Sacramento County Insurance Claims Lawyers

Raymond Francis Bourhis
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Raymond Francis Bourhis
San Francisco County, CA Insurance Claims Attorney with 51 years of experience
(800) 264-2082 1808 Wedemeyer St Suite 218
San Francisco, CA 94129
Insurance Claims
UC Berkeley School of Law Boalt Hall
Over the past 30 years, our firm has obtained record judgments, settlements and landmark verdicts on behalf of our clients. We provide legal services in all matters related to long term disability insurance coverage or bad faith claim denials. We have served as consultants on 60 Minutes, Dateline, and other investigative reports prepared for the print and broadcast media. Bourhis Law Group, long term disability insurance lawyers, have worked with Congress, state insurance departments and commissioners, consumer advocacy organizations, and others toward regulatory and ERISA reform. We have handled thousands of disability cases against all major disability insurance...
Joshua Katz
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Joshua Katz
Sonoma County, CA Insurance Claims Attorney with 35 years of experience
(707) 546-4510 700 College Ave
Santa Rosa, CA 95404
Insurance Claims and Consumer
Boston University
I represent plaintiffs in individual and class action lawsuits.
Sharon Denise Delfino-Green
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Sharon Denise Delfino-Green
Marin County, CA Insurance Claims Lawyer with 36 years of experience
(415) 442-4646 1010 B Street Suite 320
San Rafael, CA 94901
Insurance Claims
Golden Gate Univ School of Law
Sharon Delfino Green is a native Northern Californian who always knew she wanted to be an attorney. From her early childhood growing up in the heart of the Wine Country, Sharon was the constant champion of the underdog and the powerless. Blessed with a strong personality and the ability to express herself clearly, Sharon excelled in College and Law School. Toward the end of her Law School education, Sharon was selected by one of the leading professors from hundreds of fellow students to assist in the research and drafting of one of California’s leading Treatises.
Michael Peter Semansky
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Michael Peter Semansky
Contra Costa County, CA Insurance Claims Lawyer with 53 years of experience
(925) 372-8766 3rd Floor
Martinez, CA 94553
Insurance Claims, Business, Criminal Defense and Personal Injury
U of San Francisco School of Law
Attorney Michael P. Semansky has been representing clients in criminal defense and personal injury matters for over 36 years. He is dedicated to providing each client with personalized attention and strives to resolve every case efficiently and effectively. If you are in need of a settlement or recovery for your personal injury claim, or an aggressive criminal defense, he is an attorney you can trust to get results.
Michael Eugene Kinney
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Michael Eugene Kinney
Sonoma County, CA Insurance Claims Lawyer with 47 years of experience
(707) 527-4141 438 1st St
Fourth Floor
Santa Rosa, CA 95401
Insurance Claims, Appeals and Employment
UC Berkeley School of Law Boalt Hall
Michael Andrew Papuc
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Michael Andrew Papuc
San Francisco County, CA Insurance Claims Attorney with 37 years of experience
(415) 773-1755 807 Montgomery St
San Francisco, CA 94133
Free ConsultationInsurance Claims, Bankruptcy, Collections and Employment
UC Hastings COL
Michael Papuc is an attorney licensed in California for 25 years. He specializes in insurance bad faith litigation, business disputes, employment discrimination, and representation of tenants for wrongful eviction under San Francisco Rent Control Ordinance. He has a long track record of successful settlements and judgments, including judgments after trial, and favorable results on appeal.
Michael Pierce Singsen
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Michael Pierce Singsen
San Francisco County, CA Insurance Claims Attorney with 34 years of experience
(415) 203-4469 2536 Bryant Street
San Francisco, CA 94110
Insurance Claims, Business, Consumer and Personal Injury
UC Hastings COL
Brian Blakely Beckwith
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Brian Blakely Beckwith
Santa Clara County, CA Insurance Claims Lawyer with 51 years of experience
723 Hamilton Ave
Palo Alto, CA 94301
Insurance Claims, Appeals, Estate Planning and Personal Injury
William Eric Blumhardt
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William Eric Blumhardt
Contra Costa County, CA Insurance Claims Attorney with 40 years of experience
(925) 930-6600 2033 N. Main Street, Suite 800
Walnut Creek, CA 94596
Insurance Claims and Appeals
University of the Pacific, McGeorge School of Law
Julian M Baum
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Julian M Baum
Marin County, CA Insurance Claims Lawyer with 36 years of experience
(415) 963-4424 9 Tenaya Lane
Novato, CA 94947
Insurance Claims
JMB@JMBLawGroup.com -- 415-963-4424 Julian M. Baum and his firm represent policyholders in insurance policy claims and litigation, specializing in ERISA benefits claims and federal litigation. Julian has been selected by his peers as a "SuperLawyer" in the area of ERISA claims and litigation for eleven straight years (2011-2021), a designation restricted to no more than 5% of experienced attorneys in their specialized fields. Julian grew up in New York, started his career on Wall Street, and was a corporate litigator before co-founding a specialized practice at Baum & Weems, his predecessor firm. His undergraduate degree is a B.A. in Economics from Johns...
