
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Vladimir R. St. Louis
Miami, FL Bankruptcy Attorney with 10 years of experience
(844) 785-2972 11900 Biscayne Blvd.
Suite 742
Miami, FL 33181
Bankruptcy, Personal Injury and Real Estate
Georgetown University Law Center and Florida International University College of Law
Vladimir St. Louis is a licensed member of the Florida Bar; United States Tax Court; the United States Bankruptcy Court for the Southern District of Florida; the United States District Court for the Southern District of Florida; the United States District Court for the Middle District of Florida; and a licensed Title Agent.

Mr. St. Louis tailors his practice in the areas of real estate, bankruptcy, and civil litigation. He represents buyers, sellers, lenders and investors in commercial and residential real estate transactions; clients in bankruptcy matters; and litigates civil litigation matters. Mr. St. Louis has handled thousands of cases...
Matthew J. Sherman
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Matthew J. Sherman
Miami, FL Bankruptcy Attorney
(866) 282-9333 2915 Biscayne Boulevard
Suite 300
Miami, FL 33137
Free ConsultationBankruptcy and Tax
Nova Southeastern University and University of Florida Levin College of Law
Matthew Sherman specializes in both civil and criminal tax controversies and serve as the Tax Workout Group firm’s practice group leader for all tax-bankruptcy matters. He handles both Federal and state tax matters involving individuals, corporations, partnerships, limited liability companies, and trusts and estates. In the tax controversy arena, Mr. Sherman has considerable knowledge and insight handling complex civil tax examinations, administrative appeals, and tax collection matters. His tax practice includes a wide array of dispute types involving income taxes, sales and use taxes, employment taxes, excise taxes and property taxes. He thinks of himself as a...
Julio Cesar Marrero
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Julio Cesar Marrero
Miami, FL Bankruptcy Lawyer with 36 years of experience
(888) 773-0347 3850 Bird Road, Suite 1001
Miami, FL 33146
Bankruptcy, Divorce, Foreclosure Defense and Real Estate
University of Miami School of Law
Julio C. Marrero, is an experienced Florida Attorney, licensed since 1988. He received his Juris Doctor degree Cum laude from the University of Miami School of Law. He has since dedicated his entire professional career to providing legal services to the South Florida community. As a solo practitioner, Julio dedicated his general practice to Civil, Family, & Real Estate Law. He became well known for successfully completing a large volume of Real Estate Transactions as closing and title insurance agent.

Julio C. Marrero is presently the Senior Managing Partner & Founder of MARRERO, CHAMIZO, MARCER LAW, a Miami law...
A. Brian Phillips
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A. Brian Phillips
Miami, FL Bankruptcy Attorney
(866) 282-9333 2915 Biscayne Boulevard
Suite 300
Miami, FL 33137
Free ConsultationBankruptcy, Tax and White Collar Crime
University of Florida Levin College of Law and University of Tennessee College of Law
As a former Assistant United States Attorney and U.S. Department of Justice Trial Attorney (Tax Division), Mr. Phillips has substantial experience, training, and resources for handling complex, high-impact civil tax controversy and criminal tax defense litigation cases. While serving as a United States Department of Justice Trial Attorney in the Tax Division (Honors Program) and as an Assistant United States Attorney in the Middle District of Florida, Mr. Phillips handled numerous civil and criminal tax matters and served as the lead Asset Forfeiture attorney in the Orlando office of the United States Attorney where he also prosecuted a large...
Matthew David Bavaro
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Matthew David Bavaro
Miami, FL Bankruptcy Attorney with 25 years of experience
11098 Biscayne Boulevard
Suite 405
Miami, FL 33161
Bankruptcy and Foreclosure Defense
Shepard Broad Law Center, Nova Southeastern University
As a partner at Loan Lawyers, Fort Lauderdale lawyer Matthew Bavaro offers legal counsel to those who are in debt. He has been practicing as a lawyer in the state of Florida for 15 years. Before co-founding Loan Lawyers, LLC, he previously served as a personal injury lawyer. Attorney Bavaro is the recipient of an Avvo Rating on 9.0 Superb. He is a graduate of the Shepard Broad Law Center at Nova Southeastern University. To learn more, contact his firm today.
