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Mark Bredow

Mark Bredow

Bredow Law PLC - Bankruptcy - Criminal - Debt Defense - Driver's Licenses
  • Bankruptcy, Collections, Consumer Law ...
  • Michigan
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Summary

I have over 28 years experience in Michigan Law. Before I was an attorney, I was a Bank Auditor where I gained valuable insight into the world of debt. Attending law school, I had daily courtroom experience as a Court Clerk in Michigan’s Sixth Circuit Court. In 25 years as an attorney, I represent clients in trial and appeal courts in of the State of Michigan and in the Federal Courts, of Michigan, Ohio and Illinois, including the U.S. Court of Appeal in the Sixth Circuit. For over 18 years, I have practiced of the law of the collection of debt and in the defense against debt collection. I have extensive knowledge and experience in Chapter 7 and Chapter 13 bankruptcy law. I represent both debtor’s and creditors. I help people seeking protection from creditors in bankruptcy, and I represent large and small business, including banks, mortgage companies and mortgage servicers, credit card companies, landlords, condominium associations and homeowner associations, small business owners and many others, to ensure that they received the full share that they are entitled under bankruptcy law. I have also represented the government's interests maintaining fairness to all in the bankruptcy process, as part of the Chapter 13 Trustee's Program. Because I have represented virtually all sides in debt and bankruptcy cases, My firm, Bredow Law PLC, has a unique insight into the motivations of debtors, creditors and Bankruptcy Trustees. My experience and insight allows Bredow Law to prepare unique and insightful solutions you, whether your are an individual, small business owner, or company. Bredow Law also counsels small business, individuals and families in Small Business Formation, Creditor & Debtor Rights, Consumer Law, Elder Law, Probate & Estate Planning, Criminal & Traffic matters & Driver's License Restorations. Our broad experience and specialized skills allow us to give the highest quality and cost-effective representation.

Practice Areas
  • Bankruptcy
  • Collections
  • Consumer Law
  • Foreclosure Defense
  • Landlord Tenant
  • Traffic Tickets
  • Probate
  • Criminal Law
Fees
  • Free Consultation
    Free Telephone Consultation.
  • Credit Cards Accepted
  • Contingent Fees
    Contigency fee options are available in certain cases.
  • Rates, Retainers and Additional Information
    Low Fee Chapter 7 - $995.00. $95.00 to start. Price includes the filing fee and credit report. Low Down Payments for Chapter 13 - Ask about our zero-down payment Chapter 13.
Jurisdictions Admitted to Practice
Michigan
State Bar of Michigan
ID Number: P49744
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6th Circuit
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U.S. Bankruptcy Court - Eastern District of Michigan
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U.S. Bankruptcy Court - Northern District of Ohio
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U.S. Bankruptcy Court - Western District of Michigan
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Languages
  • English: Spoken, Written
Education
Wayne State University Law School
J.D. (1994) | Law
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Central Michigan University
B.A. (1985) | Accounting
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Awards
Dale Carnegie Institute: Award For Highest Achievement
Bredow Law PLC
Selected by peers as having completed the program with the highest achievement.
Professional Associations
Michigan State Bar  # 49744
Member
Current
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Detroit Consumer Bankruptcy Association
member
Current
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Speaking Engagements
Mortgage Issues for Borrowers, Creditors and Trustees , 23rd Annual Federal Bar Association, Western District Michigan, Bankruptcy Seminar , Boyne Falls, Michigan
Federal Bar Association of Michigan
Representing Clients in Chapter 13 Proceedings Pre-Confirmation , Bankruptcy Certificate Series: The Basics of Chapter 13 Bankruptcy , Plymouth, Michigan
Institute of Continuing Legal Education
The Only Cram-Down Left? Lien Stripping and Valuation , Detroit Consumer Bankruptcy Conference , Troy, Michigan
American Bankruptcy Institute
The Bankruptcy Reform Act One Year Later , AMC Mortgage Services Attorney Summit , Long Beach, California
AMC Mortgage Services
The Bankruptcy Reform Act , DS News Five-Star Conference Attorney Summit , Dallas, Texas
DS News
General Bankruptcy Education , Homecomings Financial Corporation Client Educational Seminar , San Diego, California
Homecomings Financial
Websites & Blogs
Website
Bredow Law Website
Blog
Bredow Law Blog
Legal Answers
65 Questions Answered

Q. Can second mortgage lender seek post-sale deficiency judgement after liability was discharged in Chapter 7
A: Your neighbor's Chapter 7 Bankruptcy does not affect the rights of either the first or second mortgagee in the property. Chapter 7 discharges the debtor's personal obligation to pay the debts, but the mortgages are not removed. If the first mortgage was not foreclosed, the second mortgagee still has a valid mortgage against the property. If the second is not paid, they would be authorized to foreclose regardless of the Chapter 7 discharge. I would not recommend purchasing the property unless the second mortgage is paid at closing and you receive a release of the mortgage in writing.
Q. I lost my insurance 2 years ago and had an accident. Their insurance is trying to get me to pay $6000 for her repair.
A: Michigan is a No-Fault state. This means that all drivers are required to purchase insurance on their vehicles and that if there is an accident, regardless of who is at fault, each driver's insurance pays to cover their own medical bills, lost wages and damage to their own vehicle. The drivers are not permitted to sue each other in court, except to recover the amount of their insurance deductible. If a motorist is not insured he is operating the vehicle illegally and the other driver's insurance company is permitted to bring a suit to recover its damages. If you had kept the vehicle insured, they would not be permitted to do that. Your option is to defend the case and show that you were not at fault, but that may be difficult or impossible as you were not supposed to be on the road in an uninsured vehicle. If they obtain a judgment, you may apply to the Court for an installment payment agreement to allow you to make payments that you can afford. Be prepared to show the Court your income and your household expenses so the Court can determine a fair payment.
Q. Is an "unsafe start" traffic violation solely up a Police Officer's discretion? Is this ticket worth fighting>?
A: Sure. Particularly if you have a witness. It all depends on the facts of the case. Unsafe doesn't require speeding or spinning tires and can include "jackrabbit" starts and rapid acceleration from a rolling start. You could win. You've got nothing to lose.
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Contact & Map
Bredow Law PLC
41000 Woodward Avenue
Suite 350 East
Bloomfield Hills, MI 48304
Telephone: (248) 795-5516
Fax: (248) 856-4131