Claimed Lawyer ProfileSocial Media
Camille M. Knight
Dallas, TX Lawyer with 25 years of experience
Free ConsultationAppeals, Criminal Defense and White Collar Crime
University of Illinois - Chicago John Marshall Law School
Attorney Camille Knight focuses her practice on Federal Criminal and Civil Law matters. She has represented individuals and companies in investigations and dispositions pre-indictment. She has also represented individuals and companies in criminal proceedings post-indictment, through trial, to appeals and post-conviction litigation. Call today for a consultation.
Claimed Lawyer ProfileSocial Media
Karen-Lee Pollak
Dallas, TX Attorney with 25 years of experience
Immigration
University of Witwatersrand
Karen-Lee Pollak leads the Immigration Practice Group. Her education has taken place literally worldwide and from coast to coast. She obtained her law degree in South Africa and is licensed by the State Bar of California and State Bar of Texas. As an immigrant herself and the former chair of the immigration practice of the Dallas office of a large international law firm, Ms. Pollak understands what a critical and life-changing decision it is moving family or employees to the United States. Karen-Lee focuses on both family and corporate based immigration representing athletes, spouses, authors, individuals and Fortune 500 corporations...
Claimed Lawyer ProfileSocial Media
David Lawrence Traylor
Dallas, TX Lawyer with 30 years of experience
Free ConsultationCriminal Defense, DUI & DWI, Domestic Violence and Traffic Tickets
Southern Methodist University
A proud Texan, David L. Traylor is an alumnus of Jesuit College Preparatory School in Dallas, Southern Methodist University (SMU) and The University of Texas at Dallas (UTD). He earned a degree in Economics and Finance at UTD before returning to SMU to earn his law degree.
Mr. Traylor was selected to the acclaimed Criminal Justice Clinic during his final year of study at SMU Law School. This provided an opportunity to represent indigent defendants as a student lawyer and was an important springboard to beginning a Criminal Defense practice. He also traveled to Honolulu, Hawaii to assist the State of...
Claimed Lawyer ProfileSocial Media
Rogge Dunn
Dallas, TX Attorney with 40 years of experience
Business, Employment and Entertainment & Sports
Rogge Dunn represents ultra-high net worth individuals, Fortune 500, executives, as well as General Counsels, private equity firms, coaches, professional athletes, Olympic gold medal winners, Judges and University Presidents.
Rogge formed the Rogge Dunn Group PC, a team of experienced Dallas employment attorneys. If you are in need of a Dallas trial attorney that can handle employment, defamation, business, financial, sexual harassment, or wrongful death cases, the Rogge Dunn Group PC can help. Check out our website to learn more about our practice areas, experience, and capabilities.
One of the highest testaments to Dunn’s abilities is the fact that many...
Claimed Lawyer ProfileSocial Media
Keith Spencer
Plano, TX Attorney with 38 years of experience
Free ConsultationCriminal Defense, DUI & DWI, Divorce and Family
Keith Spencer is Board Certified by the Texas Board of Legal Specialization in Family Law. That Board Certification mark of excellence and distinguished accomplishment is attained by only one in ten Texas attorneys, and indicates that Keith has substantial, relevant experience and has demonstrated the same in family law cases. Keith was admitted to the Texas Bar in 1987. Mr. Spencer is a graduate of Southern Methodist University and holds Bachelor’s and Masters degrees in Communications from the University of North Texas. Keith is a Board Certified Family Law specialist. Mr. Spencer has practiced Family Law in Tarrant...
Claimed Lawyer ProfileSocial Media
Kevin Lamar Kelley
Dallas, TX Attorney with 22 years of experience
Free ConsultationPersonal Injury
In Kevin Kelley’s first year as a lawyer he championed for a family and led the efforts to a multi-million dollar recovery. Since then, it has become commonplace for attorney Kevin Kelley and his team to recover millions for families. Kevin Kelley is responsible for representing numerous individuals injured or killed by 18-wheelers, electrocution, industrial machines, shootings, all terrain vehicles, and railroad companies. In addition, Kevin Kelley has resolved business disputes for Bank of America, American Express and several smaller companies.
