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Benjamin "Tom" T.D. Pugh

Pugh and Roach, Attorneys at Law, PLLC
  • Personal Injury, Criminal Law, Insurance Defense...
  • Kentucky, Ohio
Claimed Lawyer ProfileQ&ASocial Media

Benjamin "Tom" Pugh was admitted to practice in 2010 and is a founding partner of Pugh & Roach, Attorneys at Law, PLLC. He is licensed in both Ohio and Kentucky. He has extensive insurance experience after spending three years in the industry. During law school, he externed with the Kentucky Department of Public Advocacy serving in the Kentucky Innocence Project. Tom focuses his practice in the areas of criminal defense, personal injury, insurance defense, civil rights, and business litigation. Tom was born in Cincinnati, Ohio and grew up in Northern Kentucky. He currently lives in Cincinnati.

Practice Areas
  • Personal Injury
  • Criminal Law
  • Insurance Defense
  • White Collar Crime
  • Civil Rights
  • Free Consultation
    My initial consultations are free.
  • Credit Cards Accepted
  • Contingent Fees
Jurisdictions Admitted to Practice
6th Circuit
U.S. District Court Eastern District of Kentucky
U.S. District Court Southern District of Ohio
U.S. District Court Western District of Kentucky
  • English: Spoken, Written
Professional Experience
Founding Partner
Pugh and Roach, Attorneys at Law, PLLC
- Current
Asscoiate Attorney
O'Hara, Ruberg, Taylor, Sloan & Sergent
Salmon P. Chase College of Law, Northern Kentucky University
J.D. (2010) | Law
University of Cincinnati
B.A. (2004) | English Literature
Honors: Dean's List Magna Cum Laude
Nick of Time Award
Northern Kentucky Volunteer Lawyers, Inc.
Professional Associations
Kentucky Bar Association # 94032
Northern Kentucky Bar Association
Lex Loci Committee
- Current
Northern Kentucky Bar Association
- Current
Cincinnati Bar Association
Ohio State Bar # 0086781
American Bar Association # 01945132
Articles & Publications
Attorney Profile - Christopher D. Roach
Lex Loci - Northern Kentucky Bar Association
Requesting State Grand Jury Materials During Federal Civil Litigation
Lex Loci - Northern Kentucky Bar Association
Speaking Engagements
You and the Legal System Series - Personal Injury/Auto Accident, Hamilton County Law Library
The presentation was on what to do in an auto accident, the basic law of personal injury in Ohio and Kentucky, and insurance law in Ohio and Kentucky.
Websites & Blogs
Pugh & Roach, Attorneys at Law, PLLC
Legal Answers
2 Questions Answered

Q. Was passenger in full coverage vehicle covered by farm burea ins. Hit by coal truck ins. by another ins. Both KY vehi
A: It sounds like you have what is called a PIP application. The car you were traveling in is covered by Personal Injury Protection (PIP) insurance, which covers the first $10,000 of medical bills, and a small portion of any lost wages. If you have injuries, I would speak with a personal injury attorney, as it gets complicated. The coal truck's insurance carrier will handle any pain and suffering award, plus anything that exceeds the PIP coverage. First things first, get your PIP application in so you can have your doctor's visits and hospital visits covered. Then, I would strongly recommend speaking with a personal injury attorney. I hope this helps.
Q. My wife had a person run a stop sign and pull out in front of her causing my wife to hit her car. How does this all work
A: If the other party is at fault, then you must submit a claim to the other party's insurance carrier. The insurance company will then either fix your car or "total" it out and pay you the fair market value. If you have full coverage insurance, you can submit the claim to your insurance carrier, and have them deal with the repairs, less whatever your deductible is. If you have injuries, or any passenger has injuries, you need to submit a claim to your insurance carrier for PIP/BRB (personal injury protection/basic reparation benefits) and your insurance will pay the first $10,000 of medical bills, and a portion of lost wages. This is where it starts to get complicated, and I would recommend speaking with a personal injury attorney to handle your claim. I hope this helps.
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Contact & Map
28 West Fifth Street
Covington, KY 41011
Telephone: (859) 291-5555
Fax: (859) 287-2600
Cincinnati, OH, USA