Norma Duenas

Norma Duenas

  • Bankruptcy, Immigration Law, Business Law ...
  • California
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Summary

Consumer bankruptcy attorney representing clients in Southern California.

Practice Areas
  • Bankruptcy
  • Immigration Law
  • Business Law
  • Foreclosure Defense
  • Animal & Dog Law
Additional Practice Area
  • Car Accidents
Jurisdictions Admitted to Practice
California
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Languages
  • English: Spoken, Written
  • Spanish: Spoken, Written
Education
University of San Diego School of Law
J.D. | Law
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Honors: Cum laude
University of San Diego School of Law Logo
Websites & Blogs
Website
Website
Website
Southern California Law Advocates
Blog
California Bankruptcy Blog
Legal Answers
2 Questions Answered

Q. How can I find out if my second mortgage was dismissed in my Bankruptcy case?
A: This question is difficult to answer without further information. Was your bankruptcy case a Chapter 7 or a Chapter 13. Were you trying to strip your second mortgage in a Chapter 13? Generally you can remove your personal liability for a second mortgage in a Chapter 7 bankruptcy, but if you intend to keep the home you must continue to pay it. Most judges in California do not allow you to strip second mortgages in a Chapter 7. In a Chapter 13 you can remove your second mortgage. The second mortgage will be removed if you complete your Chapter 13 plan and as part of the plan you proposed to avoid the second mortgage. For information on this you can go to: http://www.socaladvocates.com/Bankruptcy/Remove-Second-Mortgage.aspx
Q. Financial liability after bankruptcy discharge for difference between short sale amt and amt owed?
A: If you have listed and included your two mortgages in your bankruptcy then you should not have liability for any difference between the amount of the short sale and what was owed. Your bankruptcy would have removed your personal liability for the mortgages. The only time that you would be responsible would be if you reaffirmed the mortgages in your bankruptcy. It this is not the case then the mortgage companies cannot come after you for the mortgages. For further information on this issue you can go to: http://www.socaladvocates.com/Bankruptcy-Blog/2011/February/Foreclosure-After-Bankruptcy-Do-I-Have-to-Pay-th.aspx
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Contact & Map
Los Angeles Office
515 S. Flower St.
36th Floor
Los Angeles, CA 90071
Telephone: (213) 330-8999
Temecula Office
41690 Enterprise Cir N
#202
Temecula, CA 92590
Telephone: (951) 294-5471
Santa Ana Office
2112 E. 4th St.
#103
Santa Ana, CA 92705
Toll-Free: (866) 337-7220
Riverside Office
11801 Pierce St.
Ste. 200
Riverside, CA 92505
Telephone: (951) 241-8070