Claimed Lawyer ProfileSocial Media
Robert Keating
Dallas, TX Lawyer with 10 years of experience
Free ConsultationCriminal Defense, DUI & DWI, Domestic Violence and White Collar Crime
Southern Methodist University
Attorney Rob Keating has successfully represented individuals charged with crimes ranging from serious felony offenses to minor municipal citations in counties all across Texas.
Rob has a unique perspective gained by his broad life experiences prior to becoming an attorney. Shortly after his graduation from high school in Decatur, Texas, he joined the US Navy where he served for ten years aboard attack submarines. After leaving the Navy, he worked as a corporate trainer and developed his public speaking skills before attending law school. While in law school at Southern Methodist University, Rob gained valuable experience as...
Claimed Lawyer ProfileSocial Media
Marc Christopher Lenahan
Dallas, TX Attorney with 27 years of experience
Free ConsultationPersonal Injury
The Lenahan Law Firm serves only those who were severely injured or lost a loved-one to wrongful death. Marc Lenahan is a severe personal injury attorney only. Mr. Lenahan was named to the list of "100 Top Trial Lawyers" in Texas for 2007 & 2008 by the American Trial Lawyers Association, named a "Super Lawyers - Rising Star" for 2009, appointed to the Advisory Board of the National Crime Victims Bar Association for 2008 & 2009, has a Perfect 10.0 rating from AVVO.com, and was named a lifetime member of the Multi-Million Dollar Advocates Forum. If you've lost...
Claimed Lawyer ProfileQ&ASocial Media
David L. Leon
Dallas, TX Attorney with 29 years of experience
Free ConsultationBusiness, Communications, Estate Planning and Real Estate
We are a Dallas, Texas based firm offering business (formation, franchises, contracts, buying and selling), real estate (deeds, title), estate planning (wills, trusts, powers of attorney), probate (letters testamentary, small estate affidavit, heirship affidavit), and immigration (family and business.) English, Spanish and German services offered.
David L. Leon graduated from Southern Methodist University in 1992, and SMU Law in 1996 and is licensed in Texas and New York.
Claimed Lawyer ProfileSocial Media
Waled Aly Elsaban
Farmers Branch, TX Attorney
Immigration
University of Kansas School of Law
Waled Elsaban is the Managing Partner of the Elsaban Law Firm PLLC. Our practice primarily focuses on removal defense, family-sponsored, and humanitarian-based immigration law.
Notably, the Law Firm handles cancellation of removal, asylum, complex waivers, U visa, VAWA, TPS, naturalization, diversity (green card) lottery. Waled holds a comprehensive understanding of how a criminal conviction could adversely impact the immigrant’s admissibility.
Waled is a zealous advocate and a compassionate defender of foreign nationals who cannot speak for themselves. He has a solid grasp of the current challenges faced by the immigrants, and the intolerable social, economic and psychological toll endured by the immigrant’s...
Claimed Lawyer ProfileSocial Media
John Milton Cook
Dallas, TX Attorney with 32 years of experience
Criminal Defense
South Texas College of Law
John M. Cook is a formidable Dallas criminal defense attorney that has been licensed for over 30 years. John defends clients in all areas of criminal law, but is well renowned for his skill as a Dallas DWI defense lawyer. Not only is John a former police officer and prosecutor, but he is also an experienced investigator and police detective. This experience makes him knowledgeable about the strategies employed by the prosecution when bringing criminal charges. He is a well-known figure in the Texas legal community, respected on both sides of the aisle and by the judges before whom he...
Claimed Lawyer ProfileSocial Media
Farbod Farnia
Dallas, TX Attorney with 14 years of experience
Appeals and Business
SMU Dedman School of Law
Farbod Farnia leads the Appellate Litigation Section at McCathern. Mr. Farnia represents parties in civil appeals and original proceedings in a broad array of cases from multiple practice areas. He has successfully prosecuted and defended appeals in cases including constitutional law, labor & employment disputes, non-subscriber negligence actions, and complex commercial litigation. Mr. Farnia has been named a Texas Rising Star by Super Lawyers Magazine in 2014 and 2015. His clients include individuals, small businesses, and large corporations, whom he has guided through both the trial and appellate stages of litigation.
Claimed Lawyer ProfileSocial Media
Bradley S. Campbell
Mineola, TX Attorney with 37 years of experience
Business, Estate Planning, Probate and Real Estate
University of Oklahoma, College of Law
Since 1987, Bradley Campbell has served as a trusted counselor for estate planning, business planning and formation, probate, real estate, and asset protection. He is committed to providing the individualized attention that each case deserves, helping people turn around stressful, complex situations. Today, he provides consultations throughout the week in his convenient offices located in Tyler and Mineola, Texas.
