Robert Simonian

We are a bankruptcy law firm giving personal attention to our clients. We offer low fees and payment plans to those who need it. We have dedicated our law practice almost exclusively to bankruptcy law since 1996 and have become know as the local and trusted bankruptcy firm in Massachusetts.

Bankruptcy

Chapter 11 Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Relief

Foreclosure Defense

• Free Consultation
• Credit Cards Accepted
• Contingent Fees
• Rates, Retainers and Additional Information
  Payment plans available.

Massachusetts

Since 1996

Attorney, Partner

Bucacci And Simonian, PC

1996 - Current

University of Massachusetts School of Law

J.D. (1996) | Law

1992 - 1995

Rhode Island College

B.A. (1990)

1985 - 1990

Client Champion - GOLD

Martindale-Hubbell Lawyer Services

2022

Selected: 2020 - 2022

America's Most Honored Lawyers, Top 5%

The American Registry

2020

Pro Bono Award

United States Bankruptcy Court

2015

Massachusetts State Bar  # 631817

Member

Current

National Association of Consumer Bankruptcy Attorneys

member

1999 - 2009

Income tax debt and bankruptcy

Robert Simonian

July 26, 2021

Bankruptcy Lecture, Annual meeting, Fall River MA

September 19, 2009

Bristol County Bar Association

General lecture on bankruptcy to members of Bristol County Bar Association

Notary Public

Commonwealth of Massachusetts

Q. I am currently homeless and i spent money claimed on my wild card exemption before a 341 meeting can i get into trouble?

February 6, 2023

A: This is a difficult question to answer without asking you more detailed questions. For example, generally speaking, if you spend $500.00 or less on necessities I would say it is not a problem. If you spent a large amount of money and the trustee feels for some reason that the money was not exempt then you could have a problem. Again, this is a difficult question to answer without knowing more details. If you filed your bankruptcy with an attorney you should definitely call him for advice.

Q. My client is 88, her home is under water and she cannot afford to repair the failing electric and plumbing systems.

July 13, 2022

A: A Chapter 7 bankruptcy sounds like it may be in her best interest at this time however I can not say this absolutely without a full interview. You can call me or another experienced bankruptcy attorney and they should be able to give you a good solid answer and plan to move forward. A chapter 7 discharge would absolve her of her unsecured debts and any deficiency balance after the surrender or foreclosure on the house and allow her to get a fresh start by just paying rent.

Q. Can the uplyft capital loan be forgiven

March 28, 2022

A: "Forgiven" and "discharged" are two different terms. Yes, the debt can be discharged in bankruptcy. If it is a secured loan then you will have to continue making payments to keep the collateral or you can surrender the collateral but either way the debt is discharged. If it is unsecured it can be discharged. If the loan is forgiven then you could have serious tax consequences. Any cancelled or forgiven debt can be considered income to you and reported as such on your taxes.