James Edward Kemp
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James Edward Kemp
Santa Clara County, CA Insurance Claims Lawyer with 43 years of experience
(650) 325-5367 530 Lytton Avenue, 2nd Floor
Palo Alto, CA 94301
Insurance Claims, Personal Injury, Products Liability and Real Estate
University of California College of the Law, San Francisco
Sarah L. Lawrence
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Sarah L. Lawrence
Alameda County, CA Insurance Claims Attorney
(510) 836-3618 427 Grand Avenue
Oakland, CA 94610
Insurance Claims, Arbitration & Mediation, Asbestos and Elder
New College of California School of Law
Geza Kadar Jr
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Geza Kadar Jr
Sonoma County, CA Insurance Claims Attorney with 49 years of experience
(707) 575-4151 90 South E Street, Suite 300
Santa Rosa, CA 95404
Insurance Claims, Business and Health Care
Georgetown Univ Law Ctr
James Struck
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James Struck
Stanislaus County, CA Insurance Claims Attorney with 43 years of experience
(200) 574-1440 1120 13th Street, Suite K
Modesto, CA 95354
Insurance Claims, Business, Personal Injury and Probate
University of the Pacific, McGeorge School of Law
Keith Matthew Velleca
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Keith Matthew Velleca
San Francisco County, CA Insurance Claims Lawyer with 32 years of experience
(415) 293-8048 One Market Street
Suite 3600
San Francisco, CA 94105
Insurance Claims, Business, Construction and Real Estate
U of San Francisco School of Law
Thomas John Trachuk
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Thomas John Trachuk
Alameda County, CA Insurance Claims Lawyer with 45 years of experience
(510) 874-4113 1999 Harrison St
Oakland, CA 94612
Insurance Claims, Civil Rights and Insurance Defense
Lincoln Univ
John E. Borba
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John E. Borba
Sonoma County, CA Insurance Claims Lawyer
(707) 578-7000 50 Old Courthouse Square
Suite 605
Santa Rosa, CA 95404
Insurance Claims, Arbitration & Mediation, Personal Injury and Real Estate
University of California College of the Law, San Francisco
John E. Borba graduated from Hastings College of the Law, University of California in 1993 and was admitted into the California Bar in December 1993. John graduated from San Francisco State University with a B.A. in International Relations in 1985. College for John began at Santa Rosa Junior College where he met his wife while earning his A.A. Degree in 1982. PROFESSIONAL DEVELOPMENT: * Member of the Sonoma County Bar Association Board of Directors (2006-2010). * Co-Editor, Sonoma...
Omid Rejali
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Omid Rejali
San Diego County, CA Insurance Claims Lawyer with 9 years of experience
(844) 473-5254 1450 Frazee Rd,
Suite 102
San Diego, CA 92108
Free ConsultationInsurance Claims and Personal Injury
Thomas Jefferson School of Law
Omid Rejali comes from a very dynamic background. As a first generation child of family of immigrants he spent 10 years of his life growing up in Tehran. Living in a third world country has given Omid the ability to appreciate the legal rights our wonderful but not perfect justice system has to offer. Omid has a passion for the court room and believes that every individual's rights should be fully vindicated no matter what the circumstances are. His struggles while growing up have made him a very strong person who is able...