Claimed Lawyer ProfileSocial Media
Justin Bryan
Dallas, TX Lawyer with 15 years of experience
Business and Securities
Texas Tech University School of Law
Attorney Justin N. Bryan joined the McCathern Dallas office in 2016 and his legal practice focuses on Business and Securities Litigation, but he has experience in many areas of law. Mr. Bryan represents defendants in complex multi-million dollar litigation and has also recovered millions of dollars for plaintiffs.
Mr. Bryan is a graduate of the Texas Tech University School of Law in Lubbock where he was awarded the American Jurisprudence Award for Advanced Legal Research and Property and was a member of Phi Delta Phi, an international legal honor society. He received his Bachelor of Science from Texas A&M University and...
Claimed Lawyer ProfileSocial Media
Manny Haddad
Dallas, TX Attorney with 15 years of experience
Free ConsultationCriminal Defense, DUI & DWI, Domestic Violence and Personal Injury
Wayne State University Law School
Haddad Law Firm is devoted to putting our client's needs first. We focus on two areas of law: criminal defense and personal injury. Clients come to us for help at a time when they need it most, after a recent arrest or being injured in an unexpected accident. Criminal charges and injuries from an accident can have lifelong consequences and must be handled properly before it's too late. That's why we take our responsibility of defending against criminal charges and pursuing injury claims very seriously. More importantly, we recognize that every case is unique and can have different consequences for...
Claimed Lawyer ProfileSocial Media
Maryssa Jane Simpson
Dallas, TX Lawyer with 11 years of experience
Free ConsultationAsbestos, Personal Injury, Products Liability and Workers' Comp
The University of Texas School of Law
Maryssa Simpson is a trial lawyer and partner in The Potts Law Firm’s Dallas office. Maryssa grew up in the small town of Bridgeport, Texas and is from a family of trial lawyers. Her background gave her a passion for trial work, and she carries that forward in her practice.
Maryssa graduated from Baylor University and received her law degree from the University of Texas School of Law. During law school, Maryssa was an advocate for a national championship mock trial team and received the International Academy of Trial Lawyers Student Advocacy Award. While at UT, Maryssa also won Best Advocate...
Claimed Lawyer ProfileSocial Media
Austin P. Campbell
Dallas, TX Attorney with 9 years of experience
Employment
Vanderbilt University Law School
Austin P. Campbell is a trial attorney in the Dallas office of Rob Wiley, P.C. Mr. Campbell graduated from Vanderbilt University School of Law in 2016. At Vanderbilt, Mr. Campbell was on the Dean’s List and was an Articles Editor for the Vanderbilt Journal of Transnational Law. His student note, Riding a “Friendly Elephant?” How African Nations Can Make the Best of Economic Partnership with China , was published in March 2016.
Mr. Campbell discovered his passion for helping employees navigate the world of employment law at Vanderbilt, where he was a member of the Labor and Employment Law Society and...
Claimed Lawyer ProfileSocial Media
Deontae D. Wherry
Dallas, TX Lawyer with 8 years of experience
Employment
Texas Tech University School of Law
Deontae D. Wherry is a trial attorney in the Dallas office of Rob Wiley, P.C. Prior to joining our firm, Mr. Wherry worked as a litigation attorney, zealously advocating for clients in civil, criminal, and family law cases. Mr. Wherry currently focuses on representing employees in employment and labor disputes. He is devoted to ensuring that justice is served for his clients.
Mr. Wherry is a proud Red Raider. Mr. Wherry graduated from Texas Tech University, obtaining his Bachelor of Arts in Political Science. Later, Mr. Wherry received both his Doctor of Jurisprudence and Master of Business Administration from Texas Tech...
Claimed Lawyer ProfileSocial Media
Kevin Shane Harris
Dallas, TX Attorney with 21 years of experience
Free ConsultationCriminal Defense
Kevin S. Harris is a partner at Harris and Harris Law Group, PLLC. He is an experienced litigator who practices criminal defense in state and federal courts. Prior to practicing criminal defense, Kevin had 11 years of prosecuting cases and trial work. Harris and Harris Law Group prides itself on the individual attention clients receive. They sit down with each client, listen to the details of their case and provide exemplary legal representation.
