At the office of Frank M. Mungo, Attorney at Law, I am dedicated to guiding you through the necessary steps when you face healthcare coverage denials. It doesn't matter what type of plan you have—whether it's through your employer (ERISA), the ACA Marketplace, a private insurer, or Medicare Advantage—I am here to assist in appealing healthcare denial decisions with meticulous attention to detail and compassion.
Here's what I do: I clearly explain what your policy includes and what it excludes. I investigate the reasons behind your claim's denial and identify the applicable rules. I prepare a thorough, timely appeal that addresses and counters the reasons outlined in your denial letter. I am committed to fighting to overturn healthcare denials and ensure you receive the treatment your doctor recommended and your plan initially agreed to cover.
I believe that no patient should be neglected just because an insurance company declines their claim. That's why I am committed to honest, aggressive advocacy. I tackle every denial with clarity, compassion, and a steadfast dedication to justice. At Appeal Healthcare, my mission is straightforward: to empower individuals and families to challenge unjust decisions and secure the healthcare they rightfully deserve.
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- Kentucky
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- Ohio
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- 6th Circuit
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- English
- Attorney
- Frank M. Mungo Attorney at Law
- - Current
- Salmon P. Chase College of Law, Northern Kentucky University
- J.D. (1998) | Law
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- Activities: Moot Court, Externships with Chief Judge William O. Bertelsman, Dept. of Justice.
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- University of Cincinnati
- M.S. (1993) | Aerospace Engineering
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- North Carolina State University
- M.S. (1990) | Mechanical Engineering
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- Presbyterian College
- (1987) Physics
- Honors: Graduated Cum Laude
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- Super Lawyer
- Superlawyers
- National Association of Criminal Defense Lawyers
- Member
- Current
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- Kentucky Association of Criminal Lawyers
- Member
- Current
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- Ohio Association of Criminal Defense Lawyers
- Member
- Current
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- National College of DUI Defense
- Member
- - Current
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- Kentucky State Bar
- Member
- - Current
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- Effective Voir Dire, Ohio Association of Criminal Defense Lawyers, Ohio
- Opening Statement, Ohio Association of Criminal Defense Lawyers, Ohio
- Persuasive Opening Statements, Ohio Association of Criminal Defense Lawyers - 2022 Superstar Seminar, Ohio
- Voir Dire: Finding the Jurors who will Acquit Your Client, DUI Defense Lawyer Association, Illinois
- Framing for the Audience, Texas Criminal Defense Lawyers Association, Texas
- Graduate
- 2008 Trial Lawyers College
- Q. My husband recently got a civil summons for two counts of "THEFT BY FAIL TO MAK REQ DISP OF PROPERTY $10,000 OR MORE"
- A: If your husband is convicted of two counts of KRS § 514.070 (Class C felonies), he could face 5 to 10 years in prison for each count. However, since he is a first-time, nonviolent offender with only traffic violations and family responsibilities, he may be eligible for probation or pretrial diversion, especially if he offers to make restitution. Actual prison time is unlikely unless there are aggravating factors or if he makes no effort to repay.
