Martinsville Bankruptcy Lawyers

Sharon Choi Stuart
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Sharon Choi Stuart
Richmond, VA Bankruptcy Attorney with 23 years of experience
(804) 221-2162 2222 Monument Avenue
Richmond, VA 23220
Free ConsultationBankruptcy and Foreclosure Defense
Are you considering filing for bankruptcy?...Life is full of surprises, and situations like a divorce, a job loss, or a medical emergency can place a heavy burden on your finances. When unexpected burdens arise, it can seem like all odds are against you, and you have nowhere to turn for help. If you're in danger of going into debt, or currently struggling to get out of debt, then speaking with a bankruptcy lawyer may be a wise decision to help better manage your debt, or give you a fresh start. Sharon Choi Stuart is the founder of Stuart Law...
Joseph Yoon
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Joseph Yoon
Fairfax, VA Bankruptcy Lawyer with 13 years of experience
(703) 260-6060 Yoon Law Firm, PLLC
4118 Leonard Drive
Fairfax, VA 22030
Free ConsultationBankruptcy, DUI & DWI, Personal Injury and Traffic Tickets
Joseph Yoon is your Strategic Defense Lawyer for any Traffic, DUI & Criminal case.

We also practice Personal Injury Law (Car Accidents) as well as Bankruptcy Law (Chapter 7 Debt Relief).

If you are involved in a car accident, we aggressively pursue the maximum recovery by trial if necessary to ensure you are compensated for your pain and suffering.

If you have accumulated debt and are unable to manage, we can help you get a fresh start by filing a Chapter 7 Bankruptcy. You shouldn't have to continue suffering, let's wipe the slate clean and begin building.

If you were charged or arrested...
Jacqueline Sharman
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Jacqueline Sharman
Richmond, VA Bankruptcy Lawyer with 18 years of experience
(804) 755-7599 3957 Westerre Parkway
Suite 105
Richmond, VA 23233
Free ConsultationBankruptcy
Regent University School of Law
I represent clients in a variety of legal areas. I regularly represent clients all over the Richmond area and I often travel as far east as Virginia Beach, as far north as Spotsylvania, as far west as Charlottesville and as far South as Dinwiddie. I assist clients with obtaining and defending protective orders, uncontested and contested divorce, spousal support, child custody, visitation and support, pre-nuptial agreements, property settlement agreements, Chapter 7 and Chapter 13 bankruptcy, criminal defense, business formation and dissolution and general civil litigation.
Mr Thomas Mansfield Dunlap
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Mr Thomas Mansfield Dunlap
Leesburg, VA Bankruptcy Lawyer with 24 years of experience
(703) 777-7319 199 Liberty St, SW
Leesburg, VA 20175
Bankruptcy, Agricultural, Collections and Consumer
Washington & Lee University
Alexander Hamilton Ayers
Claimed Lawyer Profile
Alexander Hamilton Ayers
Richmond, VA Bankruptcy Lawyer with 14 years of experience
710 N Hamilton St
Suite 300
Richmond, VA 23221
Bankruptcy, Business, Construction and Foreclosure Defense
Appalachian School of Law
Alexander was born and raised in the Richmond, VA area. He is an Eagle Scout and Member of the Order of the Arrow. Alexander attended the Virginia Military Institute on a lacrosse scholarship. After his Rat Year, Alexander transferred to Hampden Sydney College, where he graduated in 2002. Alexander worked as a law clerk for 3 years at Ayers & Stolte before attending Appalachian School of Law. He served as a law clerk for the Honorable John Alderman of Hanover Circuit Court in the Summer of 2007. Alexander graduated ASL with 112 hours of training in the theory, ethics and...
Mr. Daniel A Raymond
Claimed Lawyer Profile
Mr. Daniel A Raymond
Williamsburg, VA Bankruptcy Attorney
(757) 565-0423 3309 Poplar Creek Lane
Williamsburg, VA 23188
Free ConsultationBankruptcy
Barry University
Raymond & Raymond, PLLC is a debt relief agency in Williamsburg, Virginia. We are lawyers who help people file for bankruptcy relief under the Bankruptcy Code in Williamsburg, James City County, Gloucester, Mathews, and York, Virginia.