Claimed Lawyer ProfileSocial Media
Samuel R. Smith
Dallas, TX Attorney with 20 years of experience
Free ConsultationBusiness, IP and Securities
Brigham Young University
Sam Smith has represented startups and small businesses with all aspects of corporate transactions and trademark issues including registration, prosecution, enforcement and licensing. He has also represented large financial institutions and investment banks in all aspects of corporate transactions including advising on entity selection and formation, capital structure, securities regulations and commercial contract drafting. He advises closely held businesses in business entity selection and formation, business financing and operations, purchasing/selling a business, and drafting and negotiating commercial contracts. He also advises individuals and entrepreneurs with the design and implementation of estate planning and succession planning strategies
Claimed Lawyer ProfileSocial MediaResponsive Law
Jon M. Franks
Grapevine, TX Attorney with 58 years of experience
Divorce and Family
University of Texas - Austin
I have been on the Board of Directors of TRINITY METRO since 2013, served as Secretary 2015-2016 and Vice Chairman 2017-2019. TRINITY METRO operates all transportation services for Tarrant County, Texas, including bus, commuter rail, Zip Zone and Access for handicapped persons.
I have served on the Irving, Texas, Planning and Zoning Commission 1971-1975 and the Southlake, Texas, City Council 1992-1995.
I have been a member of the Grapevine Rotary Club since 1992 and served on their Board of Directors.
TEXAS MONTHLY Super Lawyer 2003 to present.
FORT WORTH MAGAZINE Top Lawyer 2009 to present.
Martindale-Hubbell AV rated & Preeminent Lawyers
Who's Who in American...
Claimed Lawyer Profile
McKenna White
Euless, TX Lawyer with 2 years of experience
Free ConsultationPersonal Injury
St. Mary's University School of Law
McKenna White is a skilled attorney licensed to practice law in the State of Texas and pending licensure in the State of New Mexico. With a passion for justice and a strong educational background, McKenna is committed to providing exceptional legal representation to her clients.
McKenna earned her Juris Doctor (JD) degree from St. Mary's University School of Law in 2022. Prior to pursuing her legal career, she obtained a Bachelor of Arts degree in History and Secondary Education from Texas State University in 2019. Her diverse educational background equips her with a broad perspective and a comprehensive understanding of...
Claimed Lawyer ProfileSocial MediaResponsive Law
Larry Sullivant
Gainesville, TX Attorney with 58 years of experience
Free ConsultationCriminal Defense, DUI & DWI, Divorce and Family
Baylor Law School
Graduated University of North Texas BA 1963; Graduated Baylor Law School Doctor of Jurisprudence 1966; admitted to practice before U.S. District Court, Northern District of Texas; County Judge, Cooke County, Texas, 1970-76; District Judge, 235th Judicial District Court, 1976-88. Member of Cooke County and North Texas Bar Associations; State Bar of Texas (District 14-B Grievance Committee, 2001-07); Texas Trial Lawyers Association; Partner Sullivant Law Firm 1989 to present.
Larry's Legal Assistant is Kim Moudy.
Claimed Lawyer ProfileBlawg SearchSocial Media
Robert J. Scott
Southlake, TX Lawyer with 26 years of experience
Business, Communications, IP and Trademarks
Maurice A. Deane School of Law at Hofstra University
Robert represents mid-market and large enterprise companies in software license transactions and disputes with major software publishers such as Adobe, IBM, Microsoft, Oracle and SAP. He has defended over 225 software audit matters initiated by software piracy trade groups such as the BSA and SIIA. He is counsel to some of the world's largest corporations, such as Schlumberger, PepsiCo, Iron Mountain and American Express, on information technology matters including intellectual property licensing, risk management, data privacy, and outsourcing. Robert ensures that Scott & Scott, LLP continues its focus on cost-effective strategies that deliver positive results.He is regularly...
Claimed Lawyer ProfileSocial MediaResponsive Law
Paul G. Daly
Colleyville, TX Attorney with 12 years of experience
(817) 424-3405
5209 Heritage Avenue
Building 2, Suite 200
Colleyville, TX 76034
Free ConsultationCriminal Defense and Family
Texas Wesleyan University School of Law - Texas Wesleyan University
Paul G. Daly has a strong desire to help people resolve their legal issues. Since joining Anderson Legal Group, P.C., in August of 2012, Mr. Daly has resolved a variety of family law (including adoptions, divorces, custody disputes, and child support modifications) and criminal law cases for his clients.