Steven M. Sweat
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Steven M. Sweat
Los Angeles County, CA Insurance Claims Attorney with 28 years of experience
(661) 224-2004 1607 E Palmdale Blvd
Palmdale, CA 93550
Free ConsultationInsurance Claims, Employment, Personal Injury and Products Liability
California Western School of Law and Florida State University - Panama City campus
Steven M. Sweat is an award winning personal injury attorney based in Los Angeles, California. He is the principal founding member of Steven M. Sweat, Personal Injury Lawyers, APC. The firm has been representing the victims of negligence and wrongdoing throughout California seek compensation for personal injury and wrongful death in a variety of contexts including but, not limited to auto accidents, bicycle mishaps, boating accidents, commercial and residential property accidents including slip and trip and falls and negligent security claims, dog bites, explosions and fires, motorcycle crashes, nursing home and elder abuse, railroad collisions, sexual assault and abuse...
Justin R. Heim
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Justin R. Heim
Orange County, CA Insurance Claims Lawyer with 10 years of experience
(760) 658-9075 201 8th Street
Suite 100
Seal Beach, CA 90740
Free ConsultationInsurance Claims, Asbestos, Personal Injury and Products Liability
Thomas Jefferson School of Law
The Law Offices of Justin R. Heim is located in the historic Old Seal Beach City Hall building from where it serves personal injury clients involved in car accidents throughout Long Beach, Seal Beach, and Huntington Beach.
Barry P. Goldberg
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Barry P. Goldberg
Los Angeles County, CA Insurance Claims Lawyer with 40 years of experience
(818) 222-6994 5850 Canoga Ave
Suite 206
Woodland Hills, CA 91367
Insurance Claims and Personal Injury
Loyola Law School
Barry P. Goldberg has created a professional approach to injury law. His Woodland Hills law firm focuses on what clients want and need most by creating a strategy that meets client goals for maximizing their injury recovery. Rather than focus on maximizing the number of his cases, Barry P. Goldberg instead seeks the greatest possible recovery for each individual case. Barry P. Goldberg is a recognized authority on Uninsured and Underinsured Motorist Law, Arbitration and Procedure. He aggressively and ethically pursues cases to the satisfaction of his clients. Whether the case requires an unisured/underinsured motorist arbitration, the filing of...
William D. Shapiro
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William D. Shapiro
San Bernardino County, CA Insurance Claims Lawyer with 45 years of experience
(909) 890-1000 893 East Brier Drive
San Bernardino, CA 92408
Free ConsultationInsurance Claims, Medical Malpractice, Personal Injury and Products Liability
Western State University College of Law
Sa'id Vakili
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Sa'id Vakili
Los Angeles County, CA Insurance Claims Attorney with 30 years of experience
(800) 260-7105 3701 Wilshire Blvd., Suite 1135
Los Angeles, CA 90010-2822
Free ConsultationInsurance Claims, Civil Rights, Consumer and Personal Injury
Touro College Jacob D. Fuchsberg Law Center
For nearly 25 years, Sa'id Vakili has represented businesses and individuals in litigation matters involving complex business and contract disputes, business torts, direct and derivative shareholder disputes, intellectual property disputes, and all forms of employment claims. He has also handled a variety of serious injury tort claims including those arising under maritime and aviation law. Mr. Vakili is admitted in California, New York, New Jersey and Washington, D.C. and has handled cases in various other jurisdictions such as Florida, Nevada, Ohio, South Dakota, and Virginia through associations with local law firms in those locations. Mr. Vakili has also served...
Ben Coughlan
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Ben Coughlan
San Diego County, CA Insurance Claims Attorney
(619) 436-1990 2262 Carmel Valley Rd., Suite G
Del Mar, CA 92014
Free ConsultationInsurance Claims, Employment, Nursing Home and Personal Injury
University of San Diego School of Law
Ben Coughlan is an award-winning trial lawyer who has dedicated his career to fighting for individuals going through the toughest times of their lives. Ben believes that personal attention, and creativity on cases, are what achieve the best results for clients. Ben believes his job is to tell each client's story as he or she sees it, not as others might see it. To do that, he believes in spending the time to get to know every client personally so he can best understand not only how to get the largest financial result, but also how to take as much...
James Otto Heiting
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James Otto Heiting
Riverside County, CA Insurance Claims Lawyer with 47 years of experience
(951) 682-6400 6216 Brockton Ave.