Beeraj Patel
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Beeraj Patel
Fairfax, VA Bankruptcy Lawyer with 26 years of experience
(703) 539-8093 3900 University Drive, Suite 100
Fairfax, VA 22030
Free ConsultationBankruptcy, Business and Immigration
The John Marshall Law School
As a first generation American, Attorney Beeraj Patel understands firsthand through life experience the struggles of all those who are entangled at any stage of the immigration process. He knows how difficult it can be for talented individuals coming from other nations to negotiate through the complicated and even daunting immigration system of the United States. This shared connection aids Beeraj in constantly improving his services as an immigration attorney. In addition to being an attorney, Mr. Patel is the featured writer on www.fairfaximmigrationfirm.com and www.fairfaxbankruptcylaw.com, where he blogs about immigration and bankruptcy law respectively. Beeraj Patel’s philosophy...
Stephen Relyea
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Stephen Relyea
Richmond, VA Bankruptcy Attorney with 16 years of experience
(804) 373-3366 4801 Hermitage Road
Suite 101
Richmond, VA 23227
Free ConsultationBankruptcy and Consumer
Wake Forest University School of Law and George Mason University School of Law
Steve is an attorney at Financial Freedom Legal in Richmond, VA. His practice focuses on representing and protecting the rights of consumers in bankruptcy proceedings. Steve has extensive experience practicing bankruptcy law, having represented both debtors and creditors in bankruptcy proceedings. Since 2014, he has represented consumers exclusively, and he has helped thousands of clients file bankruptcy and navigate the bankruptcy process. Prior to that, he spent several years representing creditors in bankruptcy and foreclosure proceedings. Steve is a member of the National Association of Consumer Advocates, the Richmond Bar Association, and the Henrico County Bar Association. He has...
Joseph Shannon
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Joseph Shannon
HERNDON, VA Bankruptcy Attorney with 16 years of experience
(703) 829-7580 PO BOX 710262
HERNDON, VA 20171-0262
Free ConsultationBankruptcy, Collections, Foreclosure Defense and Landlord Tenant
University of Miami School of Law
I founded Shannon Firm PLC to provide personalized, responsive and accessible legal representation to clients across Northern Virginia. I have developed experience in a wide range of legal areas throughout nearly two decades of representing diverse clients including mortgage lenders, landlords/tenants, and community associations, amongst others. This experience allows me to provide comprehensive legal counsel in many different areas, including but not limited to foreclosure, landlord/tenant law, real estate, bankruptcy, debt collection, and contracts.
John W. Lee
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John W. Lee
Newport News, VA Bankruptcy Lawyer with 26 years of experience
(757) 896-0677 11747 Jefferson Ave.
Suite 4B
Newport News, VA 23606
Free ConsultationBankruptcy, Criminal Defense, Divorce and Estate Planning
Regent University School of Law
The Law Firm of John W. Lee, PC has office locations in Newport News, Hampton, Chesapeake, Norfolk, and Virginia Beach. We have six experienced attorneys on staff that focus their practice in the areas of bankruptcy, family law, estate planning, and criminal defense. With over 90 years of combined legal experience our attorneys are ready to help you face your legal challenges. Our attorneys have helped thousands of people eliminate debt through the bankruptcy process. If you are struggling with garnishments, repossessions, collection calls, or foreclosure you should call us for a free consultation. Our...
Stephen Flores
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Stephen Flores
Richmond, VA Bankruptcy Attorney with 6 years of experience
(804) 315-0810 530 East Main Street
Suite 320
Richmond, VA 23219
Bankruptcy
University of Richmond School of Law
Richmond bankruptcy lawyer Stephen L. Flores always prioritizes his clients’ needs and goals. By offering quick communication, personalized services, and his in-depth experience and knowledge, every client that comes to his office leaves with a sense of relief that they have a true ally working on their behalf. Stephen has always valued his ability to help others, and after graduating from the University of Virginia, he worked as a deputy clerk, where he assisted individuals who did not have lawyers file their important paperwork. In realizing he could do more to help as an attorney, he graduated with his JD...
