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Michael Frederick Cardoza

Michael Frederick Cardoza

The Cardoza Law Corporation
  • Consumer Law
  • California
Claimed Lawyer ProfileSocial Media

I grew up in the San Francisco Bay Area, joined the Marine Corps and then went to law school. After my active duty time as a trial attorney, I became a senior executive in the debt buying and collections industry on the East Coast. I spent 7 years buying and collecting debts and even running a law firm that collected consumer debt exclusively. I know all the tricks.

I founded The Cardoza Law Corporation to bring the truth to consumers and help you get what you deserve from illegal debt collectors, credit reporting agencies, robo-callers, and businesses that just plain rip you off! You don't have to take it. The laws are on your side and all you have to do is get a free evaluation to see if you have a case that I can litigate for you for no money down. Most people have shame and guilt about a bad financial situation - don't. Illegal debt collection happens every day - it could be happening to you and you don't even know it!

In some cases, clients of The Cardoza Law Corporation may agree to be liable for costs and/or pay fees on an hourly, flat, or contingent basis. The information on this advertising website is not intended to serve as legal advice or as a guarantee, warranty, or prediction regarding the outcome of any particular legal matter. Visiting this site does not constitute the formation of an attorney/client relationship or the establishment of any other type of agreement that implies that legal representation has been offered or accepted.

Practice Area
Consumer Law
Class Action, Lemon Law
Additional Practice Areas
  • Military Consumer Protection
  • Credit Reporting Disputes
  • Debt Collection Harassment
  • Free Consultation
  • Credit Cards Accepted
  • Contingent Fees
Jurisdictions Admitted to Practice
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Georgetown University Law Center
J.D. (1997)
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University of California - Los Angeles
B.A. (1993) | Business-Economics
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Professional Associations
State Bar of California  # 194065
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Articles & Publications
The Secret World of Debt Collection
Word Press Association
Websites & Blogs
The Cardoza Law Corporation
Cardoza Law Corporation Blog
Contact & Map
The Cardoza Law Corporation
548 Market St # 80594
San Francisco, CA 94104
Toll-Free: (855) 982-2400
Telephone: (415) 488-8041
Fax: (415) 651-9700