Ste. 111
Riverside, CA 92506
Free ConsultationInsurance Claims, Arbitration & Mediation, Medical Malpractice and Personal Injury
Western State Univ COL
The only past President of the State Bar of California ever elected from the Inland Empire, James Heiting handles civil litigation matters throughout California, recovering over $400 million for clients, dealing with wrongful death, serious injury, professional malpractice and transportation accidents. Also past President of Riverside’s County Bar, his firm has served the Inland Empire for over 45 years. The managing partner of Heiting & Irwin has been practicing law since receiving his doctorate degree in law in 1976. Mr. Heiting is admitted to practice before all courts of the state, the federal courts, the United States Court of Federal Claims,...
Robert John McKennon
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Robert John McKennon
Orange County, CA Insurance Claims Lawyer with 38 years of experience
(949) 436-7529 20321 SW Birch #200
Newport Beach, CA 92660
Free ConsultationInsurance Claims and Business
University of Southern California
Robert J. McKennon is a founding partner of McKennon Law Group PC. He represents individuals and small-to-large corporations in sophisticated litigation matters in state and federal court. Mr. McKennon is admitted to all federal and state courts in California, and regularly handles litigation matters in federal courts in the Western United States. He is a nationally recognized expert in insurance litigation matters and has tried, litigated, and resolved hundreds of insurance litigation matters, including life, health and disability insurance, insurance coverage, insurance bad faith, unfair trade practices, ERISA/employee benefit, and insurance agent/broker litigation. Mr. McKennon has also handled numerous business...
Michael Thornton
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Michael Thornton
Los Angeles County, CA Insurance Claims Attorney with 48 years of experience
(310) 282-8676 9595 Wilshire Blvd., Suite 900
Beverly Hills, CA 90212
Free ConsultationInsurance Claims, Asbestos, Health Care and Personal Injury
Vanderbilt University Law School
Michael P. Thornton is founder and chair of Thornton Law Firm LLP. A nationally recognized expert on toxic tort litigation, Mr. Thornton graduated from Dartmouth College and Vanderbilt Law School. In the 1970’s he successfully undertook the representation of a number of shipyard and construction workers who had developed asbestos-related diseases. Over the years, the firm has grown to become the largest firm in the Northeast representing victims of asbestos and other toxic materials. The firm has brought justice to workers who contracted cancer and other health issues from exposure to chemicals, defective drugs, and defective products, and to...
Robert Steven Walch
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Robert Steven Walch
Los Angeles County, CA Insurance Claims Lawyer with 18 years of experience
(866) 465-8792 23801 Calabasas Rd
Suite 1019
Calabasas, CA 91302
Free ConsultationInsurance Claims and Personal Injury
Pepperdine University School of Law
Robert has been helping injury victims and the families of wrongful death victims since graduating from Pepperdine Law School and becoming an attorney in 2006. Robert has obtained millions of dollars in recoveries for his clients every year and especially gets great satisfaction out of successfully resolving difficult cases. Robert has obtained many fantastic results for clients when police reports have blamed his client for the accident or prior attorneys have dropped the case. Robert is an animal lover, member of the Animal Legal Defense Fund and other animal welfare organizations and is always available for a...
Robert May
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Robert May
Fresno County, CA Insurance Claims Lawyer with 16 years of experience
(559) 385-2090 1775 Fulton Street
#101
Fresno, CA 93721
Free ConsultationInsurance Claims, Nursing Home and Personal Injury
California Western School of Law
Robert May was raised the oldest of five siblings in a blue-collar family on the Central Coast. Robert spent his teenage years working after school and each summer at the local cement plant where he would shovel an endless supply of sand and repair cement trucks. Robert then made the decision to be the first member of his family to receive a college degree. Robert’s goal was to attend Cal Poly San Luis Obispo after his grandfather, Bob May, who worked at the San Luis Mill for more than thirty years, took Robert to the campus.

After graduating from Righetti High...
Jordon Harlan
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Jordon Harlan
San Diego County, CA Insurance Claims Attorney with 13 years of experience
(619) 870-0802 2404 Broadway
2nd Floor
San Diego, CA 92102
Free ConsultationInsurance Claims, Medical Malpractice, Personal Injury and Products Liability
University of San Diego School of Law
Harlan Law, PC handles serious personal injury and employment litigation in San Diego and surrounding areas. Jordon is available for a free consultation to discuss your questions and your case. Jordon attended University of San Diego School of Law. There, he was invited to compete nationally on both his law school's trial team and appellate moot court team. During the same period, Jordon also interned for the San Diego District Attorney's Office and externed for the Honorable John A. Houston of the Southern District of California. While previously working as a defense attorney for the insurance companies...
