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Harlene Miller

Harlene Miller

California Certified Bankruptcy Specialist
  • Bankruptcy
  • California
Claimed Lawyer ProfileQ&A

Bankruptcy representation of debtors and creditors; personal and business; chapter 7, 11 and 13 since 1990. CA Certified Legal Specialist in Bankruptcy Law for 20 years. Provide consulting for how to avoid bankruptcy; budgeting; life after bankruptcy. Assist in creditor settlements in lieu of bankruptcy. Personal care and attention to clients. Half hour no charge consultation.

Practice Area
  • Bankruptcy
  • Free Consultation
    Free initial half hour consultation
Jurisdictions Admitted to Practice
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  • English: Spoken, Written
Professional Experience
Harlene Miller Law, APLC
- Current
Shareholder and attorney
Pagter and Miller
Western State University College of Law
J.D. (1989) | LAW
Honors: Graduated with Scholastic Merit; 4 American Jurisprudence awards
Activities: Member of Law Review
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Professional Associations
American Bankruptcy Institute
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Orange County Bar Association
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OC Bankruptcy Forum
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State Bar of California  # 146651
- Current
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Speaking Engagements
Bankruptcy Impact on Family Law Issues , Seminars for Family Law Practitioners & CPA's
Bankruptcy Impact on Personal Injury Litigation
Orange County Trial Lawyers Association
Creditor's Rights in Bankruptcy , Saddleback Community College
Bankruptcy and its Alternatives , Orange Coast College
Certified Legal Specialist in Bankruptcy Law
State Bar of California
Websites & Blogs
Legal Answers
174 Questions Answered

Q. Does automatic stay in Ch. 13 apply to non-noticed creditor?
A: The dismissal of the bankruptcy case is a benefit to you. There is no stay in effect and no bankruptcy pending. I do also suggest that you talk with a local bankruptcy attorney for more details.
Q. I also received a summary of trustee’s final report and application for compensation. The last page looks like this:
A: Plan payments you make to the Trustee are the funds used to pay allowed creditors and administrative expenses of the case that are incurred by the Trustee. It is important to review the documents sent to you by the Trustee to make sure the creditor list is accurate. If you do not have an attorney representing you in the chapter 13 case, you should seek advice from a local attorney to review the documents and provide further details so you understand what is happening with your case. A Trustee's final report usually is a report of what has been paid - not what is going to be paid. Earlier in the case, you should have received another report called Notice of Intent to Pay claims from the Trustee. You should also be receiving or have received Trustee reports throughout the case that provides information on the distributions made by the Trustee - two reports per year are sent out.
Q. Divorce/Foreclosure
A: Is a divorce pending? Will you be entering into some type of property division agreement? If so, and she releases her interest in the property, you may want to consider selling the property. If there is no equity in the property (is that what you mean by "there is no gain"?) - a short sale (selling for less than owed, with cooperation from the lender(s) to take less than owed) might be an option - eliminates foreclosure on your credit. Without her cooperation, you can't sell unfortunately. Then the only option is remaining in the property as long as you can - awaiting for the lender to proceed with foreclosure.
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Contact & Map
Harlene Miller Law, A Professional Law Corporation
9110 Irvine Center Drive
Irvine, CA 92618
Telephone: (949) 756-1313