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Rafael Gil III

Rafael Gil III

  • Bankruptcy, Social Security Disability, Personal Injury ...
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Summary

Rafael Gil was admitted to practice in 2000. Prior to attending law school, he was employed in the banking field. Having a background in finance and banking, during law school, Rafael decided to practice in the area of Bankruptcy Law. Rafael Gil clerked for a bankruptcy attorney for two years, before graduating from law school. Upon graduating, he moved to Dothan AL and opened up his law office in 2000 concentrating his practice to Bankruptcy Law. In the process, he has filed thousands of bankruptcy cases, representing both individuals and businesses. Rafael Gil III was born in San Juan, Puerto Rico in 1975. He is married to the former Kimberly Phipps of Dothan and has 4 children. He graduated from Auburn University with a Bachelor of Science Degree in Pre-Law, with an Associates Degree in Criminal Justice in 1997. He received his Juris Doctor from Faulkner University, Jones School of Law in 2000. He is licensed in Alabama and the Federal Courts in the Middle District of Alabama. He is a member of the American Trial Lawyers Association, National Association of Consumer Bankruptcy Attorneys and American Immigration Lawyers Association

Practice Areas
  • Bankruptcy
  • Social Security Disability
  • Personal Injury
  • Foreclosure Defense
Fees
  • Free Consultation
  • Credit Cards Accepted
  • Contingent Fees
Jurisdictions Admitted to Practice
11th Circuit
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Languages
  • Spanish: Spoken
Professional Experience
Law Clerk
Backus & Associates
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Education
Thomas Goode Jones School of Law, Faulkner University
J.D. (2000) | Doctor of Law
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Auburn University
B.S. (1997) | Pre-Law; Accounting
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Awards
Top 10 Bankruptcy Attorney of Alabama
American Jurist Institute
Top Lawyers in Alabama
The Legal Network
Top National 100 Lawyers
The National Advocates
Top Lawyers in Alabama
The Legal Network
Top Lawyers in Alabama
The Legal Network
Top Lawyers in Alabama
The Legal Network
Professional Associations
Alabama State Bar  # 7783A53G
Member
- Current
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Publications
Articles & Publications
Chipping Away at Debt
The Dothan Eagle
Speaking Engagements
Personal Finances and Budgeting , Relief Society Conference , Dothan, Alabama
LDS CHurch
Guest speaker giving financial advise and counseling to women. Discussed personal finances and how to budget correctly.
Websites & Blogs
Website
Blog
Legal Answers
32 Questions Answered

Q. I am a Owner operator ‘ Trucking ‘ the past year I have had major mechanical repairs . Due to loans that have basically
A: Chapter 13 might be a good option for you. You can consolidate all your debts, including your truck, and have your payments lumped into one lower payment.
Q. If I retire from my job (64 yrs old) can my Chp 13 be converted to a Chp 7 if I can now pass the means test?
A: Yes, if your income falls below the median income you could qualify for a 7. You need to talk to your lawyer b/c converting to a 7 can have a negative impact on your assets.
Q. After a default payment on a mortgage, what is the statute of limitations to initiate a foreclosure proceeding?
A: Well there isn't a quote unquote "statute of limitations" to foreclose. Technically, once you have defaulted under the terms of the contract (i.e. loan), the mortgage company can start the foreclosure proceedings. Of course, they have to go through the legal process, which could take several months to complete.
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Contact & Map
The Gil Law Firm
111 Adris Place
Dothan, AL 36303
Telephone: (334) 401-4420