Stephen N Rosen
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Stephen N Rosen
Orange County, CA Insurance Claims Attorney with 16 years of experience
(949) 335-0020 34118 Pacific Coast Highway, Suite 5
Dana Point, CA 92629
Insurance Claims, Personal Injury and Products Liability
Loyola Law School, Los Angeles
Stephen N. Rosen is a dedicated personal injury lawyer in Dana Point and the founding partner of Rosen Law Offices. He is committed to helping injury victims obtain the justice they deserve. With almost a decade of experience with litigation, he’s unafraid to take a case to trial. Attorney Rosen because his legal journey Loyola Law School and is a member of both the Nevada and California bar. Because of his success with clients, he has been awarded the Super Lawyers® Rising Stars® award every year from 2015-2019 and was given a 10.0 rating on Avvo in car accident cases....
David M. Boertje
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David M. Boertje
San Diego County, CA Insurance Claims Attorney with 21 years of experience
(888) 476-0901 1808 Aston Ave
#235
Carlsbad, CA 92008
Free ConsultationInsurance Claims, Appeals, Criminal Defense and Personal Injury
University of San Diego School of Law
David M. Boertje, Esq., has dedicated his professional life to defending those accused of crimes and has personally handled hundreds of criminal cases. Mr. Boertje is experienced in handling all misdemeanor and felony cases including DUI defense, domestic violence, theft crimes, white collar crimes, drug crimes, probation violations, violent crimes, strike cases, and murder. Mr. Boertje has obtained successful results for many of his clients including case dismissals, not guilty verdicts, reduced charges, and favorable plea bargains. Mr. Boertje has received some very impressive results for his clients.

Mr. Boertje received his Juris Doctor degree at the University of San...
Aria Miran
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Aria Miran
Orange County, CA Insurance Claims Lawyer with 11 years of experience
(949) 326-5000 19700 Fairchild Road
Suite 350
Irvine, CA 92612
Free ConsultationInsurance Claims and Personal Injury
Loyola Law School, Los Angeles
Orange County personal injury lawyer Aria Miran has successfully settled hundreds of personal injury claims since being admitted to the California State Bar in 2012. He focuses his practice on handling serious personal injury matters, including car accidents, truck accidents, motorcycle accidents, dog bites, and slip and fall cases. Attorney Miran also devotes his practice to holding large insurance companies responsible for bad faith insurance claims. Combining personal experience with an in-depth knowledge of the law, Aria is dedicated, aggressive, and caring. He has been recognized by top legal organizations, such as Super Lawyers, for his client service. In addition,...
Isaiah Benjamin Blady
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Isaiah Benjamin Blady
Los Angeles County, CA Insurance Claims Attorney with 31 years of experience
(323) 933-1352 5757 Wilshire Blvd
#535
Los Angeles, CA 90036
Free ConsultationInsurance Claims, Employment, Personal Injury and Workers' Comp
Loyola Law School, Los Angeles
I. Benjamin Blady is the founding partner of Blady Workforce Law Group, APC, where he heads the Los Angeles Labor and Employment law and Class Action practice. Since 1994, Mr. Blady has focused his practice on employment law and labor law, wage and hour litigation, and class action litigation.

Ben Blady has handled claims for wrongful or unlawful termination, discrimination (age, disability, gender, race, sex, sexual orientation), maternity leave, pregnancy leave, sexual harassment, failure to pay wages, unpaid wages, employee misclassification, failure to reasonably accommodate health conditions, retaliation, sick leave and whistle-blowing. Mr. Blady has successfully represented clients in individual employee,...
Richard Morse III
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Richard Morse III
San Diego County, CA Insurance Claims Attorney with 11 years of experience
(619) 525-7007 1230 Columbia St
Ste 560
San Diego, CA 92101
Free ConsultationInsurance Claims, Asbestos, Medical Malpractice and Personal Injury
California Western School of Law
Richard has been representing Plaintiffs against insurance companies his entire career and specializes in litigating a variety of personal injury cases including automobile collisions, slip-and-falls, and sexual assault cases. Richard was trained by a former insurance defense attorney so he has intimate knowledge of how insurance companies evaluate claims, and uses that knowledge against them the ensure his clients get the maximum compensation. Richard became passionate about representing plaintiffs after experiencing first-hand the tricks and tactics insurance companies and defense attorneys use to avoid paying the fair value of claims. He now works tirelessly on behalf of his clients to ensure...
