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Brian Michael Bradford

Brian Michael Bradford

Experienced personal injury lawyer
  • Personal Injury, Insurance Claims, Nursing Home Abuse
  • Colorado
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Brian Bradford is a trial lawyer forged from years of service as a Public Defender and fighting powerful insurance companies with one of Colorado's largest personal injury law firms. As a personal injury lawyer, Mr. Bradford has recovered millions of dollars from insurance companies on behalf of his clients. Mr. Bradford has completed numerous jury trials in jurisdictions throughout Colorado and has been specially licensed to practice law pro hac vice in Oklahoma and Florida. Early in his legal career he also worked for Colorado judges based in Jefferson County, the Supreme Court and the Federal District Court. Mr. Bradford’s clerkship experience gives him unique knowledge about how judges decide legal issues which provides great benefit to his clients. Mr. Bradford is a Colorado native and grew up in Denver. After graduating from Cherry Creek High School where he was a member of the 1994 State Championship football team, Mr. Bradford received his business degree from Bucknell University in Pennsylvania. Mr. Bradford then headed west to Washington where he received his law degree Magna Cum Laude from Gonzaga University. He is a member of the Colorado Trial Lawyers Association and the Colorado Bar Association, where for the past three years he has presented on Subrogation Law at the annual Tort Law Update.

Practice Areas
  • Personal Injury
  • Insurance Claims
  • Nursing Home Abuse
  • Free Consultation
  • Contingent Fees
Jurisdictions Admitted to Practice
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  • English: Spoken, Written
  • Spanish
Professional Experience
Cook, Bradford & Levy, LLC
Bucknell University
B.S. | Business Administration
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Gonzaga University School of Law
J.D. | Law
Honors: Magna Cum Laude, Law Review Associate Editor, Moot Court Board
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Top 100 Trial Lawyers
The National Trial Lawyers
This honor is awarded to personal injury trial lawyers who have been recognized by their peers as being one of the best in their field.
Professional Associations
Boulder County Bar Association
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Colorado Bar Association # 35954
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Colorado Trial Lawyers Association
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Speaking Engagements
2015 Subrogation Law Update, CBA Annual Tort Law Update, Colorado Bar Association Headquarters
Colorado Bar Association Annual Tort Law Update
Cover and Move: Getting the Most from Your Auto Insurance After a Collision, March 2018 BCBA Civil Law Section CLE, Boulder County Justice Center
Boulder County Bar Association
This presentation addressed the essential insurance coverages you should have in a car accident that is not your fault. We focused on the principles of Uninsured/Underinsured Motorist, Medical Payments, and Collision coverage while providing real-life examples of how they work. Attention was also given to how these coverages interplay with health insurance and Colorado law to help optimize financial recovery
2013 Subrogation Law Update, CBA Tort Law Update, Colorado Bar Association Headquarters
Colorado Bar Association Annual Tort Law Update
2014 Subrogation Law Update, CBA Annual Tort Law Update, Colorado Bar Association Headquarters
Colorado Bar Association Annual Tort Law Update
Websites & Blogs
Brian Michael Bradford's Website Profile
Cook, Bradford & Levy, LLC Website
Legal Answers
7 Questions Answered

Q. I was assaulted by 2 individuals in a retail store in Greeley CO. What are my rights?
A: I am sorry to hear about what happened to you. First, we always suggest contacting the police so that criminal charges can be pursued. From a civil liability standpoint, a lawyer would need to know more facts about how the assault happened to make any determination about a civil claim.
Q. Does a hospital have a legitimate lien if their claim was rejected by my health insurance because they waited too long?
A: This is a common problem we see with hospitals in Colorado. Hospitals prefer billing Med Pay because they receive more than if only health insurance was used. A problem arises, as in your case, where there is a remaining balance after Med Pay has been received. Fortunately, Colorado recently has passed a law requiring a hospital to bill health insurance before it can assert a valid lien. We are typically able to resolve these disputes by communicating directly with the health insurance carrier and the hospital's billing department. In our experience, the health insurance carrier often becomes the patient's best ally in resolving the outstanding balance. Although each case is different, when a hospital fails to follow billing practices for a health insurance carrier (and a patient covered under that carrier's health plan), it can lead to the hospital writing off the remaining portion. Please feel free to reach out to us with any specific questions.
Q. Can I go to the er before an actual claim is filed?
A: As a matter of practice, we always think that our clients should prioritize their medical treatment. Sometimes this means going against the wishes of a boss, or even a spouse, but at the end of the day, your health is paramount. Moreover, getting medical treatment sooner rather than later can often help you avoid more serious complications later on down the road.
Q. I am reading CO Rev Statute 10-4-609 (UM/UIM) as my Insurance Co cannot "offset" what the at vault party's Insurance Co.
A: You are correct in that Colorado law does not permit a UM/UIM insurer to offset what it owes to its insured by what has been paid by the liability carrier. I encourage you to visit our website page on UM/UIM coverage here: for some illustrations on how UIM coverage works. Here a simple illustration: assume you have $100,000 in Underinsured Motorist coverage (UIM coverage); assume your damages are $125,000 assume the at-fault driver has $50,000 in liability coverage and they have paid that to you; under this scenario, the at-fault driver was UNDERINSURED by $75,000. Because you have $100,000 in UIM coverage, your UIM carrier should pay you the remaining $75,000 of your damages. They cannot offset your $100,000 in UIM coverage by the $50,000 in liability coverage so that you only have an additional $50,000 available to you. That is contrary to Colorado law and public policy.
Q. Injury in Jail
A: Depending on the facts of your case, there may be an exception to the Colorado Governmental Immunity Act that applies and would you allow to successfully bring a claim. There are also many lawyers who may take your case if they believe there is a chance of success based on the law and the facts. You should know that there are special time limitations for notifying a governmental entity of a potential claim, so you should try to find a lawyer immediately.
A: Good morning! Our law firm offers a free in-person consultation at your home or a neutral location (coffee shop, library, etc) in Fort Collins. Please feel free to reach out at 303-543-1000 or 970-389-8749 to set one up. We focus on personal injury, including rear-end collisions.
Q. I was in an accident in CO in 2018 from hitting a patch of ice. The officer gave me a ticket for careless driving.
A: Whether you should pay a ticket/fine or fight it, is a matter of personal preference taking into account factors like risk, cost, time, etc. Whether you have a case worth fighting depends on the facts of your situation, and the pros/cons and strengths/weaknesses of your options cannot be determined based on the information you provided.
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Contact & Map
Cook, Bradford & Levy, LLC
2590 Trailridge Dr E
Lafayette, CO 80026
Telephone: (303) 543-1000
Fax: (303) 543-8582