Santa Cruz County Foreclosure Defense Lawyers

Joshua A. Smisko was born in Valencia, California. He attended the University of California, Irvine, graduating with a Bachelor of Arts. Mr. Smisko received his Juris Doctorate degree from Whittier Law School where he was a member of the Entertainment and Sports Law Society and a contributor to their quarterly newsletter and he also obtained a certificate in Intellectual Property. Mr. Smisko previously worked for a National Law Firm representing Banks, Mortgage Loan Lenders, Mortgage Loan Servicers and Foreclosure Trustees dealing with Wrongful Foreclosure claims, Fair Credit Reporting Act claims, Fair Debt Collection Practices Act claims, Evictions, and Bankruptcy...

Since 1976, Robert (Bob) Ziprick , a partner at Ziprick & Cramer, LLP (and its predecessor law firms), has provided outstanding legal services, while maintaining an emphasis on strategic, practical, cost-effective approaches to legal problems and solutions. Mr. Ziprick specializes in Real Estate, Litigation, Business, Healthcare Law, and Government Relations/Public Policy. He is dedicated to providing quality legal services to his clients, assertively representing clients in a professional and ethical manner. He fosters a close working relationship with his clients, whether individuals or corporations, tirelessly working in his client's best interests. Bob earned a B.A. degree in history and...

Steven Lever is a skilled Long Beach bankruptcy attorney at LeverLaw who brings over 27 years of experience to bear on his cases. He works tirelessly on behalf of his clients because he understands what a burden his clients carry.
Attorney Lever is a member of the National Association of Consumer Bankruptcy Attorneys, the Central District Consumer Bankruptcy Attorneys’ Association, the Orange County Bankruptcy Forum. He earned a bachelor’s degree from the University of California, Santa Barbara, before obtaining his Juris Doctor from McGeorge School of Law.
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Brian P. Ballo has been a real estate attorney for 28 years in Orange and San Diego counties. Currently, his practice is focused on representing homeowners in lawsuits against lenders seeking to foreclose, and negotiating loan modifications, forbearance agreements, short sale transaction approvals, and deeds-in-lieu of foreclosure. Brian is skilled in articulating cause of actions against lenders who have violated laws at the time of loan origination and closing, as well as during the foreclosure, loan modification and short sale processes. He has successfully obtained Temporary Restraining...

Highly experienced in commercial litigation and general corporate matters. Has been both partner in AM Law 50 law firm and General Counsel of corporation. Great courtroom, negotiation and client relation skills.

Prior to founding Grigoryan Law Firm, attorney Hayk Grigoryan gained extensive experience at two reputable Los Angeles law firms, specializing in commercial litigation, foreclosure defense and real estate litigation.

Mr. Grigoryan earned his LL.M. Degree (Master’s Degree) in Tax Law from University of Washington School of Law.

Hayk is an active member of the California Bar Association and admitted to practice law before all Courts in California. He is also fluent in Armenian and Russian.
Our paralegals speak Spanish, Mandarin, and Farsi.

Paul McCullum is a hands-on consumer bankruptcy and is a tax attorney with a focus on both strategic tax planning and tax controversy. He is a zealous advocate for his clients in resolution of matters against the IRS, FTB, and for debt workouts with various creditors. With an extensive business background, he enjoys helping clients come out of bankruptcy with not only a fresh start, but a clear plan going forward. He has a special focus on tax planning for troubled borrowers in and out of the bankruptcy setting. Paul has specialized in bankruptcy law since he was a...

Sefyan Law Firm has acquired a reputation of prompt communications with our clients. We use aggressive and result oriented approach when it comes to negotiations. We stand behind our clients and fight for their rights. Our law firm offers an array of concentrations. We practice; Personal Injury & Accidents, Civil & Business Litigation, Probate, Wills & Trusts, Divorce & Support, and Bankruptcy.

"My goal is to, first and foremost, help my clients. If you walk out of my office feeling relieved, I have done my job. I became a lawyer so that I could help people to not only feel relief, but to have a plan to accomplish their goals - whether the goal is to fix their finances or their personal affairs. I am happy that I have the opportunity to provide this service to my clients through my extensive experience and knowledge of the law. I truly look forward to moving you towards a resolution." - Karen Abuav My legal career...