Attorney Cedulie Laumann is the managing attorney of small law firm in Anne Arundel County, Maryland. The firm accepts clients in real estate, small business, guardianship and civil litigation matters.
She enjoys helping clients reach positive solutions to their legal needs. Whether a client needs a simple deed transfer or representation in a "high stakes" lawsuit, quality representation should keep the client's unique needs in mind. Her firm employs innovative "flat fee" billing arrangements and fee options outside the traditional hourly based approach.
"Legal Answers & Representation Relevant to YOUR needs!"
- Business Law
- Employment Law
- Estate Planning
- Real Estate Law
- General Civil
- Free Consultation
10 minute no-cost phone consult. Call 410-216-7000 $180 consult fee for most matters (w/out document review) up to 1.5 hrs $200 consult fee w/ document review up to 1.5 hours 50%-100% of the consult fee credited to client's account if the firm is retained for full service within 30 days of consult.
- Credit Cards Accepted
Mastercard, Visa, Discover, American Express
- Contingent Fees
Attorneys fees may be handled on a contingency basis (client does not pay unless there is recovery) in certain cases, including injury, certain types of real estate matters and judgment collections.
- Rates, Retainers and Additional Information
10 min no cost initial consult by phone. Flat fee consultations for up to 1.5 hour attorney meeting. Option of flat fee billing many types of cases, including Estate Planning (Trusts, Wills, etc.), Business Formation (LLCs, etc.) and Real Estate (tax sale foreclosure litigation, deeds, contracts, etc.) Representative 2017 flat fees: $240 for most deeds, $250 for PR/estate/corporate deeds $80 for powers of attorney $750 for single member LLC formation package, $505 for estate planning package (individual), $1,250 for revocable trust package. While all the firm's clients are given clear understanding of fees up-front, this list is not a promise to represent, some situations may require additional work and no attorney/client relationship is formed unless we meet and both agree.
- English: Spoken, Written
- managing attorney
- Arden Law Firm, LLC
- Adjunct Faculty
- St. Joseph's University
- University of Maryland Francis King Carey School of Law
- Honors: Order of the Coif Top 10% of Graduating Class
- Maryland State Bar
- - Current
- Q. Is it legal for five members of a nine member Board to meet (or email) to plan & agree on action at the next Board meet.
- A: In many cases, corporate board members can freely consider what they want to do outside of a formal meeting. That is how resolutions are frequently made. That being said, the bylaws must be followed and ordinarily whatever the board members might consider outside of a meeting, unless there is unanimous resolution there is usually a mandate that meetings be called with proper notice, quorum be held, rules of order be followed and votes be cast and tallied. As another attorney notes, the context (e.g., small close corporation vs. non-stock non-profit organization) and particular governing documents may change what rules apply.
- Q. Does the buyer under contract following an inspection have a right to recind their offer completely?
- A: This all depends on the specific contract and the specific contract language. There is no one size fits all answer. You are encouraged to seek legal advice if you have a question about the rights or obligations of parties under a particular contract.
- Q. My brother and I are joint trustees in a living trust containing our mother's assets. What if one of us resigns?
- A: Specific questions about specific planning documents usually require sitting down with an attorney to review. That being said, I'll try to address in general terms the questions posted. With respect to inheritance and other death taxes: these taxes apply in Maryland no matter whether something was inherited through a Will, under the laws of intestate succession, by survivorship rights or through a trust. Inheritance taxes in this state apply when the person receiving is not closely related. Death taxes (or "estate" taxes) apply when the total amount of everything given away exceeds a certain cap. (Currently in 2019, the thresholds are over $5 million for state death taxes and over $11 million for federal death taxes) With respect to the relationship between joint attorneys-in-fact and joint or sole trustees: Typically these two things have no impact on each other. That is because the Trustee only controls what belongs to the Trust and the attorney-in-fact only controls what belongs to the person making the Power of Attorney. An asset is either in the Trust, in which case the POA wouldn't come into play, or it is outside of the Trust in which case the Trust wouldn't come into play. Sometimes these two types of fiduciaries work closely together but they are distinct roles legally speaking. To sum, if a fiduciary (like a trustee or attorney-in-fact) has any questions about the legal documents they are working from, it is advisable to seek legal advice. While I hope the general information above helps, it doesn't offer legal advice or a promise to represent. You are encouraged to sit down with an attorney to review and understand any legal documents you have questions about.
- Q. Can attorney charge $300 collection and attorney fees for $180 of HOA owed in Maryland?