Jonathan B Vivona
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Jonathan B Vivona
Alexandria, VA Bankruptcy Attorney with 12 years of experience
(703) 739-1353 601 King Street, Suite 400
Alexandria, VA 22314
Free ConsultationBankruptcy, Foreclosure Defense and Landlord Tenant
George Mason University School of Law
Kara Jenkins
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Kara Jenkins
Culpeper, VA Bankruptcy Attorney with 16 years of experience
(540) 825-7277 237 East Davis Street
Suite 200
Culpeper, VA 22701
Bankruptcy, Business, Collections and Consumer
Vermont Law School
Ms. Jenkins has been practicing law in Virginia since 2008 when she was admitted to the Virginia State Bar. She is also admitted in the U.S. Bankruptcy Court for the Western District of Virginia and the U.S. Bankruptcy Court for the Eastern District of Virginia. She is experienced in various practice areas such as family law, construction law, landlord/tenant actions, estate administration, debt collection, and bankruptcy. She has appeared in Virginia juvenile and domestic relations district court, general district court, circuit court, and the Virginia Supreme Court.
David R. Martin
Claimed Lawyer ProfileResponsive Law
David R. Martin
Harrisonburg, VA Bankruptcy Attorney with 21 years of experience
(540) 217-0265 320 South Main Street, Suite 1F
Harrisonburg, VA 22801
Free ConsultationBankruptcy, Criminal Defense, DUI & DWI and Traffic Tickets
West Virginia University College of Law
David Martin brings almost two decades of experience to his practice as both a defense attorney and prosecutor.

Martin began his career during his third year of law school, where he was granted temporary admission to the West Virginia Bar to practice in the West Virginia College of Law's legal clinic. There, he was committed to serving clients who could not afford an attorney, negotiating and settling consumer matters, landlord/tenant disputes, and more.
Martin continued his service to the community after graduation in 2002 as a staff attorney for Blue Ridge Legal Services, providing legal assistance to low-income residents living...
John Wallis Raymond
Claimed Lawyer Profile
John Wallis Raymond
Williamsburg, VA Bankruptcy Attorney
(757) 565-0423 3309 Poplar Creek Lane
Williamsburg, VA 23188
Free ConsultationBankruptcy
College of William and Mary
Raymond & Raymond, PLLC is a debt relief agency in Williamsburg, Virginia. We are lawyers who help people file for bankruptcy relief under the Bankruptcy Code in Williamsburg, James City County, Gloucester, Mathews, and York, Virginia.
Scott Newton
Claimed Lawyer Profile
Scott Newton
Manassas, VA Bankruptcy Attorney with 24 years of experience
(703) 361-8246 9255 Lee Ave
Manassas, VA 20110
Bankruptcy, Business, Criminal Defense and DUI & DWI
University of Wyoming College of Law
Scott has been practicing law in Virginia since 1999. He is licensed to practice law in four jurisdictions, Virginia, Maryland, District of Columbia and Colorado. Scott’s first four years were focused almost exclusively on bankruptcy law. Twenty plus years later, bankruptcy continues to be an integral part of his practice and focus. It is an area of practice that intersects with many other legal issues on regular basis. Not many attorneys practice bankruptcy, and when a bankruptcy related issue comes up, Scott is always willing to share his insights when other attorneys have questions. Scott joined the Manassas Law Group in 2003,...
Jonathan S. Gelber
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Jonathan S. Gelber
Falls Church, VA Bankruptcy Attorney with 40 years of experience
(703) 237-1200 201 Park Washington Ct
1st Floor
Falls Church, VA 22046
Bankruptcy, Arbitration & Mediation, Business and Collections
George Mason University School of Law
Ms. Lee Patrice Dunham
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Ms. Lee Patrice Dunham
Charlottesville, VA Bankruptcy Attorney with 20 years of experience
(540) 317-3317 801 West Main Street
Suite 203
Charlottesville, VA 22903
Bankruptcy
University of Virginia School of Law
Elizabeth Krukova
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Elizabeth Krukova
Vienna, VA Bankruptcy Attorney
(703) 534-5588 8230 Old Courthouse Rd. Ste. 200
Vienna, VA 22182
Bankruptcy, Divorce, Family and Immigration
Attorney and founding partner of National Capital Legal Services, Elizabeth Krukova, Esq. has been admitted to practice as an attorney in several jurisdictions, including New York, Maryland, District of Columbia and Virginia.
Having completed her Masters Degree in Law from Indiana University School of Law in Bloomington, Indiana, USA, Ms. Krukova has over fifteen years of experience as an attorney and over ten years as a head of a legal practice. She is a member of Circuit Courts for the 2nd, 3rd, 4th and 9th Circuits, and also of the Federal Courts of Maryland, Virginia and District of Columbia. Ms....