Education and Goals
In addition to his Law Degree, Mr. Daly also holds a Bachelor of Arts Degree in Anthropology, or the study of the physical, cultural and societal developments of people. As such, Mr. Daly has a deep understanding of a wide range of cultural backgrounds and ideologies....
Claimed Lawyer ProfileSocial Media
Leslie Starr Barrows
Southlake, TX Attorney with 19 years of experience
Criminal Defense, DUI & DWI, Divorce and Family
The Barrows Firm provides effective solutions in high conflict divorce cases, criminal and juvenile criminal matters, probate, guardianship and more.
Claimed Lawyer ProfileSocial Media
Jack Byno
Colleyville, TX Lawyer with 31 years of experience
Criminal Defense, DUI & DWI, Municipal and Traffic Tickets
Southern Illinois University - Carbondale
Fo over 20 years Jack Byno & Associates have represented clients with traffic tickets. This includes, but is not limited to fighting speeding tickets, lifting traffic warrants, defending CDL & trucking violations, contesting drivers license suspensions, and arguing DWI & DUI charges. As a former Municipal Court Judge, Jack Byno brings a unique view point to traffic ticket defense work. He has represented thousands of clients across the greater Dallas - Fort Worth area, including as far East as Hunt County and West as Weatherford. Call us today to determine what can be done with your case at...
Claimed Lawyer ProfileSocial Media
Garrett Gibson
Euless, TX Attorney with 3 years of experience
Free ConsultationInsurance Claims and Personal Injury
St. Mary's University School of Law
Garrett Gibson is a personal injury attorney representing injured parties across the state of Texas.
Claimed Lawyer ProfileSocial Media
Stafford Sadler
Euless, TX Attorney with 1 year of experience
Free ConsultationPersonal Injury
St. Mary's University School of Law
Stafford Sadler is a pre-litigation at the McCormick Law Firm, based in San Antonio, TX. His unwavering commitment to justice and diverse legal background, spanning personal injury, business litigation, family law, and estate planning, allow him to provide a unique perspective when representing clients.
In his personal life, Mr. Sadler enjoys the outdoors, whether he is playing tennis, pickleball, skiing or exploring new and diverse places while traveling. He also has a keen interest in history, architecture, and animals. His love for adventure and embracing different cultures has created an open-minded and inclusive perspective that he brings to his practice.
Attorney...
Claimed Lawyer ProfileSocial Media
Jose Fabian Quiles III
Euless, TX Attorney with 20 years of experience
Free ConsultationPersonal Injury
Quinnipiac University School of Law
Jose Quilles III is an accomplished attorney with a wealth of experience personal injury litigation. He is currently a litigation attorney at McCormick Lawrence, based out of the San Antonio office.
Mr. Quilles received his Juris Doctorate from Quinnipiac University School of Law in May of 1997. He is licensed in Connecticut, the District Court of Connecticut and the Western and Southern Districts of Texas.
Before starting his legal career, Mr. Quilles worked as a claim adjuster for two major insurance carriers. He also worked as a defense attorney for a major insurance carrier. This experience provided him with invaluable insight...
Claimed Lawyer Profile
Bryce Evan Pearcy
Euless, TX Attorney with 12 years of experience
Free ConsultationInsurance Claims and Personal Injury
Texas Tech University School of Law
Bryce E. Pearcy, a native of Granbury, Texas, is devoted to helping injured clients in DFW and around the country. After obtaining a Government degree from the University of Texas at Austin, Mr. Pearcy went back to his West Texas roots and received his JD from Texas Tech University School of Law. Mr. Pearcy worked with the Dispute Resolution Center and obtained qualification as a Texas Mediator while in law school.
After law school, Mr. Pearcy moved to San Antonio to serve as an Assistant District Attorney with Bexar County. As a prosecutor, Mr. Pearcy tried dozens of misdemeanor criminal cases...