- A: Typically HOA documents say that homeowners will pay costs of collection, including reasonable attorney fees, for any past due accounts. Maryland's Rules of Professional Conduct for attorneys requires that attorneys fees be reasonable based on the time and labor and complexity involved. See RULE 19-301.5 The scenario doesn't describe what attorney work was included in the $300 charge, or how much time was involved, but it is not unreasonable to ask any attorney presenting a bill for an itemized statement. If after review of any documentation you have further questions regarding the reasonableness of a specific fee, you may consider reaching out to the Maryland State Bar Association Committee on Resolution of Fee Disputes. While the above is not legal advice nor a commentary on the reasonableness of any other attorney's billing practice, I hope that it helps answer your question.
- Q. What if a person doesn’t go through probate, does the property go to the decendents
- A: Whatever someone dies owning titled in their sole name becomes part of their probate estate. Other property (such as jointly owned real estate, bank accounts, life insurance with named beneficiaries, etc.) may go directly to named beneficiaries or co-owners. The beneficiaries (people inheriting by title) may be descendants or other relatives. That being said, in Maryland, if property is still in the deceased person's name, it must go through probate before it can be disbursed to the heirs.
- Q. My mother-in-law is on the deed of the house she owns with her ex-husband. But she hasn't lived there in 20 years.
- A: Ordinarily each co-owner on title has rights to share in the proceeds of sale. Living in a property does not change someone's status as owner although owners may seek to offset if they paid more than their share of expenses. In most cases co-owners will reach an agreement (if they were married this may have already been done) for one to buy-out the others or to sell the property and allocate the proceeds. Where co-owners used to be married, it would be important to confirm that no court already ruled on issues related to the house and its proceeds in earlier divorce proceedings. If co-owners cannot reach agreement they could file for a sale in lieu of partition. In that case, besides the attorneys involved, the court will appoint a Trustee. Because going the sale in lieu route adds Trustee fees on top of legal fees and the normal realtor/auctioneer fees, it is nearly always more cost effective for owners to reach agreement.
- Q. Where does Maryland state that the trust schedule for an inter vivos trust must be filed when opening an estate.
- A: The question is unclear. Ordinarily there is no reporting of trust schedules with the probate estate filings. Perhaps you are asking, however, about reporting trust assets transferring to people obligated to pay inheritance tax? Maryland law requires that an Information Report be filed whenever an estate is opened identifying ANY AND ALL transfers arising because of the Decedent's death (whether by trust, by joint ownership, payable on death or whatever) going to people who aren't exempt from inheritance tax. The law for this is contained in the Tax General article of the Maryland Annotated Code, Title 7. If you are administering an estate and/or trust, you may want to talk to an estates and trusts lawyer in this state - a lawyer can either assist with administration and/or answer specific questions you might have.
- Q. Since I owe a large sum on my house; when I die, can my adult children just 'give the keys' to the mortgage company ?
- A: Good question. Heirs do not have to personally pay off any debts of a deceased relative. The Personal Representative ("PR") is appointed to deal with the assets and debts of the person who died and must pay off debts from the deceased person's assets. Three options usually exist when someone dies with a house encumbered by a mortgage. First, the PR might sell the house, in which case the mortgage gets paid at closing and any proceeds become a part of the estate. Second, the PR might distribute the house to heirs. However, a mortgage attaches to property so if the heirs get a house with a mortgage the loan doesn't go away and the heirs would obviously need to pay the mortgage. Third, if neither of the first two options made sense a PR could try to negotiate with the lender to do something called a "deed in lieu" which means the owner gives up the property rather than go through foreclosure. A mortgage lender is not obligated to accept the title to the house and there is no guarantee that the lender would agree to do so. A lot depends on the value and condition of the house and the other available assets. The PR should not distribute any assets until the mortgage is resolved one way or the other. Ordinarily people need to pay off the mortgage in full when a property title transfers. However in the case of inherited property a federal law allows family members to continue paying the mortgage in the ordinary course. While not legal advice, I hope this general information helps address your posted question.
- Q. My mother gave me my grandmothers house , which was uninhabitable . I remodeled it, and now she is selling it.
- A: The short answer to "can I put a lien on the property" is yes. Maryland limits who can lend money secured by a house but still allows immediate family members (such as mother/daughter) to do so. The process of getting a lien is done by having the property owner sign a deed of trust (or mortgage) for the amount of loan that gets recorded in the land records. A real estate lawyer could assist with preparing this kind of paperwork. Besides legal fees, Maryland law imposes something called a recordation tax to record a loan based on the dollar amount of the loan, in addition to a flat recording fee. While a lien against real property gives stronger assurance that money will be repaid when property goes to settlement, as another attorney noted, there may be other less costly ways to memorialize an agreement.