James Bradley Winder Jr.
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James Bradley Winder Jr.
Midlothian, VA Bankruptcy Lawyer with 19 years of experience
(804) 477-8666 2820 Waterford Lake Drive
Suite 105
Midlothian, VA 23112
Free ConsultationBankruptcy, Consumer and Personal Injury
University of Richmond School of Law
J. Bradley Winder, Jr. is a native Virginian who attended James Madison University, graduating with a B.A. in English, and a graduate of The University of Richmond T.C. Williams School of Law. Bradley is licensed in both Virginia and Washington, DC, is a member of the United States Federal Court for the Eastern District of Virginia and the United States Fourth Circuit Court of Appeals. Bradley began practicing law as a consumer rights advocate and has since maintained a client and consumer advocate approach to his legal practice. Bradley can assist you in the areas of civil litigation, lemon law, criminal...
Thomas Andrews Jr
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Thomas Andrews Jr
Alexandria, VA Bankruptcy Attorney with 27 years of experience
(703) 838-9004 122 N Alfred St
Alexandria, VA 22314
Bankruptcy
As founder and principal of the Andrews Law Firm (FKA Tommy Andrews Jr., PC), I want to thank you for visiting our web site.

I know this is a big step in seeking out an attorney for legal representation. Rest assured, we are passionate about our clients. Over the years we have helped thousands of folks get a fresh start which has allowed them the opportunity to prosper.

I encourage you to look around and I am sure you will find the information helpful. When you are ready just give us a call or email. We are here to help you.

Please text...
James L. Heiberg
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James L. Heiberg
Falls Church, VA Bankruptcy Lawyer with 32 years of experience
(703) 237-1200 201 Park Washington Ct
1st Floor
Falls Church, VA 22046
Bankruptcy, Consumer, Criminal Defense and Family
William & Mary Marshall-Wythe School of Law
Suad Bektic
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Suad Bektic
Richmond, VA Bankruptcy Attorney
(804) 997-7395 8609 Mayland Drive
Richmond, VA 23220
Bankruptcy
Charlotte School of Law
Jessica R Clay
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Jessica R Clay
Gainesville, VA Bankruptcy Lawyer with 16 years of experience
(703) 754-0503 7430 Heritage Village Plaza
Suite 202
Gainesville, VA 20155
Free ConsultationBankruptcy, Criminal Defense and Estate Planning
University of Baltimore School of Law
Matthew A. Brennan, III
Claimed Lawyer Profile
Matthew A. Brennan, III
Oakton, VA Bankruptcy Lawyer with 36 years of experience
2915 Hunter Mill Rd
Oakton, VA 22124
Free ConsultationBankruptcy, Business and Employment
Mr. Brennan’s law practice is dedicated to serving the needs of businesses, both large and small, and includes business sales and acquisitions, general civil litigation, business counseling, debtor/creditor law, business formation and receivables collection. Mr. Brennan's professional experience includes complex commercial litigation and intensive bankruptcy experience. Mr. Brennan was born in Omaha, Nebraska, but spent the major part of his youth in Dallas, Texas and Roanoke, Virginia. Mr. Brennan was drafted into the United States Army where he was trained as a medical corpsman with field units of the 25th Infantry Division. While serving in Vietnam, he was awarded the Purple...
Douglas Scott
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Douglas Scott
Richmond, VA Bankruptcy Attorney with 45 years of experience
(804) 257-9860 1805 Monument Avenue
Suite 311
Richmond, VA 23220
Bankruptcy and Business
Bankruptcy legal services for business debtors and their creditors. Chapter 7, 11 & 12 representation for business debtors. Local counsel services for creditors. Preference defense; Plan objections and bankruptcy appeals. Practice limited to commercial bankruptcy and related federal litigation. Represent businesses in Richmond, Norfolk, Newport News, Alexandria, Lynchburg, Roanoke, Danville and Charlottesvile. Have appeared pro hac vice in numerous other bankruptcy courts in Atlanta, Chicago and New York.