Paul W. Ralph
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Paul W. Ralph
Orange County, CA Insurance Claims Attorney with 32 years of experience
(714) 919-4415 500 N. State College Blvd., Suite 1100
Orange, CA 92868
Free ConsultationInsurance Claims, Medical Malpractice, Personal Injury and Products Liability
Southwestern Law School
Mr. Ralph has been in practice for 24 years, representing the injured and recovering millions of dollars in compensation on their behalf. He has appeared on the cover of The Los Angeles Daily Journal and Trials Digest and has been featured nationally on CNN's Headline News. With extensive trial and appellate experience, Mr. Ralph is dedicated to providing his clients the very best representation. NO FEES are charged unless there is a recovery for the client. All INITIAL CONSULTATIONS ARE FREE.
Jeffrey Scott Bolender
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Jeffrey Scott Bolender
Los Angeles County, CA Insurance Claims Attorney with 29 years of experience
(310) 896-2444 609 Deep Valley Drive
Rollings Hills Estates, CA 90274
Free ConsultationInsurance Claims, Business, IP and Trademarks
Southwestern University School of Law
Mr. Jeffrey S. Bolender is an established trial and appellate attorney with over eighteen years of experience representing policyholders, insurance carriers, underwriters, and other insurance professionals in complex legal disputes. Admitted to practice law in 1994, Mr. Bolender focuses his practice on commercial, business, and insurance law. He is licensed to practice law in the States of California, Hawaii, and Nevada, as well as the District of Columbia. Mr. Bolender regularly advises and advocates on behalf of policyholders and insurance professionals, providing guidance on legal principles for analyzing insurance policies and adjusting liability and property claims. He researches...
Joshua Kroot
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Joshua Kroot
Los Angeles County, CA Insurance Claims Lawyer with 14 years of experience
(213) 677-0856 355 South Grand Avenue
Suite 2450
Los Angeles, CA 90071
Free ConsultationInsurance Claims, Arbitration & Mediation, Business and Insurance Defense
University of Southern California Gould School of Law
Business attorney with demonstrated record of success in high-stakes litigation. Adviser to multi-national corporations, growth-focused startups, closely held companies and non-governmental organizations. Skilled in dispute resolution, class actions, insurance, financial and regulatory actions. Experience growing businesses from idea to exit. Founder of and adviser to multiple companies in U.S. and abroad.
Steven Rudolph Andrade
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Steven Rudolph Andrade
Santa Barbara County, CA Insurance Claims Attorney with 44 years of experience
211 Equestrian Ave
Santa Barbara , CA 93101
Free ConsultationInsurance Claims, Criminal Defense, DUI & DWI and Personal Injury
UC Davis School of Law King Hall
Andrade Law Offices is comprised of Lead Counsel and Owner, Steven R. Andrade and Associate Philip M. Green. Together they bring more than 50 years of combined legal expertise in the legal practice of Personal Injury, Criminal and DUI defense. Steven Andrade has been recognized by the National Trial Lawyers as one of the Top 100 Trial Lawyers in the State of California and is a member of Multi-Million Dollar Advocates. With thousands of trials to his credit, it is no wonder he is recognized with these prestigious recognitions. Steven R. Andrade is known as the lawyer that other lawyers...
Paul William Nguyen
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Paul William Nguyen
Orange County, CA Insurance Claims Lawyer with 11 years of experience
(714) 728-3385 8862 Garden Grove Blvd.
Suite 207
Garden Grove, CA 92844
Free ConsultationInsurance Claims, Nursing Home and Personal Injury
Pacific Coast University School of Law
Paul Nguyen is the Managing Attorney at Shield Litigation, LLP in Santa Ana, CA. Mr. Nguyen is personally involved with every case that comes to the office. Mr. Nguyen has litigated, negotiated and settled countless personal injury cases throughout California. Mr. Nguyen takes an enormous amount of pride fighting for his clients, and has recovered several millions of dollars for his clients. When you work with Shield Litigation, LLP, you have a direct line of contact to Mr. Nguyen and will always know where your case stands.
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