Eric Nissim Assouline
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Eric Nissim Assouline
Miami, FL Bankruptcy Attorney with 27 years of experience
(305) 567-5576 100 SE 2nd St.
Suite 3105
Miami, FL 33131
Bankruptcy, Business, IP and Real Estate
University of Miami School of Law
Eric N. Assouline, Esq., is a litigation partner and concentrates his practice in commercial and bankruptcy litigation. Mr. Assouline has litigated a wide variety of business law disputes. Mr. Assouline also handles cases involving Ponzi scheme Clawback litigation, 547 and 548 defense cases, automatic stay litigation, and real estate and landlord and tenant disputes in state and bankruptcy court.
Robert G. Whittel
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Robert G. Whittel
Miami Beach, FL Bankruptcy Lawyer with 23 years of experience
(866) 561-6025 1000 5th St #208
Miami Beach, FL 33139
Free ConsultationBankruptcy, Criminal Defense, DUI & DWI and Domestic Violence
University of Cambridge and University of Florida Levin College of Law
An experienced trial attorney, Robert Whittel provides his clients with strong, disciplined, results-oriented representation. Prior to becoming a lawyer, he served as a Lieutenant Commander in the US Navy. Robert graduated from both law school and the United States Merchant Marine Academy with honors, and served on the esteemed Florida Law Review. Before co-founding Whittel & Melton, a full-service law firm, Robert gained valuable experience in the court room both serving as a former prosecutor and representing large corporations in complex litigation and transactional matters. Robert is devoted to fighting for his clients’ rights. He handles all types of criminal...
Jeffrey Schatzman
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Jeffrey Schatzman
Miami, FL Bankruptcy Attorney with 34 years of experience
(305) 670-6000 9990 S.W. 77th Avenue
Penthouse 2
Miami, FL 33156
Bankruptcy, Business, Collections and Real Estate
Western Michigan University Cooley Law School
Jeffrey N. Schatzman is a native of Miami, Florida. He received his undergraduate degree in Political Science from the University of Florida in 1986 and his J.D. degree from the Thomas M. Cooley Law School (Western Michigan University) in 1989.

Mr. Schatzman is a member of The Florida Bar and is admitted to practice in all Florida State Courts as well as the Federal District and Bankruptcy Courts for the Southern and Middle Districts of Florida. Mr. Schatzman concentrates his practice in the areas of Bankruptcy, representing both creditors and debtors; Commercial Collections; Commercial Litigation; and Commercial Transactions.

He has been a...
Julia Kefalinos
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Julia Kefalinos
Miami, FL Bankruptcy Lawyer with 33 years of experience
(305) 856-2713 2121 SW 3rd Ave
Suite 600
Miami, FL 33129
Free ConsultationBankruptcy, Criminal Defense, Foreclosure Defense and White Collar Crime
American University Washington College of Law
Julia Kefalinos criminal defense and bankruptcy firm was established in 2006 after 16 years of service to the community as a Miami-Dade County Assistant Public Defender. From 1991-2006 Julia defended thousands of indigent people accused of crimes and unable to hire private lawyers or defend themselves. She vigorously prepared all aspects of their cases from investigation to depositions to trials. She has handled huge caseloads including felonies, traffic cases, juvenile delinquencies and domestic violence matters. Julia particularly enjoyed training new attorneys and she eventually became a lead attorney in a specialized division for 5 years. Of her...