Kevin Michael Fitzpatrick
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Kevin Michael Fitzpatrick
Fairfax, VA Bankruptcy Lawyer with 34 years of experience
(703) 352-7150 4118 Leonard Dr
Suite 200
Fairfax, VA 22030
Bankruptcy, Business and Collections
George Mason University School of Law
Frank John Rooney
Claimed Lawyer Profile
Frank John Rooney
Arlington, VA Bankruptcy Lawyer with 48 years of experience
(703) 527-2660 2009 14th St N
Arlington, VA 22201
Bankruptcy, Criminal Defense and Tax
Georgetown University Law Center and The George Washington University Law School
Trevor B. Reid
Claimed Lawyer Profile
Trevor B. Reid
Richmond, VA Bankruptcy Attorney with 15 years of experience
(804) 261-7323 6802 Paragon Place, Suite 300
Richmond, VA 23230
Bankruptcy, Business and Real Estate
University of Richmond School of Law
Deborah Nelson Arthur
Claimed Lawyer Profile
Deborah Nelson Arthur
Springfield, VA Bankruptcy Lawyer with 41 years of experience
(703) 658-6050 Deborah N Arthur, Attorney
7411 Alban Station Ct., Suite B265
Springfield, VA 22150
Free ConsultationBankruptcy
George Mason University School of Law
Deborah N. Arthur has built a long-standing reputation in the Fairfax County, Virginia community for being an attorney with a drive for success. Earning her B.S. in Business Administration from George Mason University in 1977, she continued her education, earning her J.D. from George Mason University in 1982, after spending two years at the Department of Justice. Since then, she has assisted those in need of legal representation in matters concerning divorce, bankruptcy, personal injury, family law, and estate matters. So, what separates Mrs. Arthur from the crowd? She understands that bad things sometimes happen to good people. That's why she...
Richard William Ferris
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Richard William Ferris
North Chesterfield, VA Bankruptcy Lawyer with 33 years of experience
(807) 767-1800 9327 Midlothian Turnpike
Suite 1J
North Chesterfield, VA 23235
Free ConsultationBankruptcy, Business, Divorce and Estate Planning
University of Richmond School of Law
Anna Drake Dunkum
Claimed Lawyer Profile
Anna Drake Dunkum
Richmond, VA Bankruptcy Lawyer with 13 years of experience
6800 Paragon Place
Suite 234
Richmond, VA 23230
Free ConsultationBankruptcy, Business, Collections and Foreclosure Defense
Elon University
Anna focuses her practice on individual consumer and business bankruptcies, tax compliance and controversy, corporate and business law, and estate planning and administration. Prior to joining Harry Jernigan CPA Attorney, P.C., Mrs. Dunkum was Staff Attorney for the Chapter 13 Trustee for the Middle District of North Carolina- Greensboro Division. Mrs. Dunkum is admitted to practice in the United States Bankruptcy Courts for the Eastern, Middle and Western Districts of North Carolina and the Eastern District of Virginia as well as all courts in the State of North Carolina and the Commonwealth of Virginia and U.S. Tax Court. ...
Kenneth Wu
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Kenneth Wu
Reston, VA Bankruptcy Attorney with 21 years of experience
(703) 835-6145 1818 Library St.
Suite 500
Reston, VA 20190
Bankruptcy, Administrative, Civil Rights and Employment
Washington University School of Law
Prior to co-founding Lopez & Wu, PLLC, Mr. Wu specialized in representing federal employees at the internationally recognized law firm of Passman & Kaplan. Mr. Wu has years of experience representing federal employees in discrimination cases at the Equal Employment Opportunity Commission ("EEOC") and appeals at the Merit Systems Protection Board. Mr. Wu has also developed an expertise litigating private sector employment cases in federal court. During law school, Mr. Wu interned for EEOC Vice Chair Paul Igasaki, where he reviewed federal and private sector cases involving race, sex, disability, and age discrimination. Mr. Wu also worked as a...
Mr. Billy B. Ruhling II
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Mr. Billy B. Ruhling II
McLean, VA Bankruptcy Attorney with 23 years of experience
(703) 734-4325 1660 International Drive
Suite 600
McLean, VA 22102
Bankruptcy, Appeals, Business and Foreclosure Defense
The Judge Advocate General's Legal Center and School and William & Mary Marshall-Wythe School of Law
Billy Ruhling, II, is an experienced litigator focusing on civil litigation matters. His experience in civil litigation has focused on complex commercial litigation, bankruptcy and business torts. Mr. Ruhling has represented clients in actions covering a broad spectrum, including insurance coverage, professional liability defense, antitrust claims, contract disputes, tort claims, breach of corporate duties, and fraud. Before joining Troutman Sanders LLP, Mr. Ruhling was on active duty as an Army Judge Advocate, where he served as a Branch Chief in the Army's Defense Appellate Division, U.S. Army Legal Services Agency. There, in addition to supervising seven appellate attorneys,...
