Elwood Consumer Lawyers

At EM LAW our clients and the pursuit of justice are superior to everything else. EM LAW pursues justice in civil matters. When feasible, we strive for resolution rather than unnecessary confrontation. EM LAW is dedicated to the rights and interests of clients. We believe that efficient dispute resolution leads to satisfied clients and alternative dispute resolution methods, such as negotiation, mediation and arbitration, are often more efficient than litigation. However, sometimes an amicable out-of-court resolution is not possible, so we can aggressively pursue a resolution in court. EM LAW focuses on consumer fraud, business, and real estate matters. Injury and...

Education: J.D., cum laude - Thomas Jefferson School of Law, 2006 B.A., Communications/Psychology - College of Charleston, Charleston, SC, 2001 Christian Brothers Academy, Lincroft, NJ, 1997 Admitted to Practice: New Jersey Supreme Court, 2007  U.S. District Court, District of New Jersey U.S. Bankruptcy Court, District of New Jersey

A graduate of Smith College with a J.D. from Brooklyn Law School, Monika spent over 25 years fighting for the rights of consumers, first at Bedford Stuyvesant Legal Services and then at District Council 37’s Municipal Employees Legal Services Plan (DC37 MELS) in New York City. Monika defended tenants from eviction proceedings and managed hundreds of consumer chapter 7 and chapter 13 bankruptcy cases. Inspired to do more, Monika established her own law practice in 2005 in Monmouth Beach, NJ, where for 15 years she continued protecting consumers and advocating for their rights.

Monika is also an experienced...

Nicholas Anthony Pagliara is the founding partner of Pagliara Law Group, who represents clients in Employment discrimination, sexual harassment, civil rights, police brutality and personal injury throughout New Jersey. Mr. Pagliara provides aggressive defense and negotiation. Pagliara Law Group, PA is a knowledgeable and aggressive New Jersey based law firm representing all of the voiceless and gives them a voice. Whether it be you are fighting your employer for being mistreated or being wrongfully treated by the government, injured due to the negligence of others in a car accident or medical malpractice, or even immigration matters. We...

In 2010, Daniel began law school at Touro Jacob D. Fuchsberg Law Center (Central Islip, NY). He quickly became involved in the Basketball team at the school as well as the Alternative Dispute Resolution Society. During his first year, Daniel made a lot of long lasting connection with professors and his colleagues. However, he became increasingly frustrated with the lack of a criminal law focus to Touro’s curriculum.

In chasing his criminal law passion, Daniel was granted an internship under Hon. Michael “Mickey” Ravin out of Essex County Superior Court – Criminal Part in Newark, New Jersey in the Summer of...

I am a consumer rights attorney.

I do this work because I like to help people. I like to empower people, and give them hope.

I have been at the forefront of the fight for consumer rights and I have paved the way for other attorneys. I think that I am the best foreclosure defense attorney in the state.

I know all the dirty tricks that banks play and I know how to hold them accountable.

I can give you extra time in your home. I can give you options that you did not know even existed.

I sue debt collectors who...

Javier L. Merino, Esq is an experienced foreclosure defense attorney, specializing in loan modification assistance, bankruptcy, and helping homeowners stop sheriff sales.