Magda Abdo-Gomez
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Magda Abdo-Gomez
Miami, FL Bankruptcy Lawyer with 41 years of experience
(305) 559-7478 14850 S.W. 26 Street
Suite 112
Miami, FL 33185
Free ConsultationBankruptcy
University of Florida
EDUCATION: -Bachelor of Arts (summa cum laude) with majors in French and Mathematics; University of Miami. -Juris Doctor (Law), University of Florida -Master of Laws (Tax), University of Florida WORK EXPERIENCE: -Magda Abdo-Gomez, lawyer -TAX LAWYER: As a former IRS attorney with over 33 years of experience providing legal help to taxpayers before the IRS I focus on providing all manner of tax relief including: -IRS payment plan -Tax lien matters -Levies and wage garnishment -IRS audits -Tax Court litigation -BANKRUPTCY LAWYER: With over 30 years of experience and as a professor of bankruptcy,...
Renzo Bosoni
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Renzo Bosoni
Coral Gables, FL Bankruptcy Lawyer with 12 years of experience
(954) 613-1865 2600 S Douglas Road
Suite 1101
Coral Gables, FL 33134
Free ConsultationBankruptcy, Estate Planning, Foreclosure Defense and Probate
American University Washington College of Law
Renzo Bosoni is the founding member of First Legal, a well established law firm focusing in the areas of probate administration, estate planning, trusts and will, guardianship and elder law. With a combined experience of over 30 years, the attorneys at First Legal have the necessary expertise and knowledge to handle the preparation of simple wills so you can pass on your assets to your loved ones to even the most difficult sets of issues, whether it be contested probate administrations, or complex estate planning needs.

Every client we meet has different needs and wishes about how they want their...
Victoria Morales
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Victoria Morales
Miami, FL Bankruptcy Attorney with 11 years of experience
(954) 646-4292 Law Office of Victoria Morales, P.A.
Miami, FL 33131
Free ConsultationBankruptcy, Estate Planning, Family and Probate
Florida International University College of Law
My goal is to bring peace and stability to the family. I care about my client's welfare and peace of mind. I manage bankruptcy proceedings and debt relief for individuals and businesses. Deal with tax issues and resolution. Handle probate proceedings. Conduct family law proceedings. Provide advice on estate planning matters, wills and trusts. Also engage in foreclosure defense and civil litigation.
Frank Soto
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Frank Soto
Miami, FL Bankruptcy Attorney with 22 years of experience
(305) 379-2400 251 NW 23rd St
Miami, FL 33127
Bankruptcy, Construction and Real Estate
Nova Southeastern University
Alberto Homar Hernandez
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Alberto Homar Hernandez
Hialeah, FL Bankruptcy Lawyer with 33 years of experience
(305) 820-0334 1840 W 49 St
Suite 301
Hialeah, FL 33012
Free ConsultationBankruptcy and Foreclosure Defense
University of Florida Levin College of Law
Alberto H. Hernandez is a graduate of Cornell University in New York and University of Florida Levin College of Law, where he attained his Juris Doctorate Degree in 1990. He was admitted to the Florida Bar Association in 1991, and also has membership in the federal courts' Southern District Court, the Northern District Court and the Middle District Court of Florida. He is also a member of the National Association of Consumer Bankruptcy Attorneys (NACBA), member and Director of the Miami Lakes Bar Association, and one of the founding members of the Miami Lakes Chapter of BNI Excellence.
Bruce Jacobs
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Bruce Jacobs
Miami, FL Bankruptcy Lawyer with 28 years of experience
(305) 358-7991 169 E Flagler St
#1620
Miami, FL 33131
Free ConsultationBankruptcy, Business, Criminal Defense and Foreclosure Defense
Fordham University
Rebecca Newman Casamayor
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Rebecca Newman Casamayor
Miami, FL Bankruptcy Lawyer with 15 years of experience
(305) 379-2400 251 NW 23rd St
Miami, FL 33127
Bankruptcy, Business and Construction
University of Miami School of Law
Caridad Rusconi
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Caridad Rusconi
Coral Gables, FL Bankruptcy Lawyer with 21 years of experience
(800) 737-1390 201 Alhambra Cir
11th Floor
Coral Gables, FL 33134
Bankruptcy, Collections, Landlord Tenant and Real Estate
St. Thomas University School of Law
Caridad Rusconi concentrates her practice in community association law. She assists condominium and homeowner’s associations in the day-to-day management and operation of their community, as well as in a broad range of general community association matters. Ms. Rusconi’s representation includes drafting and negotiating contracts, providing legal opinions and guidance regarding requirements of the governing documents and the laws, drafting amendments to the governing documents, preparing meeting packages, attending Board and owner meetings, and revitalizing and preserving the covenants and restrictions of homeowner’s associations in accordance with the Marketable Record Title Act (MRTA) and the Homeowners’ Association Act. Ms. Rusconi has...
