Neil Anapol

For almost 32 years, I have represented consumers and small business owners in lawsuits against insurance companies, insurance agents, banks, government entities, and attorneys. My practice is primarily focused on protecting people and businesses against insurance industry abuses. Over the years I have handled numerous cases involving non-payment or underpayment of homeowners claims and commercial property claims; insurers that refuse to defend liability claims; and insurers that unreasonably delay or deny uninsured motorist and automobile property claims.

Insurance Claims

Bad Faith Insurance, Business Insurance, Disability Insurance, Health Insurance, Life Insurance, Motor Vehicle Insurance, Property Insurance

Legal Malpractice

Employment Law

Employee Benefits, Employment Contracts, Employment Discrimination, ERISA, Overtime & Unpaid Wages, Sexual Harassment, Whistleblower, Wrongful Termination

Appeals & Appellate

Civil Appeals, Federal Appeals

Personal Injury

Animal & Dog Bites, Brain Injury, Car Accidents, Construction Accidents, Motorcycle Accidents, Premises Liability, Truck Accidents, Wrongful Death

Business Law

Business Contracts, Business Dissolution, Business Finance, Business Formation, Business Litigation, Franchising, Mergers & Acquisitions, Partnership & Shareholder Disputes

Real Estate Law

Commercial Real Estate, Condominiums, Easements, Eminent Domain, Homeowners Association, Land Use & Zoning, Mortgages, Neighbor Disputes, Residential Real Estate, Water Law

• Insurance Bad Faith

• Free Consultation
  I give free initial consultations on contingency fee cases.
• Contingent Fees

California

Since 1989

Attorney

Law Offices of Neil R. Anapol

1999 - Current

Litigation attorney specializing in insurance bad faith, professional negligence, and employment litigation on behalf of consumers and employees.

University California Los Angeles School of Law

J.D. (1988) | Moot Court

Northwestern University

M.A. (1984) | Communications and Rhetoric

Northwestern University

B.S. (1984) | Debate and Rhetoric

Consumer Attorney Association of Los Angeles

member

1999 - Current

California State Bar  # 141764

Member

1989 - Current

Q. Based on previous question, is it okay that I have served insurance co. for small claims court first vs. mitagation co.?

April 25, 2022

A: I would have sued both of them in the same case, and if they wanted to blame each other -- let them. They are both responsible for what happened. As far as you're concerned, it does not matter how you allocate the loss.

Q. Who's at fault for not properly secure/protect appliances that were taken out kitchen after water burst?

April 15, 2022

A: Both the mitigation company and the insurance company are responsible. The mitigation company because they should have known not to leave appliances wrapped in plastic in your backyard. Thus, they negligently caused the property damage. The insurance company has a duty under the insurance regulations to tell you about all applicable coverages. If a pack out was needed (which it was) your insurance company had a duty to advise you that it and the associated storage costs were covered. Also, viewed as a separate incident, the mitigation company causing you property damage should also be covered, although making a new claim would require that you pay a separate deductible.

Q. My car was stolen and my insurance company has done nothing to settle my claim since 4/16/21

February 8, 2022

A: I suspect there is more to the story, but basically you have probably have an insurance bad faith claim against the insurance company, not the agent. I would contact the adjuster and/or the adjuster's supervisor and find out why they have not settled your claim. Sometimes, the resolution of the claim depends upon you providing documentation and complying with a request for an examination under oath. If you have done everything you need to do, and the insurance company still will not pay, file a complaint with the California Department of Insurance. If that still does not get their attention, consider filing a lawsuit. If the value of the car is under $10,000, you might want to file it yourself in small claims court. If the insurance company owes you more than that, retain an attorney and file in Superior Court.

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