John D Sawyer
Claimed Lawyer Profile
John D Sawyer
Fairfax, VA Bankruptcy Attorney with 48 years of experience
(703) 893-0760 10605 Judicial Drive
Suite B-2
Fairfax, VA 22030
Free ConsultationBankruptcy
Georgetown University Law Center and New England Law | Boston
I have an accounting, business, marketing and tax background and concentrate in consumer bankruptcy, Ch's 7, 11 and 13.
Tammy Sossei
Claimed Lawyer Profile
Tammy Sossei
Richmond, VA Bankruptcy Attorney
(804) 593-4141 4114 E. Parham Road
Suite C
Richmond, VA 23228
Bankruptcy, Criminal Defense, Divorce and Family
Regent University School of Law
Robert Brandt
Claimed Lawyer ProfileBlawg Search
Robert Brandt
Alexandria, VA Bankruptcy Attorney with 23 years of experience
(703) 342-7330 600 Cameron Street
Alexandria, VA 22314
Free ConsultationBankruptcy
University of Richmond School of Law
I am a consumer bankruptcy attorney located in Alexandria, VA and I serve the needs of those in Alexandria, Virginia and the surrounding area. I am a solo practitioner which means that I will personally handle your case from start to finish. I focus exclusively on bankruptcy work. My goal is to get you a fresh start with minimal stress. I strive to make this burdensome process as easy as possible for my clients. For instance, I never make my clients fill out a 30 page bankruptcy questionnaire. That is what the free initial consultation if for. For more information...
Timolyn Whitney Tillman
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Timolyn Whitney Tillman
Virginia Beach, VA Bankruptcy Lawyer with 28 years of experience
(757) 333-0599 505 S. Independence Blvd.
Suite 107
Virginia Beach, VA 23452
Free ConsultationBankruptcy, Personal Injury and Traffic Tickets
Timolyn Whitney Tillman is licensed to practice law in Virginia, New Jersey, and Georgia, and the U.S. Bankruptcy Court, Eastern District of Virginia and the U.S. Bankruptcy Court, Southern District of Texas. Attorney Tillman received her bachelor’s degree in Business Management from Howard University in 1988 and her Juris Doctor degree from Seton Hall University School of Law in 1992. She has been in private practice for over twenty-five years and has also served as an Assistant Public Defender for the City of Virginia Beach. Attorney Tillman is a Member of the American Bar Association and the...
Brooke S. Barden
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Brooke S. Barden
Richmond, VA Bankruptcy Attorney with 16 years of experience
(804) 249-6550 6800 Paragon Place, Suite 112
Richmond, VA 23230
Bankruptcy, Business, Consumer and Tax
Regent University School of Law
Tax Representation: Brooke provides tax planning, audit representation, and tax controversy services including negotiating an offer-in-compromise, installment agreement, abatement requests and FBAR compliance programs. She also regularly represents business owners with payroll tax issues and trust fund interviews. Corporate: She represents small to mid-size businesses in various industries and is experienced in determining the appropriate entity formation, performing business planning, corporate governance, contract drafting and negotiation and tax compliance services. When her clients make the decision to terminate their involvement with the business, whether it is though a liquidation, bankruptcy reorganization, asset purchase agreement,...
James L. Pedigo Jr.
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James L. Pedigo Jr.
Norfolk, VA Bankruptcy Attorney
(757) 622-1621 500 East Plume Street
Suite 801
Norfolk, VA 23510
Bankruptcy
As a founding member of Harbour Law, Jim has over 25 years of experience representing clients from Norfolk, Virginia Beach, Chesapeake, Portsmouth and all of Hampton Roads in bankruptcy cases. His practice is focused on representing individuals and small business owners seeking relief from their financial burdens. He has also represented Chapter 7 trustees, banks, mortgage lenders and credit unions in bankruptcy proceedings. Whether you are seeking a fresh start under Chapter 7 or wish to adjust repayment of your debt on easier terms under Chapter 13, Jim’s background and experience makes him uniquely qualified to represent your best interests....
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