Regina M Campbell
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Regina M Campbell
Coral Gables, FL Bankruptcy Lawyer with 15 years of experience
(305) 460-0145 400 University Drive Suite 100
Coral Gables, FL 33134
Bankruptcy, Business, Divorce and Family
Hofstra University
Regina is the Managing Partner of The Campbell Law Group based in Coral Gables, Florida. She is recognized for her unique insight, resourceful problem-solving skills and understanding of how legal issues affect people and companies differently.

One of Regina’s biggest passions is litigation. Regina and The Campbell Law Group PA have seen a great deal of success in prosecuting and litigating business fraud and ponzi schemes, tortious interference with a business relationship cases, non-compete cases, shareholder actions, complex divorce and post-divorce actions, especially cases with recalcitrant parties with a talent at hiding assets and/or avoiding support obligations amongst other causes of...
Alexandra Lopez
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Alexandra Lopez
Miami Lakes, FL Bankruptcy Attorney with 10 years of experience
(305) 224-6101 7900 Oak Lane
Suite 400
Miami Lakes, FL 33016
Free ConsultationBankruptcy, Estate Planning, Foreclosure Defense and Personal Injury
St. Thomas University School of Law
I’m an experienced Florida bankruptcy lawyer and represent clients in all types of cases, including Chapter 7 and Chapter 13 bankruptcy, debt negotiation, foreclosure prevention, and estate planning matters. I provide personal attention to each of my clients and will fight for your rights throughout your case.
Adela Daud Estopinan
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Adela Daud Estopinan
Miami, FL Bankruptcy Lawyer with 17 years of experience
(305) 646-1460 3237 NW 7th St
Suite 101
Miami, FL 33125
Free ConsultationBankruptcy
Florida International University College of Law
Former Assistant State Attorney. Adjunct Faculty at University of Miami.
Raul  Ruiz
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Raul Ruiz
Miami, FL Bankruptcy Lawyer with 17 years of experience
(305) 374-5121 13831 SW 59th Street
Suite 201
Miami, FL 33183
Free ConsultationBankruptcy, Criminal Defense, DUI & DWI and Personal Injury
Florida International University College of Law
Kenneth Dante Murena
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Kenneth Dante Murena
Miami, FL Bankruptcy Attorney with 25 years of experience
(305) 371-3960 1000 Brickell Avenue
# 1020
Miami, FL 33131
Bankruptcy, Business, Real Estate and Securities
University of Florida, Fredric G. Levin College of Law
Mr. Murena has spent most of his career representing Federal and State Court-appointed Receivers, Monitors, Distribution Agents and other Fiduciaries, as well as defrauded investors, in government enforcement actions brought by the SEC, CFTC and FTC, clawback and class actions arising therefrom, and complex commercial and fraud litigation matters. Mr. Murena is an astute business litigator with extensive experience in both Federal and State Court, at the trial and appellate levels, representing individuals, small businesses, public companies, and Fiduciaries in commercial and real property disputes and in securities, commodities and consumer fraud litigation matters. Mr. Murena also routinely...
Simona Burshteyn
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Simona Burshteyn
Coral Gables, FL Bankruptcy Attorney
(954) 613-1870 2600 S Douglas Rd.