Claimed Lawyer ProfileSocial Media
Ashlyn Nassar
Euless, TX Lawyer with 3 years of experience
Free ConsultationPersonal Injury
Pepperdine University School of Law
Ashlyn Nassar is a personal injury attorney at the McCormick Law Firm. Ms. Nassar received her Bachelor of Arts Degrees in Political Science and Criminology from the University of Florida. She earned her law degree from Pepperdine Law School and simultaneously received a certificate in Dispute Resolution from the Straus Institute.
Before making the switch to personal injury law, Ms. Nassar worked at the Los Angeles County District Attorney’s Office in Downtown Los Angeles. During her time there, she worked in Sex Crimes, Complex Child Abuse, and the Preliminary Hearing Unit. She brings the same compassion, empathy, and communication skills...
Claimed Lawyer ProfileSocial Media
Omar Juarez
Euless, TX Attorney with 5 years of experience
Free ConsultationInsurance Claims and Personal Injury
St. Mary's University School of Law
Claimed Lawyer ProfileSocial Media
Melissa Dumas
Euless, TX Attorney
Free ConsultationPersonal Injury
The John Marshall Law School
Melissa Dumas is an personal injury attorney at the McCormick Law Firm. Originally from Indiana, she completed her undergrad at Indiana University. She majored in Criminal Justice with a minor in Art History. Ms. Dumas then went on to receive her Juris Doctorate from John Marshall Law School.
Ms. Dumas has worked for several Personal Injury law firms in the San Antonio area. She is known for being an aggressive advocate for her clients.
Ms. Dumas has lived in the San Antonio area for 10 years. She is married, and has two children.
Claimed Lawyer ProfileSocial MediaResponsive Law
Julian Roman Escamilla
Euless, TX Attorney with 3 years of experience
Free ConsultationPersonal Injury
St. Mary's University School of Law
Julian Escamilla is a pre-litigation attorney at the McCormick Law Firm, based out of the Euless, TX office. He received his Juris Doctorate from St. Mary's University School of Law in May 2021.
Prior to joining the McCormick Law Firm, Mr. Escamilla worked for a personal injury law firm in the Dallas area. In law school, he was part of a criminal justice clinic, providing legal representation for indigent criminal defendants.
Mr. Escamilla is an ardent advocate for his clients, fighting to make sure they get the compensation they deserve after an injury.
Claimed Lawyer ProfileSocial Media
Daniel K. Peugh
Denton, TX Lawyer with 26 years of experience
Free ConsultationCriminal Defense, DUI & DWI, Domestic Violence and Juvenile
University of Illinois - Urbana-Champaign
Claimed Lawyer ProfileSocial Media
Jeffrey Alan Hines
Denton, TX Attorney with 45 years of experience
Free ConsultationBusiness, Criminal Defense, DUI & DWI and Domestic Violence
University of Houston - Main Campus
I spent the first 8 years of my practice in the Dallas County District Attorney's Office in its Trial Division. There I tried over 300 cases to final verdict before juries and hundreds more bench trials, motions, and probation revocations. I took all that experience into the private practice of law which has now lasted 35 years. Thus equipped and trained, I have applied those skills to expand into civil litigation while continuing to practice criminal defense. I maintain membership in the State Bar of Texas College, which means I take 30 or more hours of Continuing Legal Education each...
Claimed Lawyer ProfileSocial Media
Kelly Michelle Davis
Lewisville, TX Attorney with 26 years of experience
Arbitration & Mediation, Business, Construction and Estate Planning
Although Ms. Davis specializes in construction litigation, she has a general practice which includes handling all problems from corporate inception to dissolution, partnership formation and disputes, real estate law, consumer litigation, contract disputes, and appeals.
Claimed Lawyer Profile
Donald Ray White Jr.
Denton, TX Lawyer with 28 years of experience
Business, Construction, Consumer and Real Estate
Board Certified by the Texas Board of Legal Specialization in Commercial and Residential Real Estate Law
Claimed Lawyer ProfileBlawg Search
Joey D. Robison
Dallas, TX Lawyer with 32 years of experience
300 Centre St
Dallas, TX 75208
Free ConsultationNursing Home and Personal Injury
Oklahoma City University School of Law
Joey Robison attended the University of Texas at Austin where he earned a bachelors degree in political science. He earned his doctorate of law at Oklahoma City Law School. Mr. Robinson has spent his entire career representing victims of negligence regarding their claims against insurance companies.