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Todd Laster
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Claimed Lawyer ProfileQ&A
Practice Areas
- Bankruptcy
- Chapter 11 Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Relief
- Consumer Law
- Class Action, Lemon Law
Fees
- Free Consultation
Jurisdictions Admitted to Practice
- Oklahoma
Education
- University of Tulsa College of Law
- J.D. (2002)
Awards
- Top Contributor
- Avvo
Professional Associations
- Oklahoma Bar Association # 19509
- Member
- Current
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Legal Answers
13 Questions Answered
- Q. I have 2 cars in my name and I'm married. Can I keep both?
- A: Under Oklahoma exemptions in a joint case where both spouses file bankruptcy each are able to exempt one car at a value of $7500 per vehicle. If there is a loan against a vehicle the equity should not exceed $7500 to be a protected asset.
- Q. Who do I see to learn if an action has been filed on a mechanic's lien or if a hearing date has been set or is pending?
- A: You can search to see if a mechanic's lien has been filed on your property by searching in the land records division of the Court house where the property is located. There is a fee for copies. If the creditor makes an attempt to foreclose on the mechanics lien you should be notified by a summons.
- Q. I bought a vehicle in oklahoma in feb18 with buy here pay here that had their own finance company. I surrendered .
- A: The deficiency balance that is still owed can be collected by the creditor in State Court by receiving a judgment and then collecting on the judgment with a wage garnishment. In Oklahoma up to 24% of a debtor's wages can be garnished for this type of debt. deficiency balances on repossessions can be discharged in a bankruptcy. If you are unable to satisfy this debt with monthly payments or by offering a one time lump sum settlement amount you may want to consider a free consultation with an experienced bankruptcy attorney.
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