Ste 1101
Coral Gables, FL 33134
Free ConsultationBankruptcy, Business and Real Estate
Nova Southeastern University
Simona currently focuses her practice areas in real estate law, bankruptcy and general civil and commercial litigation.
Robert J. Semrad
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Robert J. Semrad
Coral Gables, FL Bankruptcy Attorney with 29 years of experience
(786) 420-4554 2332 Galiano St.
Suite 202
Coral Gables, FL 33134
Bankruptcy
DePaul College of Law
Iris S. Rogatinsky
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Iris S. Rogatinsky
Miami, FL Bankruptcy Attorney
(305) 567-5576 100 SE 2nd St.
Suite 3105
Miami, FL 33131
Bankruptcy
University of Florida Levin College of Law
Matthew Edmund Mazur Jr
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Matthew Edmund Mazur Jr
Coral Gables, FL Bankruptcy Attorney with 25 years of experience
(305) 466-3328 2655 South LeJeune Road
Suite 500
Coral Gables, FL 33134
Free ConsultationBankruptcy
University of Miami School of Law
Samir Masri
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Samir Masri
Coral Gables, FL Bankruptcy Lawyer with 26 years of experience
(305) 445-3422 901 Ponce de Leon Blvd
Suite 101
Coral Gables, FL 33134
Free ConsultationBankruptcy, Consumer, Foreclosure Defense and Tax
University of Miami School of Law
Christian Veras
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Christian Veras
Miami, FL Bankruptcy Lawyer with 9 years of experience
(786) 842-1470 5951 NW 173rd Drive Suite 1
Miami, FL 33015
Bankruptcy, Family, Immigration and Real Estate
Omar Saleh
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Omar Saleh
Miami, FL Bankruptcy Lawyer
(305) 809-6170 5455 SW 8th Street
Ste. 255
Miami, FL 33134
Bankruptcy, Foreclosure Defense, Immigration and Real Estate
Nova Southeastern University
Since 2011, Omar Saleh, Esq. has focused his practice largely on real estate litigation. Before joining Synergy Law Firm, Omar represented some of the nations largest lenders in residential mortgage foreclosures. Since joining the firm, Omar has provided a wide range of real estate and other civil litigation matters including foreclosure defense, business and personal litigation, and continues to advocate for clients with debt defense and consumer bankruptcy issues. During law school, Omar was vice president of Nova Southeastern University Shepard Broad Law Center's trial team, where he competed in trial competitions throughout the state. Before...
Nicholas A. McCarville
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Nicholas A. McCarville
Miami, FL Bankruptcy Attorney with 16 years of experience
(305) 677-3619 1675 SW 27th Ave
Miami, FL 33145
Free ConsultationBankruptcy, Consumer and Real Estate
St. Thomas University School of Law
Nicholas is a graduate of St. Thomas University School of law where he finished in the top 20% of his class. Prior to law, Nicholas attained his B.A. from Arizona State University and has been a licensed real estate broker for many years. He also has a construction and small business administration background. Nicholas' areas of expertise include all aspects of consumer bankruptcy, debtor / creditor law, consumer law, automobile repossession disputes, auto dealer fraud, auto finance law, lemon law, usury, real estate law, real estate contracts and brokerage, landlord / tenant law, collection defense, ad...
William Jacob Miller
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William Jacob Miller
Miami, FL Bankruptcy Attorney with 28 years of experience
(305) 758-2020 11900 Biscayne Blvd STE 618
Miami, FL 33181
Bankruptcy, Estate Planning, Family and Foreclosure Defense
Attorney Jake Miller brings over 15 years of practice experience to people throughout Miami-Dade County, from downtown North Miami to the Design District and the Upper East Side, concentrating his practice on real estate, bankruptcy, estate planning, family law and LGBT issues. In his real estate practice, he works closely with individuals who face potential foreclosure proceedings, assisting with loan modifications, short sales and deeds-in-lieu of foreclosure. Attorney Miller takes a highly personalized approach with his clients. He understands the stress and anxiety that come with unresolved legal concerns. He recognizes that your situation is unique, and will take the time...
