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Lynn Ellen Coleman
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Biography
I offer personal, compassionate assistance with debt and consumer law issues to persons in the Piedmont Triad area of North Carolina.
Practice Areas
- Foreclosure Defense
- Bankruptcy
- Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Relief
Additional Practice Areas
- Collections Defense
- Student Loan Law
- General Civil
Fees
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Free Consultation
I offer a free online or telephone consultation. -
Credit Cards Accepted
Debit cad only for bankruptcy. Credit card (all major cards) for other areas. -
Contingent Fees
For certain consumer law cases only. -
Rates, Retainers and Additional Information
I offer flat fees, contingency fees, and hourly fees depending upon the nature of the case.
Jurisdictions Admitted to Practice
- North Carolina
- Texas
- -
Languages
- English: Spoken, Written
Education
- St. Mary's University School of Law
- J.D. | Law
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- Trinity University
- B.S. | History, Political Science
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Professional Associations
- North Carolina State Bar
- Member
- Current
- National Association of Consumer Advocates
- Member
- - Current
- National Association of Consumer Bankruptcy Attorneys
- Member
- - Current
- North Carolina Bar Association
- Member
- - Current
Legal Answers
174 Questions Answered
- Q. Foreclosed house, auction set, bank says I can sell before auction. Can the bank force separated wife to sign contract?
- A: Unfortunately, no Bank can force your ex to sign the necessary paperwork for the sale. The time for getting a Judge to do that has passed, and whether or not that was possible depends upon the equitable distribution/separation agreement that you and your ex had in place. I assume that's what you spent $14k in attorneys fees on. Hopefully there will be a lot of bids on the house and you will come out with some net proceeds from the sale.
- Q. Motor repair cost $15,000, warranty company is covering $10,000 cap, 3 weeks after purchase. Is this even legal?
- A: An attorney would have to review the warranty itself to make sure that all covered charges are being paid for. How much is the deductible (the amount you have to pay for repairs). Is there a limitation on how long you have to own the car before the warranty will come in to effect, or a limitation on how much the warranty will pay within the first few months or miles driven? No lawyer on an advice website can advise you specifically without reviewing all of the documents you signed at purchase. "Less than 3,000 miles" in 30 days sounds like over 2,500 miles. This seems like a lot of miles in 30 days, so maybe there is a mileage limitation that allows the warranty company to pay less? ... Read More
- Q. My things were in a fire at a storage facility. The biz isn't letting me look through my destroyed unit for salvage.
- A: Your property should be covered by your homeowners or renters insurance policy. Turn in an insurance claim and your own insurance company will help you get access.
If you did not have insurance, that's too bad because most likely the storage facility is not at fault whether a customer broke in or used a code.
Get a copy of the fire department report and see if they have identified the person who caused the fire. If they did, are there any charges being brought? You may have a right to restitution if criminal charges are brought.
You do not say how long it has been since the fire, but at some point they should allow you to see your property whether you ahve insurance or not. It's ... Read More
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