Located in Louisville, Kentucky, Michael D. Grabhorn is a recognized national authority in the area of life and disability insurance, involving both state law and ERISA. Mr. Grabhorn’s practice is limited to representing insureds, individually and on a class basis. Mr. Grabhorn litigates insurance cases locally and across the country. As a result, in addition to the courts in Kentucky, he is also admitted to practice before the U.S. Supreme Court, as well as regularly appearing before the federal district and appellate courts.
Based on his focus on life and disability insurance, Mr. Grabhorn is familiar with the insurance companies and their internal claims processes. His insurance clients benefit from his unique knowledge and experience, as well as his reputation with the insurance companies.
In addition to his legal background, Mr. Grabhorn has intimate knowledge in the design, marketing, and workings of life and disability insurance products. Prior to establishing his law firm, Mr. Grabhorn spent over 17 years working in the insurance industry. During this period, he was exposed to all facets of life and disability insurance, as well as annuities. He was recognized for his knowledge and received the prestigious chartered life underwriter (CLU) and chartered financial consultant (ChFC) certifications. He learned how the insurance products were sold, how they were marketed (the promises made), and how they were designed. He was retained by insurers to consult in the design and marketing of new insurance products. During this same time period, Mr. Grabhorn created one of the largest private continuing education programs for teaching insurance agents and brokers.