Omar Ghaffar
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Omar Ghaffar
Miami , FL Bankruptcy Attorney with 19 years of experience
(305) 374-7744 139 NE 1st St. Ste. 600
Miami , FL 33132
Free ConsultationBankruptcy, Consumer and Criminal Defense
University of Miami School of Law
Scott Merl
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Scott Merl
Coral Gables, FL Bankruptcy Lawyer
(305) 444-1575 4070 Laguna Street 1st Floor
Coral Gables, FL 33146
Free ConsultationBankruptcy, Family and Personal Injury
University of Miami School of Law
Scott Merl graduated from Miami Law in May of 2011. A Miami native, Scott graduated from the University of Florida with a double major in Political Science, cum laude and Business Administration General Studies with a specialization in Education. During his law school career, Scott served as the 2010 Orientation Vice Chair, was a leading force in the Student Ambassador program, and was an intern for the Street Law program where he taught at Coral Gables High School.

After graduation, Scott held a one year Post-Graduate Fellowship in which he served as a liaison between the student body and the...
Michael Braunschweig
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Michael Braunschweig
Coral Gables, FL Bankruptcy Attorney
(305) 809-6170 5455 Tamiami Trail Suite 255
Coral Gables, FL 33134
Bankruptcy, Foreclosure Defense, Immigration and Real Estate
Nova Southeastern University
Michael Braunschweig, Esq. founded Synergy Law Firm in 2013. Since 2010, Michael Braunschweig has worked in the field of Immigration Law. Michael has represented individuals and corporations across the world. Michael has succesfully represented clients before DHS Department of Homeland Security, USCIS United States Citizenship and Immigration Services, USCIS Field Offices, CBP Customs and Border Patrol, ICE Immigration and Customs Enforcement, DOJ Department of Justice, and Immigration Court. Michael speaks English and Spanish fluently. In addition to helping immigrants, Michael also has a passion for preserving the environment. Michael Braunschweig has been a Board Member...
Paul L. Orshan
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Paul L. Orshan
Miami, FL Bankruptcy Lawyer
(305) 414-2982 1 SE 3rd Ave
Suite 1445
Miami, FL 33131
Bankruptcy
University of Miami School of Law
Orshan, P.A. is dedicated to helping individuals and businesses throughout South Florida and The Keys find solutions to their financial hardships. If you are struggling to make ends meet, or considering bankruptcy for your company, it is essential to work with an attorney experienced in bankruptcy law. Attorney Paul Orshan is a Miami native and has been practicing bankruptcy law in the Southern District of Florida for over 25 years. Paul is a member in good standing of the Florida Bar and he has been Certified in Business Bankruptcy by the American Board of Certification since 2004. He understands...
Ariel Sagre
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Ariel Sagre
Miami, FL Bankruptcy Attorney with 22 years of experience
(305) 266-5999 5201 Blue Lagoon Drive #892
Miami, FL 33126
Bankruptcy and Business
Miami Bankruptcy Attorney, Ariel Sagre, has been practicing Bankruptcy since 2002. Sagre Law Firm was established in 2007 in order to provide Chapter 7, Chapter 11 and Chapter 13 Bankruptcy Services to individuals and businesses alike. If you are in Miami-Dade, Broward or Monroe County, contact us at (305) 266-5999 for your free bankruptcy evaluation with attorney, Ariel Sagre. We offer free consultations and affordable flat-rate legal fees. Mr. Sagre can also assist with wage garnishments, adversary proceedings, and civil litigation.
Gloria Velazquez
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Gloria Velazquez
Miami Lakes, FL Bankruptcy Attorney with 27 years of experience
(305) 827-9447 8005 NW 155th Street
Suite A
Miami Lakes, FL 33016
Bankruptcy
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